PZ - Warranty Deed TitleOne
a title & escrow co.
February 8, 2021
DELIVER TO: Liberty Joy and C.Joy, and Carla Long and Jonathan Long
6504 E Driver Court
Nampa, ID 83687
Thank you for choosing TitleOne for your title insurance needs. Enclosed you will find the following:
Owners Policy of Title Insurance
Original Recorded Warranty Deed
Order No. 21398884
If you have any questions regarding the closing, your Escrow Officer is Billie Jo Cobb, (208)246-8276.
Should you have any questions regarding this title policy,your Title Officer is Karen Pemberton, (208) 287-
5338.
I
%%,w%%:Ti11c0ncCnrr.c,jm
Scanned with CamScanner
--'-'.-8Tr90I,Il Ai-LY Rcoonpm
SM A:,,PED Fit IS'I PAGE Pimv
ADA COUNTY RECORDER R)Ii McGrane 2021-016113
Ti 1-2-0'il0li+lAL BOISE IDAHO F'05-3 CHE FOWLER 0112912021 12:57 PM
TITLEONE BOISE 515.00
TztleOne
s Wk a estrow[a
Order Number.21398884
Warranty_Deed
For value received,
Idaho Family Holdings,LLC,an Idaho limited liability company
the grantor,does hereby grant,bargain,sell,and convey unto
LibertyJoy and C.Joy,wife and husband and Carla Long and Jonathan Long,wHe and husband
whose current address is 6504 E Driver Court Nampa, ID 83667
the grantee,the following described premises,in Ada County,Idaho,to wit:
A parcel of land being a poilion of Blocks 3 and 4 of the Amended Plat of F.A.Nourse's Third Addition,as filed for
record in the office of the Ada County Recorder,Boise,Idaho,in Book 7 of Plats at Page 299 lying in the Northwest
quarter of Section 7,Tovrnship 3 North,Range 1 East,Boise Meridian,Meridian,Ada County,Idaho,as shown as
Parcel C on Record of Survey No.8427,filed for record in the office of the Ada County Recorder,Boise,Idaho,under
Instrument No.108103418 and more particularly described as follows:
Commencing at a brass cap marking the Northwest comer of said Section 7;thence along the West boundary of said
Section 7,which is also the centerline of North Meridian Road
South 00°24'19'West 1041.97 feel to a point on the extended South boundary of said Block 4;thence along said
extended South boundary
North 89'3T05'East 40.00 feet to an iron pin marking the Southwest comer of said Block 4 and the Northwest
comer of said Block 3;thence along the West boundary of sald Block 3
South 00'24'19'West 63.97 feet to an iron pin marking the Point of Beginning;thence leaving sald West boundary
along a fine South of and parallel with the North boundary of sald Block 3
Order Number,21398884 Warranty Deed•Page 1 of 3
Scanned with CamScanner
ELECTRONICALLY RECORDED
STAMPED FIRST PAGE NOW
INCORPORATED AS PART OF
THE ORIGI14AL DOCUMENT.
TitleOne
a title a r►rro-ra
C17der Nu-nber:2139SBS4
Warranty ❑eEd
F07%a1ue re:eived,
Idaho Family Holdings,LLC,an Idaho limited liability company
the a-arrior,does hereby grant,bargain,sell,and convey unto
Lib--ry Joy and C.Joy,wife and husband and Carla Long and Jonathan Long,wife and husband
fiunanl address is 6504 E Driver Court Nampa,ID 83687
t:�-g.G-fee,the follovring described premises,in Ada County,Idaho,to wit:
of land being a portion of Blocks 3 and 4 of the Amended Plat of F.A.Nourse's Third Addition,as Red ta-
taco t1 the offlp of the Ada County Recorder, Boise, 4daho,in Book 7 of Plats at Page 299 lying is the Northwezt
Or'ar of Se;'jo-) 1,Township 3 lbrlh,Range i East,Boise h�eddlan,Mediflan,Ada County,Idaho,as shoism as
?tirpl C on RFord of Surrey No.8427,filed for record in the office of the Ada County Recorder,Boise,Idaho,und`r
lrrlrJ^teni fjo. 1031Ga418 and more particularly described as follows,
Dorn,,err±ing at a brass cap marVJng the Northwest comer of said Section 7;thence along the West boundary of said
Sc r-i7,,7,nhl:fi i;aiso the cenledine of North Meridian Road
S,Lt;07`24'19'Vier 1 CAI.97 fr--nl to a point on the extended South boundary of said 81oti.k 4;thence along said
ey"er,drd Su'.rth tr.Pundsrj
1Jor h 83`3TftS'Ean 40.00 feet to an iron pin marking the Soulhryesl comer of said Block 4 and the Norihive t
comer of said Bicsk 3;thence along the 1'ie.1.boundary of cnid Block 3
37&(012419' We-,t 63.97 fCFt to an iron pin marking the Point of Beginning;thence ieming said 1Wsl boundary
along a line S,L&i of ar,d paraliel with the North boundary of said Block 3
Order Number.2139888A 1Varmnty Deed•Paao 1 0!3
Scanned with CamScanner
f�
North 891,3705'East 95.38 feel to an Iron pin;thence along a line East of and parallel with the West boundaries of
said Blocks 3 and 4
North 001,24'19'East 193.97 feet to an iron pin;thonco along a line North of and parallel with the South boundary of
said Block 4
North 89'3i 05'East 127.73 feet to an Iron pin on the East boundary of the West half of Bald Block 4;thence along
said East boundary
South 00°28'48'West 29.13 feet to an Iron pin;thence leaving said East boundary along a line North of and parallel
,Aith said South boundary of Block 4
North 89'3705'East 0.08 feet to an Iron pin;thence along a line East of and parallel with said West boundary of said
Block 4
South 00°24'19'West 100.87 feet to an Iron pin on the North boundary of said Block 3;thence along said North
boundary
South 89"3705"West 0.22 feet to an iron pin on the East boundary of the West hall of said Block 3;thence along
said East boundary
South 00028'48'West 78.97 feet to an iron pin marking the Southeast comer of the North halt of the North hall of the
West half of said Block 3;thence along the South boundary of the said North half of the North half of the West hall of
Block 3
South 8737 05'West 222.83 feet to an iron pin on said West boundary of Block 3;thence a{ang said West boundary
North 00'2419'East 15.00 feet to the Point of Beginning.
