PZ - Title Commitment TITLE COMMITMENT FOR TITLE INSURANCE
Issued by
TITLE RESOURCES GUARANTY COMPANY
RESOURCES
Commitment No. 21398884
NOTICE
IMPORTANT—READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE INSURANCE POLICIES.
ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE CONTENT OF THIS COMMITMENT OR THE
POLICY MUST BE BASED SOLELY IN CONTRACT.
THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION OF
TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE COMPANY TO
DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION,ARE PROPRIETARY TO THE
COMPANY,WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY,AND CREATE NO EXTRACONTRACTUAL
LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED.
THE COMPANY'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED IDENTIFIED IN
SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE COMPANY HAS NO
LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY OTHER PERSON.
COMMITMENT TO ISSUE POLICY
Subject to the Notice; Schedule B, Part I—Requirements; Schedule B, Part II—Exceptions; and the Commitment Conditions, TITLE
RESOURCES GUARANTY COMPANY, a Texas corporation (the"Company"), commits to issue the Policy according to the terms and
provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule A for each Policy
described in Schedule A, only when the Company has entered in Schedule A both the specified dollar amount as the Proposed Policy
Amount and the name of the Proposed Insured.
If all of the Schedule B, Part I—Requirements have not been met within 180 days after the Commitment Date, this Commitment
terminates and the Company's liability and obligation end.
This page is only a part of a 2016 ALTA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule 8, Part
II—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form: Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
COMMITMENT CONDITIONS
1. DEFINITIONS
(a) "Knowledge"or"Known":Actual or imputed knowledge, but not constructive notice imparted by the Public Records.
(b) "Land": The land described in Schedule A and affixed improvements that by law constitute real property. The term
"Land"does not include any property beyond the lines of the area described in Schedule A, nor any right,title,
interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes,ways,or waterways, but this does not
modify or limit the extent that a right of access to and from the Land is to be insured by the Policy.
(c) "Mortgage":A mortgage, deed of trust, or other security instrument, including one evidenced by electronic means
authorized by law.
(d) "Policy": Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be
issued by the Company pursuant to this Commitment.
(e) "Proposed Insured": Each person identified in Schedule A as the Proposed Insured of each Policy to be issued
pursuant to this Commitment.
(f) "Proposed Policy Amount": Each dollar amount specified in Schedule A as the Proposed Policy Amount of each
Policy to be issued pursuant to this Commitment.
(g) "Public Records": Records established under state statutes at the Commitment Date for the purpose of imparting
constructive notice of matters relating to real property to purchasers for value and without Knowledge.
(h) "Title":The estate or interest described in Schedule A.
2. If all of the Schedule B, Part I—Requirements have not been met within the time period specified in the Commitment to Issue
Policy, this Commitment terminates and the Company's liability and obligation end.
3. The Company's liability and obligation is limited by and this Commitment is not valid without:
(a) the Notice;
(b) the Commitment to Issue Policy;
(c) the Commitment Conditions;
(d) Schedule A;
(e) Schedule B, Part I—Requirements; and
(f) Schedule B, Part II—Exceptions; and
(g) a counter-signature by the Company or its issuing agent that may be in electronic form.
4. COMPANY'S RIGHT TO AMEND
The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien,
encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the
Company is limited by Commitment Condition 5.The Company shall not be liable for any other amendment to this
Commitment.
5. LIMITATIONS OF LIABILITY
(a) The Company's liability under Commitment Condition 4 is limited to the Proposed Insured's actual expense incurred
in the interval between the Company's delivery to the Proposed Insured of the Commitment and the delivery of the
amended Commitment, resulting from the Proposed Insured's good faith reliance to:
(i) comply with the Schedule B, Part I—Requirements;
(ii) eliminate,with the Company's written consent, any Schedule B, Part II—Exceptions; or
(iii) acquire the Title or create the Mortgage covered by this Commitment.
(b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the
amendment or had Knowledge of the matter and did not notify the Company about it in writing.
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule B, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
(c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have incurred
the expense had the Commitment included the added matter when the Commitment was first delivered to the
Proposed Insured.
(d) The Company's liability shall not exceed the lesser of the Proposed Insured's actual expense incurred in good faith
and described in Commitment Conditions 5(a)(i)through 5(a)(iii)or the Proposed Policy Amount.
(e) The Company shall not be liable for the content of the Transaction Identification Data, if any.
(f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all of the
Schedule B, Part I—Requirements have been met to the satisfaction of the Company.
