PZ - Commitment-H ALTA COMMITMENT FOR TITLE INSURANCE
Commitment Number:
Issued By:
r4p' commonwealth 34602022404
.; .r r•-;r . xl-- rcr -�r.r
NOTICE
IMPORTANT - READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE
INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE
CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT.
THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION,
OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY
THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION,
ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY,
AND CREATE NO EXTRACO N TRACT UAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED.
THE COMPANY'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED
IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT.
THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY
OTHER PERSON.
COMMITMENT TO ISSUE POLICY
Subject to the Notice; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions; and the Commitment Conditions,
Commonwealth Land Title Insurance Company, a Florida corporation (the "Company"), commits to issue the Policy
according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date
shown in Schedule A for each Policy described in Schedule A, only when the Company has entered in Schedule A both the
specified dollar amount as the Proposed Policy Amount and the name of the Proposed Insured.
If all of the Schedule B, Part I-Requirements have not been met within one hundred eighty (180) days after the
Commitment Date, this Commitment terminates and the Company's liability and obligation end.
Commonwealth Land Title Insurance
Company
By:
4 1,
President
Countersigned By: Attest:
A0�7�� ��� �
Authorized Officer or Agent Secretary
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AM Copyright American Land Title Association. All rights reserved. LAND T1 E L
LAN TITLE
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 1 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
Transaction Identification Data for reference only.
ISSUING OFFICE: FOR SETTLEMENT INQUIRIES, CONTACT:
Title Officer: Matt Carey Escrow Officer: Brooke Brennan
Fidelity National Title Company Fidelity National Title Company
485 East Riverside Dr., Suite 200 485 East Riverside Dr., Suite 200
Eagle, ID 83616 Eagle, ID 83616
Phone: 208-947-0566 Fax: 866-671-3899 Phone: 208-800-6123 Fax: 208-322-5829
Main Phone: (208)377-3190 Main Phone: (208)377-3190
Email: matt.carey@fnf.com Email: Brooke.Brennan@fnf.com
Order Number: 34602022404
Property Address: 1789 N Hickory Road, Meridian, ID 83646
SCHEDULE A
1. Commitment Date: December 1, 2020 at 07:30 AM
2. Policy to be issued:
(a) ALTA Owner's Policy 2006 Standard
Proposed Insured: Landmark Pacific Development, Inc.
Proposed Policy Amount: $475,000.00
Premium: $ 1,599.00
Total: $ 1,599.00
3. The estate or interest in the Land described or referred to in this Commitment is:
Fee Simple
4. The Title is, at the Commitment Date, vested in:
M & L Limited Partnership, an Idaho limited partnership
5. The Land is described as follows:
SEE EXHIBIT "A"ATTACHED HERETO AND MADE A PART HEREOF
END OF SCHEDULE A
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 2 ID----SPS-1-20-34602022404
EXHIBIT "A"
Legal Description
For APN/Parcel ID(s): R5446410038
A parcel located in the Southwest 1/4 of the Southeast 1/4 of Section 5, Township 3 North, Range 1 East, Boise Meridian,
Ada County, Idaho, and also being a portion of Lot 4, Block 1 of MALLANE SUBDIVISION, as shown in Book 87 of Plats
on Pages 9881 through 9883, Records of Ada County, Idaho, and more particularly described as follows:
BEGINNING at a 1/2 inch diameter iron pin marking the Southwest corner of said Lot 4 from which a 5/8 inch diameter iron
pin marking the Southwest corner of Lot 3, Block 1 of said MALLANE SUBDIVISION bears South 0028'03"West, a
distance of 252.95 feet;
thence
North 0°28'03" East, along the Westerly boundary of said Lot 4, a distance of 129.73 feet to a 5/8 inch diameter iron pin;
thence
North 43°19'32" East, along the Northwesterly boundary of said Lot 4, a distance of 257.72 feet to a 5/8 inch diameter iron
pin;
thence
South 76°12'56" East, along the Northerly boundary of said Lot 4, a distance of 107.01 feet to a 5/8 inch diameter iron pin;
thence
Continuing along said Northerly boundary, a distance of 101.50 feet along the arc of a 370.00 foot radius curve right, said
curve having a central angle of 15°43'01" and a long chord bearing South 68°17'21" East, a distance of 101.18 feet to a
1/2 inch diameter iron pin marking the Northeast corner of said Lot4;
thence
South 0°26'44" West, along the Easterly boundary of said Lot 4, a distance of 210.08 feet to a 5/8 inch diameter iron pin;
thence
Leaving said Easterly boundary North 89034'20"West, a distance of 244.66 feet to a 5/8 inch diameter iron pin;
thence
South 0°28'04" West, a distance of 47.00 feet to a 5/8 inch diameter iron pin on the Southerly boundary of said Lot 4
thence
North 89034'20"West, along the Southerly boundary of said Lot 4, a distance of 129.16 feet to the POINT OF
BEGINNING.