To have and to hold the said premises,with their appurtenances unto the said Grantee,its heirs and assigns forever.
And the said Grantor does hereby covenant to and with the said Grantee,that Grantor is the owner in fee simple of
said premises;that they are free from all encumbrances except those to which this conveyance is expressly made
subject and those made,suffered or done by the Grantee;and subject to all existing patent reservations,easements,
rigY(s)of way,protective covenants,zoning ordinances,and applicable building codes,laws and regulations,
❑eneraJ taxes and assessments,including irrigation and utility assessments(if any)for the current year,which are not
due and payable,and that Grantor will warrant and defend the same from all lawful claims whatsoever.Whenever the
context so requires,the singular number includes the plural.
Remainder of page intentionally left blank.
Order Nwnber.21398884 Warranty Deed-Page 2 013
Scanned with CamScanner
Dated: January 28,2021
Idaho Fain Holdings,LLC,an Idaho 1imidpd liability company
c"
Stephen A. a 1tiemt ,
Sate M � ~! =]�,,� .County o1 �A - —.6s.
C?n th d;ry 01 Janua~t,2,021,before me,the underElpnrd, n 1lotaq Pubb:in and 10,19&4 StWe,
; rsa,all'wMa—Pd SIC-plien !A. RartmV, known or idt nliiied b me to be 7 Ihmbnr V the Irr 1rt-ld lab«t f COTWr7 f
Cvl%zU'(-d the ins',Vmenl and acknowledoed to me Thal he er.eculed thl:wro:f,r and cn to}•a"d&aC
lm,Nld habili)-:a-iaa^4 and that such limiled liability comparrf executed ii.
[4 Mir MESKR WHEREOF,I We hereunto set my hand and affixed my off vial seal NO-day a-=d rmv r "-
'+ia'.a-� P. ,t,;4:,•Idaho 1� ,
;Mdrn;1 his �1 OUP ll
F�VA CUVO
� )MMtSSIOK f2D2047V
40TASY PUBUC
WY GOUWSSIC*4 F�CPiRFS i7J�+
Scanned with CamScanner
2470-0-21398884
TITLE OWNER'S POLICY OF TITLE INSURANCE
(41RESOURCES
Issued By
TITLE RESOURCES GUARANTY COMPANY
Any notice or claim and any other notice or statement In writing required to be given to the Company under this
Policy must be given to the Company at the address shown In Section 18 of the Conditions.
COVERED RISKS
SUBJECT TO THE EXCLUSIONS FROM COVERAGE,THE EXCEPTIONS FROM COVERAGE CONTAINED IN
SCHEDULE B.AND THE CONDITIONS,TITLE RESOURCES GUARANTY COMPANY, a Texas corporation (the
'Company')insures, as of Date of Policy and, to the extent stated in Covered Risks 9 and 10, after Date of Policy, against
loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of:
1. Title being vested other than as stated in Schedule A.
2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against
lass from
(a) A defect in the Title caused by
(i) forgery,fraud, undue influence, duress, incompetency, incapacity, or impersonation;
(Fi) failure of any person or Entity to have authorized a transfer or conveyance;
Ili) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized,or
delivered;
(iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
(v) a document executed under a falsified,expired,or otherwise invalid power of attorney;
(vi) a document not property filed, recorded, or indexed in the Public Records including failure to perform those
act by electronic means authorized by law; or
(vii) a defective judicial or administrative proceeding.
(b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but
unpaid.
(c) Any encroachment, encumbrance,violation, variation,or adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the Land. The term"encroachment'includes
encmachmerlts of existing improvements located on the Land onto adjoining land,and encroachments onto the
Land of existing improvements located on adjoining land,
3. Unmeketable Title.
4. No right of access to and from the Land.
5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to
building and zoning)restricting, regulating, prohibiting,or relating to
(a) the occupancy, use,or enjoyment of the Land;
(b) the character,dimensions, or location of any improvement erected on the Land;
(c) the subdivision of land; or
(d) environmental protection if a notice,describing any part of the Land, Is recorded in the Public Records setting
forth the violation or intention to enforce, but only to the extent of the violation or enforcement referred to in that
notice.