(g) In any event,the Company's liability is limited by the terms and provisions of the Policy.
6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT
(a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this Commitment.
(b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this Commitment.
(c) Until the Policy is issued,this Commitment, as last revised, is the exclusive and entire agreement between the
parties with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations,
representations, and proposals of any kind,whether written or oral, express or implied, relating to the subject matter
of this Commitment.
(d) The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement or obligation to
provide coverage beyond the terms and provisions of this Commitment or the Policy.
(e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized by
the Company.
(f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company's only liability
will be under the Policy.
7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT
The issuing agent is the Company's agent only for the limited purpose of issuing title insurance commitments and policies.
The issuing agent is not the Company's agent for the purpose of providing closing or settlement services.
8. PRO-FORMA POLICY
The Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that the
Company may provide.A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to
a Proposed Insured, nor is it a commitment to insure.
9. ARBITRATION
The Policy contains an arbitration clause.All arbitrable matters when the Proposed Policy Amount is$2,000,000 or less shall
be arbitrated at the option of either the Company or the Proposed Insured as the exclusive remedy of the parties.A Proposed
Insured may review a copy of the arbitration rules at<http://www.alta.org/arbitration>.
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule 8, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association -
1101 W. River Street, Suite 201
Boise, ID 83702
Ph. (208)424-8511
Fx. (866) 638-6981
Tit 1 e On e www.titleonecorp.com
a title & escrow co.
Privacy Policy Notice
Rev.10-23-2017
WHAT DOES TITLEONE DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell
you how we collect,share,and protect your personal information. Please read this notice
carefully to understand what we do.
The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
• Social Security number and account balances
• Payment history and credit card or other debt
• Checking account information and wire transfer instructions
When you are no longer our customer,we continue to share your information as described
in this notice.
All financial companies need to share customers'personal information to run their
everyday business. In the section below,we list the reasons financial companies can share
their customers'personal information;the reasons TitleOne chooses to share;and whether
you can limit this sharing.
For our everyday business purposes—such as to
process your transactions,maintain your account(s),
respond to court orders and legal investigations,or Yes No
report to credit bureaus
For our marketing purposes-to offer our products and No We don't share
services to you
For joint marketing with other financial companies No We don't share
For our affiliates'everyday business purposes- Yes No
information about your transactions and experiences
For our affiliates'everyday business purposes- No We don't share
information about your creditworthiness
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
i I
• w
Go to https://www.titleonecorp.com/company/privacypolicy.aspx
Page 2
Who
Who is providing this notice? TitleOne
What we do
How does TitleOne To protect your personal information from unauthorized access and
protect my personal information? use,we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings.
How does TitleOne We collect your personal information,for example,when you
collect my personal information? • Apply for insurance or pay insurance premiums
• Provide your mortgage information or show your driver's
license
• Give us your contact information
We also collect your personal information from others,such as credit
bureaus,affiliates,or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes—
information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights
to limit sharing.
Definitions
Affiliates Companies related by common ownership or control.They can be
financial and nonfinancial companies.
• Our affiliates include companies that are owned in whole or in
part by Realogy Holdings Corp.,such as Better Homes and
Gardens®Real Estate, CENTURY210, Coldwell Banker®,
Coldwell Banker Commercial®, The Corcoran Group®,ERA®,
Sotheby's International Realty®, ZipRealty®,NRT LLC, Cartus
and Realogy Title Group.
Nonaffiliates Companies not related by common ownership or control.They can be
financial and nonfinancial companies.
• TitleOne does not share with nonaffiliates so they can market to
you.
Joint Marketing A formal agreement between nonaffiliated financial companies that
together market financial products or service to you.
• TitleOne does not share with nonaffiliated financial companies
or joint marketing purposes.
Other Important Information
For European Union Customers Please see our Privacy Policy located at
https://www.titiconecorp.com/company/Privacypolicy.aspx
For our California Customers Please see our notice about the California Consumer Protection Act
located at https://www.titleonecorp.com/company/privacypolicy.aspx
P TITLE
RESOURCES®
WHAT DOES TITLE RESOURCES GUARANTY COMPANY DO WITH YOUR
PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell
you how we collect, share, and protect your personal information. Please read this notice
carefully to understand what we do.
The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
• Social Security number and account balances
• Payment history and credit card or other debt
• Checking account information and wire transfer instructions
When you are no longer our customer,we continue to share your information as described
in this notice.
i All financial companies need to share customers' personal information to run their
everyday business. In the section below,we list the reasons financial companies can share
their customers' personal information; the reasons TITLE RESOURCES GUARANTY
COMPANY chooses to share; and whether you can limit this sharing.