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AM ICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 3 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
SCHEDULE B, PART I
REQUIREMENTS
All of the following Requirements must be met:
1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this
Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then
make additional Requirements or Exceptions.
2. Pay the agreed amount for the estate or interest to be insured.
3. Pay the premiums, fees, and charges for the Policy to the Company.
4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must
be properly authorized, executed, delivered, and recorded in the Public Records.
5. The Company reserves the right to impose additional requirements or add exceptions that may become necessary
once the terms of this transaction have been disclosed and/or upon review of this commitment by underwriting
counsel.
6. The Company will require the following documents for review prior to the issuance of any title assurance
predicated upon a conveyance or encumbrance from the entity named below.
Name: M & L Limited Partnership
a) A complete copy of the limited partnership agreement and any amendments and restatements
thereto.
b) Evidence that the partnership was validly formed, is in good standing and authorized to do
business in its state of origin.
c) If less than all general partners are executing documents, furnish evidence of the signing
partner(s) authority, unless authorized in the documents referred to above.
The Company reserves the right to add additional items or make further requirements after review of the
requested documentation.
7. The Company will require the following documents for review prior to the issuance of any title insurance predicated
upon a conveyance or encumbrance by the corporation named below:
Name of Corporation: Landmark Pacific Development, Inc.
a) A Copy of the corporation By-laws and Articles of Incorporation
b) An original or certified copy of a resolution authorizing the transaction contemplated herein
c) If the Articles and/or By-laws require approval by a `parent' organization, a copy of the Articles and By-laws
of the parent
d) A current dated certificate of good standing from the proper governmental authority of the state in which the
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 4 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
SCHEDULE B, PART I
REQUIREMENTS
(continued)
entity was created
The Company reserves the right to add additional items or make further requirements after review of the
requested documentation.
8. The Company will require that an Owner's Affidavit be completed by the party(s) named below before the issuance
of any policy of title insurance.
Party(s): M & L Limited Partnership, an Idaho limited partnership
The Company reserves the right to add additional items or make further requirements after review of the
requested Affidavit.
9. Please be advised that our search did not disclose any open Deeds of Trust of record. If you should have
knowledge of any outstanding obligation, please contact the Title Department immediately for further review prior
to closing.
END OF SCHEDULE B, PART I
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 5 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
SCHEDULE B, PART II
EXCEPTIONS
THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION
CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC
COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE,
COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR
NATIONAL ORIGIN.
The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement
identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company:
GENERAL EXCEPTIONS
1. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an
inspection of the Land or that may be asserted by persons in possession of the Land.
2. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.
3. Any encroachment, encumbrance, violation, variation or adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the land and not shown by the Public Records.
4. Any lien or right to a lien for services, labor or material not shown by the Public Records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof;
(c) Indian treaty or aboriginal rights, including, but not limited to, easements or equitable servitudes; or, (d)water
rights, claims or title to water, whether or not the matters excepted under (a), (b), (c) or(d)are shown by the
public records.
6. (a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies
taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may
result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such
agency or by the Public Records.
7. Any service, installation, connection, maintenance or construction charges for sewer, water, electricity, or garbage
collection or disposal or other utilities unless shown as an existing lien by the public records.
8. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records
or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B,
Part I—Requirements are met.
Paragraphs 1 through 8 will not appear as printed exceptions on extended coverage loan policies, except as to
such parts thereof which may be typed as shown below.