6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a
notice of the enforcement action,describing any part of the Land, is recorded In the Public Records, but only to the
extent of the enforcement referred to In that notice.
7. The exercise of the rights of eminent domain if a notice of the exercise, describing any part of the Land,is recorded in
the Public Records.
8- Any taking by a governmental body that has occurred and Is binding on the rights of a purchaser for value without
Knowledge.
9. Title being vested other than as stated In Schedule A or being defective
(a)as a result of the avoidance in whole or in part, or from a court order providing an alternative remedy,of a transfer
of all or any part of the title to or any Interest in the Land occurring prior to the transaction vesting Title as shown
TRGC Form:O ALTA Ownels Policy WW2006 _
Copyright 2005.2010 American Land Title AssoclaUon.All rights reserved.
The use of this Form is redricted to ALTA Iteensees and ALTA marnbers In good standing as of the dale or use.
An other uses ere pvhibll6d.Reprinted under k4nee from the American Lend Title Assoclagon
Scanned with CamScanner
In Schedule A because that prior transfer constituted a fraudulent or preferential transfer under federal
bankruptcy, state insolvency, or similar creditors' rights laws; or
(b) because the Instrument of transfer vesting Title as shown In Schedule A constitutes a preferential transfer under
federal bankruptcy, slate Insolvency, or similar creditors' rights laws by reason of the failure of its recording in the
Public Records
(i) to be timely,or
(ii) to impart notice of its existence to a purchaser for value or to a judgment or lien creditor.
10, Any defect in or lien or encumbrance on the Tile or other matter Included In Covered Risks 1 through 9 that has been
created or attached or has been filed or recorded In the Public Records subsequent to Date of Policy and prior to the
recording of the deed or other Instrument of transfer In the Public Records that vests Title as shown in Schedule A.
The Company will also pay the costs, attomoys' fees,and expenses Incurred In defense of any matter insured against by
this Policy,but only to the extent provided in the Conditions,
In Witness whereof,Title Resources Guaranty Company has caused this policy to be signed and sealed by duly
authorized officers as of Date of Policy shown In Schedule A.
Tif ourcas GuaranryCompany
"��• �{ 4 nVCEo
r � 7 :w®•
V2 L1L
secretary
An authorized signature
EXCLUSIONS FROM COVERAGE
the following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or
damage,costs, attorneys'fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or govemmental regulation (including those relating to building and zoning)restricting,
regulating, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(ui) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a)does not
modify or limit the coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b)does not modify or limit the coverage provided under
Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 6.
3_ IDefeCs, liens, encumbrances, adverse claims,or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured
Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured
Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy(however, this does not modify or limit the coverage provided
under Covered Risk.9 and 10); or
(e) resulting in loss or damage that would not have been sustained If the Insured Claimant had paid value for the
TiUe.
4. Any claim, by reason of the operation of federal bankruptcy, scale insolvency,or similar creditors'rights laws,that the
transaction vesting the Title as shown In Schedule A,Is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated In Covered Risk 9 of this policy.
S. Any lien on the Title for real estate taxes of assessments Imposed by governmental authority and created or attaching
TRGC Fun*, 4 ALTA ownees Paltry 6117/2006 = _
Copyrlgh12DOG-2010 Arnadcan Lend Title Association.All rights reserved.
raaaa�
The use of inns ro+m is re%VWted to aT�A%censoes and der I��rraALT members
Arnerican In goodTitle staAssnding
as o the date of use.
m athe.uset are wohibftod.rteprt
Scanned with CamScanner
between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that
vests Title as shown in Schedule A.
CONDITIONS
1. DEFINITION OF TERMS
The following terms when used in this policy mean:
(a) "Amount of Insurance": The amount stated in Schedule A, as may be increased or decreased by endorsement to
this policy, increased by Section 8(b), or decreased by Sections 10 and 11 of these Conditions.
(b) "Date of Policy": The date designated as"Date of Policy"in Schedule A.
(c) "Entity": A corporation, partnership, trust, limited liability company, or other similar legal entity.
(d) 'Insured": The Insured named in Schedule A.
(i) the term"Insured"also includes
(A)successors to the Title of the Insured by operation of law as distinguished from purchase, including heirs,
devisees,survivors, personal representatives,or next of kin;
(B) successors to an Insured by dissolution, merger,consolidation,distribution,or reorganization:
(C)successors to an Insured by its conversion to another kind of Entity;
(D)a grantee of an Insured under a deed delivered without payment of actual valuable consideration
conveying the Title
(1) if the stock, shares, memberships, or other equity interests of the grantee are wholly-owned by the
named Insured.
(2) if the grantee wholly owns the named Insured,
(3) if the grantee Is wholly-awned by an affiliated Entity of the named Insured, provided the affiliated
Entity and the named Insured are both wholly-owned by the same person or Entity, or
(4) if the grantee is a trustee or beneficiary of a trust created by a written instrument established by the
Insured named in Schedule A for estate planning purposes.