For our everyday business purposes — such as to
process your transactions, maintain your account(s),
respond to court orders and legal investigations, or Yes No
report to credit bureaus
For our marketing purposes- to offer our products No We don't share
and services to you
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes- Yes No
information about your transactions and experiences
For our affiliates' everyday business purposes- No We don't share
information about your creditworthiness
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
i Go to https://www.trgc.com/privacypolicy
i
C -A E
PWho is providing this notice? TITLE RESOURCES GUARANTY COMPANY
What we dj����
How does TITLE RESOURCES To protect your personal information from unauthorized access and use,
GUARANTY COMPANY we use security measures that comply with federal law. These measures
protect my personal information? include computer safeguards and secured files and buildings.
How does TITLE RESOURCES We collect your personal information,for example,when you
GUARANTY COMPANY • Apply for insurance or pay insurance premiums
collect my personal information? • Provide your mortgage information or show your driver's license
• Give us your contact information
We also collect your personal information from others,such as credit
bureaus,affiliates,or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes—information
about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be
financial and nonfinancial companies.
• Our affiliates include companies that are owned in whole or in
part by Realogy Holdings Corp., such as Better Homes and
Gardens® Real Estate, CENTURY 219, Coldwell Banker®,
Coldwell Banker Commercial®, The Corcoran Group®, ERA®,
Sotheby's International Realty®, ZipRealty®, NRT LLC, Cartus
and Title Resource Group.
Nonaffiliates Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
• TITLE RESOURCES GUARANTY COMPANY does not share
with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that
together market financial products or service to you.
• TITLE RESOURCES GUARANTY COMPANY does not share
with nonaffiliated financial companies for joint marketing
purposes.
Other Important i i i
For European Union Customers Please see our Privacy Policy located at
https://www.trfzc.coM/privacypplicy
For our California Customers Please see our notice about the California Consumer Protection Act
located at https://www.trlzc.com/privacypolicy
File Number: 21398884
K"��tTITLE COMMITMENT FOR TITLE INSURANCE
, Issued by
TITLE RESOURCES GUARANTY COMPANY
�- F ESOURCES
Issuing Office: TitleOne
ALTA°Universal ID: 1065022
Commitment Number: 21398884
SCHEDULE A
1. Commitment Date:January 7,2021 at 07:30 AM
2. Policy or Policies to be issued:
X ALTA Owners Policy(6/17/06) Extended Coverage Policy Amount: $350,000.00
Proposed Insured: Premium: $2,175.00
Liberty Joy and C.Joy and Carla Long and Jonathan Long
Endorsements: None Requested Charge: $0.00
Extended Portion of Premium:$725.00
3. The estate or interest in the land described or referred to in this Commitment is:
Fee Simple
4. Title to the estate or interest in the Land is at the Commitment Date vested in:
Idaho Family Holdings, LLC,an Idaho limited liability company
5. The Land described as follows:
See Attached Schedule C
Title Resources Guaranty Company
TitleOne
By: Tf ourcns GumnmW Compsrry
w. f
4
IrQ ,+
Karen Pemberton,Authorized Signatory fff'�` �,
+,�. �earetary
This page is only a part of a 2016 ALTA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule 8, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. AS-A=ION
Reprinted under license from the American Land Title Association 411k,
ry
File Number: 21398884
SCHEDULE B, PART I
Requirements
All of the following Requirements must be met:
1.The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in
the Land or who will make a loan on the Land.The Company may then make additional Requirements or Exceptions.
2. Pay the agreed amount for the estate or interest to be insured.
3. Pay the premiums,fees,and charges for the Policy to the Company.
4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must be properly authorized,
executed,delivered,and recorded in the Public Records.
5.The Company will require delivery of and approval by the Company of an Indemnity and Affidavit as to Debts, Liens and Possession,prior to the
issuance of the policy.
6.The Company requires any improvements and/or repairs or alterations thereto completed within the last 90 days by a contractor,sub-contractors,
labor and materialmen are all paid,if any.
If work has commenced,we will require satisfactory evidence of payment.
7.The Company will require that an ALTA/NSPS Land Title Survey of the land be submitted. It is recommended that the surveyor contact this
company prior to starting the survey.