SPECIAL EXCEPTIONS
9. Water rights, claims or title to water, whether or not disclosed by the Public Records.
10. Unpatented mining claims; reservations or exceptions in patents or in Acts authorizing the issuance thereof.
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AM ICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 6 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
SCHEDULE B, PART II
EXCEPTIONS
(continued)
11. Any off record facts, encumbrances, easements or possessory claims, a survey or inspection would disclose.
12. General taxes for the year 2020, which are a lien, payable on or before December 20, 2020 of said year and not
delinquent until after said date.
13. Liens, levies and assessments of the CITY OF MERIDIAN. No search has been made.
14. Liens and assessments of the NAMPA MERIDIAN IRRIGATION DISTRICT, and the rights, powers and
easements of said district as by law provided. No search has been made.
15. Liens and assessments of the SETTLERS IRRIGATION DISTRICT, and the rights, powers and easements of said
district as by law provided. No search has been made.
16. An easement for public utilities and incidental purposes in favor of Idaho Power Company, a corporation
Recorded: October 17, 1934
Instrument No: 159502, of Official Records.
17. Conditions, restrictions, and access rights contained in a Deed to the State of Idaho.
Recorded: July 28, 1955
Instrument No: 380666, of Official Records.
18. Terms and provisions set for in Ordinance No. 581 re Annexation and Zoning by City of Meridian
Recorded: July 27, 1992
Instrument No: 9249531, of Official Records.
19. A telecommunications easement in favor of US West Communications, Inc., a Colorado corporation
Recorded: May 24, 1994
Instrument No: 94048307, of Official Records.
20. Terms and provisions set for in Ordinance No. 654 re Annexation and Zoning by City of Meridian
Recorded: July 27, 1994
Instrument No: 94060850, of Official Records.
21. An easement for public utilities and incidental purposes in favor of Idaho Power Company, a corporation
Recorded: August 15, 1994
Instrument No: 94075154, of Official Records.
22. A public right-of-way easement for sidewalks in favor of Ada County Highway District
Recorded: May 4, 2000
Instrument No: 100034053, of Official Records.
23. An easement for sanitary sewer and water mains in favor of City of Meridian
Recorded: May 12, 2000
Instrument No: 100036264, of Official Records.
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 7 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
SCHEDULE B, PART II
EXCEPTIONS
(continued)
24. Terms, conditions, provisions, easements and obligations set forth in that certain Cross-Access Easement
Agreement
Between: M & L Limited Partnership, an Idaho limited partnership and the Farmers & Merchants State Bank,
an Idaho corporation
Recorded: May 23, 2002
Instrument No: 102058607, of Official Records.
25. Terms, conditions, provisions, easements and obligations set forth in that certain Agreement and Easement
Between: M and L Limited Partnership and Nampa Meridian Irrigation District
Recorded: November 22, 2002
Instrument No: 102138262, of Official Records.
26. Terms and provisions set for in Ordinance No. 03-1023 re Zoning by City of Meridian
Recorded: May 30, 2003
Instrument No: 103089189, of Official Records.
27. Easements, reservations, restrictions and dedication, if any, as shown on the official plat of said subdivision
28. Terms, conditions, provisions and obligations set forth in that certain Construction Contract for Urban Irrigation
System
Between: M and L Limited Partnership, an Idaho partnership and Nampa & Meridian Irrigation District
Recorded: August 25, 2003
Instrument No: 103143835, of Official Records.
29. Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to
those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap,
national origin, ancestry, source of income, gender, gender identity, gender expression, medical condition or
genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or
restriction is permitted by applicable law, as set forth in the document
Recording Date: September 29, 2003
Recording No: 103165333
30. Liens and charges as set forth in the above mentioned declaration,
Payable to: Mallane Business Owners Association
31. Matters as disclosed by Record of Survey No. 9435
Recorded: May 3, 2013
Instrument No: 113048623, of Official Records.
END OF EXCEPTIONS
NOTES
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 8 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
SCHEDULE B, PART II
EXCEPTIONS
(continued)
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 9 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
SCHEDULE B, PART II
EXCEPTIONS
(continued)
Note A: NOTE: According to the records of the County Assessor's office,
Parcel No.: R5446410038
Code Area: 03
General Taxes for the year 2020, were $4,293.44
Note B: NOTE: Pursuant to the State of Idaho Insurance Regulations, a cancellation fee is to be charged on all
cancelled orders. Unless otherwise advised, orders will be considered cancelled six months after the
effective date on the commitment. The amount of the fee assessed shall be in accordance with our rate
filing with the Idaho Department of Insurance.