(ii) with regard to (A), (8), (C), and (D)reserving,however,all rights and defenses as to any successor that the
Company would have had
against any predecessor Insured.
(e) "Insured Claimant": An Insured claiming loss or damage.
(f) 'Knowledge" or"Known": Actual knowledge,not constructive knowledge or notice that may be Imputed to an
Insured by reason of the Public Records or any other records that impart constructive notice of matters affecting
the Title.
(g) "Land": The land described in Schedule A, and affixed improvements that by law constitute real property. The
term"Land"does not include any property beyond the lines of the area described in Schedule A. nor any right,
title,interest, estate, or easement In abutting streets, roads, avenues, alleys,lanes,ways,or waterways, but this
does not modify or limit the extent that a right of access to and from the Land is insured by this policy.
(h) "Mortgage": Mortgage, deed of trust, trust deed, or other security instrument, including one evidenced by
electronic means authorized by law.
(i) "Public Records": Records established under state statutes at Date of Policy for the purpose of imparting
constructive notice of matters relating to real property to purchasers for value and without Knowledge. with
respect to Covered Risk 5(d),"Public Records" shall also include environmental protection liens filed in the
records of the clerk of the United States District Court for the district where the Land is located.
(�) 'Title": The estate or interest described in Schedule A.
(k) "Unmarketable Title": Title affected by an alleged or apparent matter that would permit a prospective purchaser or
lessee of the Title or lender on the Title to be released from the obligation to purchase,lease,or tend If there is a
contractual condition requiring the delivery of marketable title,
2. CONTINUATION OF INSURANCE
The coverage of this policy shah continue in force as of Date of Policy In favor of an Insured, but only so long as the
Insured retains an estate or interest in the Land, or holds an obligation secured by a purchase money Mortgage given
by a purchaser from the Insured, or only so long as the Insured shall have liability by reason of warranties in any
transfer or conveyance of the Title. This policy shall not continue in force in favor of any purchaser from the Insured
of either(i) an estate or Interest in the Land,or(it) an obligation secured by a purchase money Mortgage given to the
Insured.
3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT
The Insured shall notify the Company promptly in writing (i)in case of any litigation as set forth In Section 5(a)of
TRGC Form:O ALTA Owners Poky 611 712 00 6
Copyright 2006-2010 American Land Title Association.All rights reserved.
The use of this Form is restricted io ALTA licensees and ALTA members In good slandin as of the date of use.
g g
All other uses are prohibited,Reprinted under kense from the American Land Title Association
Scanned with CamScanner
these Conditions, (1I) in case Knowledge shall come to an Insured hereunder of any claim of title or interest that is
adverse to the Title, as Insured, and that might cause loss or damage for which the Company may be liable by virtue
of this policy, or(lit)if the Title, as insured, is rejected as Unmarketable Title. If the Company Is prejudiced by the
failure of the Insured Claimant to provide prompt notice, the Company's liability to the insured Claimant under the
policy shall be reduced to the extent of the prejudice.
4. PROOF OF LOSS
In the event the Company is unable to determine the amount of loss or damage,the Company may, at its option,
require as a condition of payment that the Insured Claimant furnlsh a signed proof of loss, The proof of loss must
describe the defect, lien, encumbrance, or other matter Insured against by this policy that constitutes the basis of loss
or damage and shall state, to the extent possible, the basis of calculating the amount of the loss or damage.
S. DEFENSE AND PROSECUTION OF ACTIONS
(a) Upon written request by the Insured, and subject to the options contained in Section 7 of these Conditions, the
Company, at its own cost and without unreasonable delay, shall provide for the defense of an Insured in litigation
in which any third party asserts a claim covered by this policy adverse to the Insured. This obligation is limited to
only those stated causes of action alleging matters insured against by this policy. The Company shall have the
right to select counsel of its choice (subject to the right of the Insured to object for reasonable cause)to represent
the Insured as to those stated causes of action. It shall not be liable for and will not pay the fees of any other
counsel. The Company will not pay any fees, costs, or expenses incurred by the Insured in the defense of those
causes of action that allege matters not insured against by this policy.
(b) The Company shall have the right, in addition to the options contained in Section 7 of these Conditions, at its own
cost, to institute and prosecute any action or proceeding or to do any other act that in its opinion may be
necessary or desirable to establish the Title, as insured, or to prevent or reduce loss or damage to the Insured.
The Company may take any appropriate action under the terms of this policy, whether or not it shall be liable to
the Insured. The exercise of these rights shall not be an admission of liability or waiver of any provision of this
policy. If the Company exercises its rights under this subsection, it must do so diligently.
(c) Whenever the Company brings an action or asserts a defense as required or permitted by this policy,the
Company may pursue the litigation to a final determination by a court of competent jurisdiction, and it expressly
reserves the right, in its sole discretion, to appeal any adverse judgment or order.