8.The Company will require a copy of the Operating Agreement,with all amendments and assignments,and a resolution from the members of Idaho
Family Holdings, LLC,an Idaho limited liability company showing the power and authority of the party or parties who plan to execute the forthcoming
conveyance or mortgage on behalf of said limited liability company.
9.A Warranty Deed from Idaho Family Holdings,LLC,an Idaho limited liability company to Liberty Joy and C.Joy and Carla Long and Jonathan
Long.
10. NOTE:According to the available records,the purported address of said land is:
1332 N Meridian Road
Meridian, Idaho 83642
11.The Company is requested to issue an Extended Coverage ALTA Owner's Policy for this transaction,the following requirements will apply:
a.) Parties in possession exception, Exception No.2 on Schedule B-Part II of this commitment, may be deleted upon receipt of an owner's affidavit
executed by the owner of the subject property,identifying the subject property and stating that no one is in possession of the land other than the
owner and the tenants of the owner.Any tenancy is to be specifically excepted in the policy.
b.)The Easement and survey exceptions, Exception Nos.3 and 4 on Schedule B-Part II of this commitment, may be deleted upon the review and
examination by this Company, prior to closing,of a current survey of the land acceptable to the Company,duly certified by a registered land
surveyor.The certificate of survey must show,among other things,the exact location of all the improvements located on the land,the situation,
width,and length of all the recorded or unrecorded easements,the existence of fences,signs,and building setback areas,and finally,any dimension
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule B, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
File Number: 21398884
discrepancy,gap,overlap,or boundary line problem that may affect the property.Any specific item,shown by this review and examination is to be
specifically excepted in the policy.The survey should certify TitleOne and the designated underwriter stated herein(the Company).
c.)The Mechanic's lien exception, Exception No.5 on Schedule B-Part II of this commitment, may be deleted upon the review and examination of
satisfactory evidence that no labor or materials have been furnished to the Property for improvements authorized or contracted for by or on behalf of
Owner within the last 120 days, nor have any contracts been entered into for such improvements and there are no unpaid bills for labor and
materials for improvements made upon said land for which a claim of lien may be filed. If labor or materials have been furnished or work has been
contracted,the Company requires a complete list of all sub-contractors and suppliers who have furnished or will furnish labor and/or material to the
subject property. Each sub-contractor and supplier is required to execute an acknowledgment of final payment and unconditional waiver of lien.
12. NOTE:Additional Underlying Documents.
To view the MAP(s)click here.
To view the VESTING DEED(s)click here.
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule 8, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
File Number: 21398884
SCHEDULE B, PART II
Exceptions
THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN ANY
DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR
LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY,
HANDICAP, FAMILIAL STATUS,OR NATIONAL ORIGIN.
The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified in Schedule A,and will
include the following Exceptions unless cleared to the satisfaction of the Company. If the Company's requirements are satisfied, Exceptions 1
through 7 will be removed on Enhanced/Extended coverage policies.
1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is
disclosed between the Commitment Date and the date on which all of the Schedule B, Part I—Requirements are met.
2. Rights or claims of parties in possession not shown by the public records.
3.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey of the Land,and that is not shown by the Public Records.
4. Easements,or claims of easements, not shown by the public records.
5.Any lien,or right to a lien,for services,labor,or materials heretofore or hereafter furnished,imposed by law and not shown by the public records.
6. (a)Unpatented mining claims;(b)reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c)water rights,claims to title
to water,whether or not the matters excepted under(a),(b),or(c)are shown by the public records.
7.Taxes or special assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on
real property or by the public records. Proceedings by a public agency which may result in taxes or assessments,or notices to such proceedings
whether or not shown by the records of such agency,or by the public records.
8.Taxes, including any assessments collected therewith,for the year 2021 which are a lien not yet due and payable.
9.Taxes, including any assessments collected therewith,for the year 2020 for which the first installment is paid,and the second installment is due
and payable on or before June 21,2021.
Parcel Number: R6129020560
Original Amount:$1,756.24
NOTE:To view said Taxes click here.
10.The land described herein is located within the boundaries of City of Meridian(208-888-4433)and is subject to any assessments levied thereby.
11.The land described herein is located within the boundaries of Nampa-Meridian Irrigation District(208-466-7861)and is subject to any
assessments levied thereby.
12. Easements, reservations, restrictions,and dedications as shown on the Amended Plat of F.A. Nourse's Third Addition recorded March 3, 1920 as
Instrument No.85829 and filed in Book 7 of Plats at Page 299,records of Ada County, Idaho.