6. DUTY OF INSURED CLAIMANT TO COOPERATE
(a) In all cases where this policy permits or requires the Company to prosecute or provide for the defense of any
action or proceeding and any appeals, the Insured shall secure to the Company the right to so prosecute or
provide defense in the action or proceeding, including the right to use, at its option, the name of the Insured for
this purpose. Whenever requested by the Company,the Insured, at the Company's expense, shall give the
Company all reasonable aid (i)in securing evidence,obtaining witnesses, prosecuting or defending the action or
proceeding, or effecting settlement, and (ii)in any other lawful act that in the opinion of the Company may be
necessary or desirable to establish the Title or any other matter as insured. If the Company is prejudiced by the
failure of the Insured to fumish the required cooperation, the Company's obligations to the Insured under the
policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation,with
regard to the matter or matters requiring such cooperation.
(b) The Company may reasonably require the Insured Claimant to submit to examination under oath by any
authorized representative of the Company and to produce for examination, inspection,and copying, at such
reasonable times and places as may be designated by the authorized representative of the Company, all records,
in whatever medium maintained, including books, ledgers, checks, memoranda, correspondence, reports, e-
mails, disks, tapes, and videos whether bearing a date before or after Date of Policy, that reasonably pertain to
the loss or damage. Further, if requested by any authorized representative of the Company, the Insured Claimant
shall grant its permission, in writing, for any authorized representative of the Company to examine, inspect, and
copy all of these records in the custody or control of a third party that reasonably pertain to the loss or damage.
All information designated as confidential by the Insured Claimant provided to the Company pursuant to this
Secfion shall not be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the
administration of the claim. Failure of the Insured Claimant to submit for examination under oath, produce any
reasonably requested information, or grant permission to secure reasonably necessary information from third
parties as required in this subsection, unless prohibited by law or governmental regulation, shall terminate any
liability of the Company under this policy as to that claim.
7. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS: TERMINATION OF LIABILITY
In case of a claim under this policy, the Company shall have the following additional options:
TRGG Form:0 ALTA Owner's Poles 8/17/2006
Copyright 2OW2010 American Land Title Associallon.All rights reserved. �
The use of this Form Is restA ted to ALTA licensees and ALTA members In goad standing as of the date of use.
All other uses are prohlb1ted.Reprinted under flconse from the Amodcan Land Title AssoeJetfon
Scanned with CamScanner
(a) To Pay or Tender Payment of the Amount of Insurance.
To pay or tender payment of the Amount of Insurance under this polity together with any costs, attomeys'fees,
and expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment
or tender of payment and that the Company is obligated to pay.
Upon the exercise by the Company of this option, all liability and obligations of the Company to the Insured under
this policy, other than to make the payment required in this subsection, shall terminate,including any liability or
obligation to defend, prosecute, or continue any litigation.
(b) To Pay or Otherwise Settle With Parties Other Than the Insured or With the Insured Claimant
(i) to pay or otherwise settle with other parties for or in the name of an Insured Claimant any claim insured
against under this policy. In addition, the Company will pay any costs, attomeys'fees,and expenses incurred
by the Insured Claimant that were authorized by the Company up to the time of payment and that the
Company is obligated to pay; or
(ii) to pay or otherwise settle with the Insured Claimant the loss or damage provided for under this policy,
together with any costs, attorneys'fees, and expenses incurred by the Insured Claimant that were authorized
by the Company up to the time of payment and that the Company is obligated to pay.
Upon the exercise by the Company of either of the options provided for in subsections(b)(i)or(ii),the Company's
obligations to the Insured under this policy for the claimed loss or damage, other than the payments required to
be made, shall terminate,including any liability or obligation to defend, prosecute, or continue any litigation.
S. DETERMINATION AND EXTENT OF LIABILITY
This policy is a contract of indemnity against actual monetary loss or damage sustained or incurred by the Insured
Claimant who has suffered loss or damage by reason of matters insured against by this policy.
(a) The extent of liability of the Company for loss or damage under this policy shall not exceed the lesser of
(i) the Amount of Insurance; or
(ii) the difference between the value of the Title as insured and the value of the Title subject to the risk insured
against by this policy.
(b) If the Company pursues its rights under Section 5 of these Conditions and is unsuccessful in establishing the
Title, as insured,
(i) the Amount of Insurance shall be increased by '10%,and
(ii) the Insured Claimant shall have the right to have the loss or damage determined either as of the date the
claim was made by the Insured Claimant or as of the date it is settled and paid.
(c) In addition to the extent of liability under(a)and(b), the Company will also pay those costs, attomeys'fees,and
expenses incurred in accordance with Sections 5 and 7 of these Conditions.
9. LIMITATION OF LIABILITY
(a) If the Company establishes the Title,or removes the alleged defect, lien, or encumbrance, or cures the lack of a
right of access to or from the Land,or cures the claim of Unmarketable Title, all as insured, in a reasonably
diligent manner by any method, including litigation and the completion of any appeals, it shall have fully performed
its obligations with respect to that matter and shall not be liable for any loss or damage caused to the Insured.
(b) In the event of any litigation, including litigation by the Company or with the Company's consent,the Company
shall have no liability for loss or damage until there has been a final determination by a court of competent
jurisdiction, and disposition of all appeals,adverse to the Title, as insured.
(c) the Company shall not be liable for loss or damage to the Insured for liability voluntarily assumed by the Insured
in settling any claim or suit without the prior written consent of the Company.
10. REDUCTION OF INSURANCE; REDUCTION OR TERMINATION OF LIABILITY
All payments under this policy,except payments made for costs, attomeys'fees, and expenses,shall reduce the
Amount of Insurance by the amount of the payment.
11. LIABILITY NONCUMULATIVE
The Amount of Insurance shall be reduced by any amount the Company pays under any policy insuring a Mortgage to
which exception is taken in Schedule B or to which the Insured has agreed,assumed,or taken subject,or which is
executed by an Insured after Date of Policy and which is a charge or lien on the Title,and the amount so paid shall be
deemed a payment to the Insured under this policy.
12. PAYMENT OF LOSS
When liability and the extent of loss or damage have been definitely fixed in accordance with these Conditions,the
payment shall be made within 30 days.
13. RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT
(a) Whenever the Company shall have settled and paid a claim under this policy,it shall be subrogated and entitled
TRGC Form:0 ALTA Owner's Policy 6117/2046
Copyright 2006-2010 American Land Title Association.All rights reserved. r_
The use of this Form is restricted to ALTA licensees and ALTA members In good standing as of the date of use.
urn riti
All other uses are prohibited.Reprinted under license from the American Land Title Association
Scanned with CamScanner
to the rights of the Insured Claimant in the Title and all Other rights and remedies in respect to the claim that the
insured Claimant has against any person or property,to the extent of the amount of any loss,costs,attorneys'
fees, and expenses paid by the Company. If requested by the Company,the Insured Claimant shall execute
documents to evidence the transfer to the Company of these rights and remedies. The Insured Claimant shall
permit the Company to sue, compromise, or settle in the name of the Insured Claimant and to use the name of
the Insured Claimant in any transaction or litigation involving these rights and remedies.
If a payment on account of a claim does not fully cover the loss of the Insured Claimant,the Company shall defer
the exercise of its right to recover until after the Insured Claimant shall have recovered its loss.
(b) The Company's right of subrogation includes the rights of the Insured to indemnities,guaranties, other policies of
insurance, or bonds, notwithstanding any terms or conditions contained in those instruments that address
subrogation rights.
14. ARBITRATION
Either the Company or the Insured may demand that the claim or controversy shall be submitted to arbitration
pursuant to the Title Insurance Arbitration Rules of the American Land Title Association ("Rules"). Except as provided
in the Rules, there shall be no joinder or consolidation with claims or controversies of other persons. Arbitrable
matters may include, but are not limited to, any controversy or claim between the Company and the Insured arising
out of or relating to this policy, any service in connection with its issuance or the breach of a policy provision, or to any
other controversy or claim arising out of the transaction giving rise to this policy. All arbitrable matters when the
Amount of Insurance is 52,000,000 or less shall be arbitrated at the option of either the Company or the Insured, All
arbitrable matters when the Amount of Insurance is in excess of$2,000,000 shall be arbitrated only when agreed to
by both the Company and the Insured. Arbitration pursuant to this policy and under the Rules shall be binding upon
the parties. Judgment upon the award rendered by the Arbitrator(s)may be entered in any court of competent
jurisdiction.
15. LIABILITY LIMITEi]TO THIS POLICY; POLICY ENTIRE CONTRACT
(a) This policy together with all endorsements, if any,attached to it by the Company is the entire policy and contract
between the Insured and the Company. In interpreting any provision of this policy, this policy shall be construed
as a whole.
(b) Any claim of loss or damage that arises out of the status of the Title or by any action asserting such claim shall be
restricted to this policy.
(c) Any amendment of or endorsement to this policy must be in writing and authenticated by an authorized person, or
expressly incorporated by Schedule A of this policy.
(d) Each endorsement to this policy issued at any time is made a part of this policy and is subject to all of its terms
and provisions. Except as the endorsement expressly states,it does not(i)modify any of the terms and
provisions of the policy, (ii)modify any prior endorsement, (iii)extend the Date of Policy,or(iv)increase the
Amount of Insurance.
16. SEVERABILiTY
In the event any provision of this policy,in whole or in part, is held invalid or unenforceable under applicable law,the
policy shall be deemed not to include that provision or such part held to be invalid,but all other provisions shall remain
in full force and effect.
17. CHOICE OF LAW; FORUM
(a) Choice of Law: The Insured acknowledges the Company has underwritten the risks covered by this policy and
determined the premium charged therefor in reliance upon the law affecting interests in real property and
applicable to the interpretation, rights, remedies, or enforcement of policies of title insurance of the jurisdiction
where the Land is located.
Therefore,the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to determine
the validity of claims against the Title that are adverse to the Insured and to interpret and enforce the terms of this
policy, In neither case shall the court or arbitrator apply its conflicts of law principles to determine the applicable
law.
(b) Choice of Forum: Any litigation or other proceeding brought by the insured against the Company must be filed
only in a state or federal court within the United States of America or Its territories having appropriate jurisdiction.
18. NOTICES,WHERE SENT
Any notice of claim and any other notice or statement In writing required to be given to the Company under this policy
i must be given to the Company at:8111 LBJ Freeway, Ste. 1200, Dallas,TX 75251, or
trgcctaims@Utleresources.com.