NOTE:To view said document(s)click here.
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule B, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
File Number: 21398884
13.An easement for the purpose shown below and rights incidental thereto as set forth in a Power Line Easement.
Granted to: Idaho Power Company
Purpose:erection and continued operation, maintenance,repair,alteration,inspection,and replacement of the electric transmission,distribution and
telephone lines and circuits
Recorded:April 14, 1953
Instrument No.:344574
Book 25 of Miscellaneous Records at Page 616, records of Ada County, Idaho.
NOTE:To view said document()click here.
14.An easement for the purpose shown below and rights incidental thereto as set forth in a Right of Way Easement.
Granted to:City of Meridian,a municipal corporation
Purpose: right to lay, maintain,operate, use, repair and remove a certain pipe line for conveying sewage
Recorded: May 17, 1956
Instrument No.:394599,394636 and 394657
Book 37 of Miscellaneous Records at Page 383 and Page 459 and Page 501,records of Ada County, Idaho.
NOTE:To view said document(s)click here.
15.An easement for the purpose shown below and rights incidental thereto as set forth in a Grant of Easement.
Granted to: Intermountain Gas Company
Purpose: right of way and easement to lay and construct a gas distribution line
Recorded:June 19, 1958
Instrument No.:431591
Book 36 of Miscellaneous Records at Page 272, records of Ada County, Idaho.
NOTE:To view said document(s)click here.
16.An easement for the purpose shown below and rights incidental thereto as set forth in an Easement.
Granted to: Idaho Power Company
Purpose: permanent and perpetual easement and right of way,sufficient in width to install and maintain and underground electric power line,
including the perpetual right to enter upon the real estate hereinafter described,at all reasonable times,to construct, maintain and repair
underground power lines over,through, under and across said lands,together with the right,at the sole expense of Grantee,to excavate and refill
ditches and trenches for the location of said power lines,and the further right to remove trees,bushes,sod,flowers and shrubbery and other
obstructions and improvements, interfering with the location,construction and maintenance of said power lines
Recorded:July 16,2007
Instrument No.: 107100712, records of Ada County, Idaho.
NOTE:To view said document(s)click here.
17.All matters,and any rights,easements, interests or claims as disclosed by Record of Survey No.8427 recorded June 26,2008 as Instrument No.
108108418, records of Ada County, Idaho.
NOTE:To view said document()click here.
18.Terms and provisions contained in a Cross-Access and/or Through-Access Agreement by Marc Johnson.
Recorded: November 6,2008
Instrument No.: 108121860, records of Ada County, Idaho.
NOTE:To view said document(s)click here.
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule 8, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
File Number: 21398884
19.An easement for the purpose shown below and rights incidental thereto as set forth in Kimberlee Lane Perpetual Ingress/Egress Easement.
Granted to: Marc Johnson
Purpose: ingress/egress to N. Meridian Road
Recorded: November 17,2008
Instrument No.: 108124679, records of Ada County, Idaho.
NOTE:To view said document(s)click here.
20.An easement for the purpose shown below and rights incidental thereto as set forth in a Cross-Access Easement.
Granted to: Marc Johnson
Purpose:vehicular cross-access
Recorded: November 17,2008
Instrument No.: 108124680, records of Ada County, Idaho.
NOTE:To view said document(s)click here.
21.Terms and provisions contained in a Cross-Access Agreement by and between Marc Johnson and Kenneth&Darlene Jerome.
Recorded: November 17,2008
Instrument No.: 108124681, records of Ada County, Idaho.
NOTE:To view said document(s)click here.
22.Terms and provisions contained in a Mutual Cross-Access Easement Agreement by and between Idaho Family Holdings,LLC,an Idaho limited
liability company and AccountSery CPAS PLLC,an Idaho professional limited liability company.
Recorded:October 30,2020
Instrument No.:2020-148053,records of Ada County, Idaho.
NOTE:To view said document(s)click here.
23.A Deed of Trust to secure an indebtedness in the amount shown below and any other obligations secured thereby:
Amount:$190,000.00
Trustor/Grantor: Idaho Family Holdings, LLC,an Idaho limited liability company
Trustee:Alliance Title&Escrow
Beneficiary: Hopkins Western Fund, LLC,an Idaho limited liability company"as trustee for the benefit on a parity for all Series"WI Debenture
Holders"
Dated: February 15,2018
Recorded: February 15,2018
Instrument No.:2018-014369,records of Ada County, Idaho;
The beneficial interest under said Deed of Trust was assigned of record to Idaho Independent Bank,by an assignment recorded May 8,2020,as
Instrument No.2020-054557, records of Ada County, Idaho.