TRGC Form 0 ALTA Owner's Policy 611712000
Copyright 2006-2010 American Land Title Assoclrtlon.All rights reserved.
The use of this Form is reeWctsd to ALTA licensees and ALTA members In good standing as of the dale of use.
!! All other uses are prohibited.Reprinted under license from the Amedcan Land Title Association •-• •-
E
Scanned with CamScanner
Flip Number: 213HOD4 ALTA Owner's Policy(6117/06)
Policy]dumber: 2470.0-21398884
TltloOne
Authorized Agnnt for:
Title Resources Guaranty Company
TitIe(Me
SCHEDULE A
game and Address of Title Insurance Company: Title Resources Guaranty Company
8111 L6J Freeway,Ste. 1200
Dallas,TX 75251
File Number:21395594
Policy Number.2470-0-2139SS84
Date of Policy-January 29,2021 at 12:57PM
Anount of Insurance:S316,750.00
Premium:S2,155.00
Property Address Reference: 1332 N Meridian Rd,Meridian,ID 83642
t_ Name of Insured:
Libe-y Jo�a"rd C Joy and Carta Long and Jonathan Lang
Z The es'--te or interest In the land that Is Insured by this policy Is:
-oc 5i'ra
3_ Title is vested in:
LiSe-y Joy and C.Jay,wfe and husband and Carla Long and Jonathan Long,wife and husband
4. The lend referred to in this policy Is described as follows:
See A"-azhed S:`�eou'e C
TitleOne
By:
Karon Pemberton,Authorized Signatory
Scanned with CamScanner
File Number: 2139BB84 ALTA Owner's Policy(61006)
Policy Number: 2470.0-21396684
SCHEDULE B
Exceptions from Coverage
File Number:21398864
Policy Number:2470.0-21398884
This policy does not Insure against foss or damage,and the Company will not pay costs,attorneys'fees,or expenses that arise by reason
of:
1.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the TIlle that would be disclosed by an accurate and
complete land survey of the Land,and that is not shown by the Public Records.
2.Easements,or claims of easements,not shown by the public records.
3.Taxes,including any assessments collected therewith,for the year 2021 which are a lien not yet due and payable.
4.The land described herein is located within the boundaries of City of Meridian(208-888-4433)and Is subject to any assessments levied thereby.
None are due and payable.
5.The land described herein Is located within the boundaries of Nampa-Merldlan Irrigation Rlstrfct(208.466.7861)and Is subject to any
assessments levied thereby.None are due and payable.
6.Easements,reservations,restrictions,and dedications as shown on the Amended Plat of F.A.Nourse's Third Addlilon recorded March 3.1920 as
Instrument No,85829 and filed in Book 7 of Plats at Page 299,records of Ada County,Idaho.
7.An easement for the purpose shown below and rights Incidental thereto as set forth in a Power Line Easement.
Granted to: Idaho Power Company
Purpose:erection and continued operation,maintenance,repair,alteration,inspection,and replacement of the electric transmission,distribution and
telephone lines and circuits
Recorded:April 14,1953
Instrument No.:344574
Book 25 of Miscellaneous Records at Page 616,records of Ada County,Idaho.
8.An easement for the purpose shown below and rights Incidental thereto as set forth in a Fight of Way Easement.
Granted to:City of Meridian,a municipal corporation
Purpose:right to lay,maintain,operate,use,repair and remove a certain pipe line for conveying sewage
Recorded:May 17, 1956
Instrument No.:394599,394636 and 394657
Book 37 of Miscellaneous Records at Page 383 and Page 459 and Page 501,records of Ada County,Idaho.
9.An easement for the purpose shown below and rights incidental thereto as set forth In a Grant of Easement.
Granted to:Intermountain Gas Company
Purpose:right of way and easement to lay and construct a gas distribution line
Recorded:June 19, 1958
Instrument No,:431591
Book 36 of Miscellaneous Records at Page 272,records of Ada County,Idaho.
10,An easement for the purpose shown below and rights Incidental thereto as set forth In an Easement.
Granted lo:Idaho Power Company
Purpose:permanent and perpetual easement and right of way,sufficient In width to install and malntain and underground electric power Hine,
including the perpetual right to enter upon the real estate hereinafter described,at all reasonable times,to construct,maintain and repair
underground power lines over,through,under and across said lands,together with the right,at the sole expense of Grantee,to excavate and refill
ditches and trenches for the location of said power lines,and the further right to remove trees,bushes,sod,flowers and shrubbery and other
obstructions and improvements,interfering with the location,construction and maintenance of said power lines
Recorded:July 16,2007
Instrument No.:107100712,records of Ada County,Idaho.
Scanned with CamScanner
File Number: 21398884 ALTA Owner's Policy(6117106)
Policy Number. 2470-0-21390884
11.All matters,and any rights,easements,interests or claims as disclosed by Record of Survey No.8427 recorded June 26,2008 as Instrument No.
108108418,records of Ada County, Idaho.
12,Terms and provisions contained in a Cross-Access and/or Through-Access Agreement by Marc Johnson,
Recorded:November 6,2008
Instrument No.:108121860,records of Ada County,Idaho.