NOTE:To view said document(s)click here.
24.Any off-record facts,encumbrances,easements or possessory claims,a survey or physical inspection would disclose.
(End of Exceptions)
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule B, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
File Number: 21398884
SCHEDULE C
Legal Description:
A parcel of land being a portion of Blocks 3 and 4 of the Amended Plat of F.A. Nourse's Third Addition,as filed for record in the office of the Ada
County Recorder, Boise, Idaho, in Book 7 of Plats at Page 299 lying in the Northwest quarter of Section 7,Township 3 North, Range 1 East, Boise
Meridian, Meridian,Ada County, Idaho,as shown as Parcel C on Record of Survey No.8427,filed for record in the office of the Ada County
Recorder, Boise, Idaho,under Instrument No. 108108418 and more particularly described as follows:
Commencing at a brass cap marking the Northwest corner of said Section 7;thence along the West boundary of said Section 7,which is also the
centerline of North Meridian Road
South 00'24'19"West 1041.97 feet to a point on the extended South boundary of said Block 4;thence along said extended South boundary
North 89°37'05"East 40.00 feet to an iron pin marking the Southwest corner of said Block 4 and the Northwest corner of said Block 3;thence along
the West boundary of said Block 3
South 00°24'19"West 63.97 feet to an iron pin marking the Point of Beginning;thence leaving said West boundary along a line South of and parallel
with the North boundary of said Block 3
North 89°37'05"East 95.38 feet to an iron pin;thence along a line East of and parallel with the West boundaries of said Blocks 3 and 4
North 00°24'19"East 193.97 feet to an iron pin;thence along a line North of and parallel with the South boundary of said Block 4
North 89°37'05"East 127.73 feet to an iron pin on the East boundary of the West half of said Block 4;thence along said East boundary
South 00°28'48"West 29.13 feet to an iron pin;thence leaving said East boundary along a line North of and parallel with said South boundary of
Block 4
North 89°37'05"East 0.08 feet to an iron pin;thence along a line East of and parallel with said West boundary of said Block 4
South 00'24'19"West 100.87 feet to an iron pin on the North boundary of said Block 3;thence along said North boundary
South 89°37'05"West 0.22 feet to an iron pin on the East boundary of the West half of said Block 3;thence along said East boundary
South 00°28'48"West 78.97 feet to an iron pin marking the Southeast corner of the North half of the North half of the West half of said Block 3;
thence along the South boundary of the said North half of the North half of the West half of Block 3
South 89°37'05"West 222.83 feet to an iron pin on said West boundary of Block 3;thence along said West boundary
North 00°24'19"East 15.00 feet to the Point of Beginning.
This page is only a part of a 2016 AL TA°Commitment for Title Insurance issued by Title Resources Guaranty Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule 8, Part I—Requirements;and Schedule B, Part
ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
TRGC Form:Comm16 ALTA Commitment Form Adopted 6-17-2006 Revised 08-01-2016 Technical Corrections 04-02-2018
Copyright 2006-2016 American Land Title Association.All rights reserved.
The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members AMERICAN
LAND TITLE
in good standing as of the date of use.All other uses are prohibited. ASSOCIATION
Reprinted under license from the American Land Title Association ry
TitleOne
Authorized Agent for:
TitleOne Title Resources Guaranty Company
a title & escrow co.
File Number: 21398884
Contact Information
We would like to thank you for your business and we appreciate the opportunity to serve you. The title commitment has been sent to the parties listed below.
If you have any closing questions,please contact your Escrow team: teambcobb@titleonecorp.com
Billie Jo Cobb Emilie Kongsore Laura Mendoza Nicole York
bcobb@titleonecorp.com ekongsore@titleonecorp.com Imendoza@titleonecorp.com nyork@titleonecorp.com
(208)246-8276 (208)493-0208 (208)493-6355 (208)287-0950
TitleOne State License:712441
If you have any title questions,please contact your Title Officer:
Karen Pemberton TitleOne Address:
kpemberton@titleonecorp.com 1101 W. River Street,Suite 201
(208)287-5338 Boise, ID 83702
Agents I Brokers and Transaction Coordinators
Tom Barbey
Atova, lnc.
tbarbey@atova.com
(208)794-6323
Jonathan Long
Genesis Real Estate Group
idaho4you@gmail.com
(208)697-7170