13.An easement for the purpose shown below and rights incidental thereto as set forth in Kimberlee Lane Perpetual Ingress/Egress Easement.
Granted to:Marc Johnson
Purpose:ingresslegress to N.Meridian Road
Recorded:November 17,2008
Instrument No,:108124679,records of Ada County,Idaho.
14.An easement for the purpose shown below and rights incidental thereto as set forth in a Cross-Access Easement.
Granted to:Marc Johnson
Purpose:vehicular cross-access
Recorded:November 17,2008
Instrument No.:1-08124680,records of Ada County,Idaho.
15.Terms and provisions contained in a Cross-Access Agreement by and between Marc Johnson and Kennetk&Darlene Jerome.
Recorded:November 17,2008
Instrument No.:108124681,records of Ada County,Idaho.
16.Terms and provisions contained in a Mutual Cross-Access Easement Agreement by and between Idaho Family Holdings,LLC,an Idaho limited
liability company and AccountSery CPAS PLLC,an Idaho professional limited liability company.
Recorded:October 30,2020
Instrument No.:2020-148053,records of Ada County,Idaho.
Scanned with CamScanner
File Number: 21395584 ALTA Owner's Policy(6117106)
Policy Number. 2470.0.21398884
SCHEDULE C
Logal Doecriptlon
A parcel of land being a portion of Blocks 3 and 4 of the Amended Plat of F.A.Nourse's Third Addition,as filed for record In the office of the Ada
County Recorder,Boise,Idaho,in Book 7 of Pints at Pago 299 lying In the Northwest quarter of Section 7,Township 3 North,Range 1 East,Boise
Meridian,Meridian,Ada County, Idaho,as shown as Parcel C on Record of Survey No.6427,flied for record In the office of the Ada County
Recorder,Boise,Idaho,under Instrument No.108108418 and more particularly described as follows:
Commencing at a brass cap marking the Northwest comer of sold Section 7;thence along the Wes(boundary of said Section 7,which is also the
centerline of North Meridian Road
South 00'24'19'West 1041.97 feel to a point on the oxtonded South boundary of sold Block 4;thence along said extended South boundary
North 89'37'05'East 40.00 feet to an iron pin marking tho Southwest comer of said Block 4 and the Northwest comer of said Block 3;thence along
the West boundary of said Block 3
South 00'24'19'West 63.97 feet to an Iron pin marking the Point of Beginning;thence leaving said West boundary along a line South of and parallel
with the North boundary of said Block 3
North 89037'05'East 95 38 feet to an Iron pin;thence along a line East of and parallel with the West boundaries of said Blocks 3 and 4
North 00'24'19'East 193,97 feet to an iron pin;thence along a One North of and parallel with the South boundary of said Block 4
North 89'37'05'East 127.73 feet to an iron pin on the East boundary of the West half of said Block 4;thence along said East boundary
South 00'28'48'West 29.13 feet to an iron pin;thence leaving said East boundary along a tine North of and parallel with said South boundary of
Block 4
Noah 89'37'05'East 0.08 feet to an iron pin;thence along a line East of and parallel with said West boundary of said Block 4
South 00°24'19'West 100.87 feet to an iron pin on the North boundary of said Black 3;thence along said North boundary
South 89'37'05'West 0.22 feet to an Iron pin on the East boundary of the West half of said Block 3;thence along said East boundary
South 00'28'48'West 78.97 feet to an iron pin marking the Southeast comer of the North half of the North half of the West half of said Block 3;
thence along the South boundary of the said North half of the North half of the West half of Block 3
South 89'37'05'West 222,83 feet to an iron pin on said West boundary of Block 3;thence along said West boundary
North OO"24'19'East 15.00 feel to the Point of Beginning.
Scanned with CamScanner
w 5a97 or n[►QWI
NORTH A010u1 ROADFj
... 00•24'19•C 200.97' — ...,. $ r P t�q
Y�Y' u.7r• —risY — Hir•
a :ja � 1� 3
13
4 P D
IF
Faye S3 ue �� ; r w . vi 2p- a z
9; Ll ur 71 Iw n i s5 "S
"In
YR i �•R� '�o � � 571£9 � C � � ��i
L 1 i+
�- � m � � - -� Y. "�^ _" is = Y.� � S 1 " •
Sp tp 0 1yV i p _ CrCx
Ca. a L Q i C ' y I r *yU ~ ✓
c 1 P
r 4 -
•mac ?'• w m q�s -- ---------�r------- --+--- - --
to ,.,' c?. ° s oO.2e'aa•M 7a.97 •`za'►7•V *D.97'
12 CD :r N• y s!
M W a a o
Y o gg
�Q- o
CD zr
C rTD
I Ni� 1F14 ^ S
p ab •� 1 I o
Leo mCD
lip
Q r - I�
o
r 9
}C)�0
N Q
s '
a gig::
� r
rrl
taS� i n C-1 o d m
P s 0 C lu
aa 3
nib c o �, ilk 70 �� ��
40
2 z _� �- oEft
ti w H 4 { 7
�ta
� 1•�' � T� 1 t; q K
mod
S �� y �� T �' •i.r.�,, rt4 ��
1 �
r
Scanned with CamScanner