Note C: NOTE: The Policy or Policies of insurance may contain a clause permitting arbitration of claims at the
request of either the Insured or the Company. Upon request, the Company will provide a copy of this
clause and the accompanying arbitration rules prior to the closing of the transaction.
Note D: NOTE: We have searched our records for judgments or liens that may affect the title to the
land described in Schedule A, to include judgments or liens against Landmark Pacific Development, Inc..
As of the effective date of this commitment we find none, EXCEPT as may be shown as an exception in
Schedule B.
END OF NOTES
END OF SCHEDULE B, PART II
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 10 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
COMMITMENT CONDITIONS
1. DEFINITIONS
(a) "Knowledge"or"Known": Actual or imputed knowledge, but not constructive notice imparted by the Public Records.
(b) "Land": The land described in Schedule A and affixed improvements that by law constitute real property. The term "Land"does not include
any property beyond the lines of the area described in Schedule A, nor any right,title, interest, estate, or easement in abutting streets, roads,
avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the extent that a right of access to and from the Land is to be
insured by the Policy.
(c) "Mortgage": A mortgage,deed of trust,or other security instrument, including one evidenced by electronic means authorized by law.
(d) "Policy": Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be issued by the Company
pursuant to this Commitment.
(e) "Proposed Insured": Each person identified in Schedule A as the Proposed Insured of each Policy to be issued pursuant to this Commitment.
(f) "Proposed Policy Amount": Each dollar amount specified in Schedule A as the Proposed Policy Amount of each Policy to be issued pursuant
to this Commitment.
(g) "Public Records": Records established under state statutes at the Commitment Date for the purpose of imparting constructive notice of
matters relating to real property to purchasers for value and without Knowledge.
(h) "Title": The estate or interest described in Schedule A.
2. If all of the Schedule B, Part I-Requirements have not been met within the time period specified in the Commitment to Issue Policy, this
Commitment terminates and the Company's liability and obligation end.
3. The Company's liability and obligation is limited by and this Commitment is not valid without:
(a) the Notice;
(b) the Commitment to Issue Policy;
(c) the Commitment Conditions;
(d) Schedule A;
(e) Schedule B, Part I-Requirements;
(f) Schedule B, Part II-Exceptions;and
(g) a counter-signature by the Company or its issuing agent that may be in electronic form.
4. COMPANY'S RIGHT TO AMEND
The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien, encumbrance, adverse
claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the Company is limited by Commitment
Condition 5. The Company shall not be liable for any other amendment to this Commitment.
5. LIMITATIONS OF LIABILITY
(a) The Company's liability under Commitment Condition 4 is limited to the Proposed Insured's actual expense incurred in the interval between
the Company's delivery to the Proposed Insured of the Commitment and the delivery of the amended Commitment, resulting from the
Proposed Insured's good faith reliance to:
(i) comply with the Schedule B, Part I-Requirements;
(ii) eliminate,with the Company's written consent,any Schedule B, Part II-Exceptions;or
(iii) acquire the Title or create the Mortgage covered by this Commitment.
(b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the amendment or had Knowledge of
the matter and did not notify the Company about it in writing.
(c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have incurred the expense had the
Commitment included the added matter when the Commitment was first delivered to the Proposed Insured.
(d) The Company's liability shall not exceed the lesser of the Proposed Insured's actual expense incurred in good faith and described in
Commitment Conditions 5(a)(i)through 5(a)(iii)or the Proposed Policy Amount.
(e) The Company shall not be liable for the content of the Transaction Identification Data, if any.
(f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all of the Schedule B,
Part I-Requirements have been met to the satisfaction of the Company.
(g) In any event,the Company's liability is limited by the terms and provisions of the Policy.
6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT
(a) Only a Proposed Insured identified in Schedule A,and no other person, may make a claim under this Commitment.
(b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this Commitment.
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 11 ID----SPS-1-20-34602022404
COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT NO. 34602022404
(continued)
(c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement between the parties with respect to the
subject matter of this Commitment and supersedes all prior commitment negotiations, representations, and proposals of any kind, whether
written or oral, express or implied, relating to the subject matter of this Commitment.
(d) The deletion or modification of any Schedule B, Part II-Exception does not constitute an agreement or obligation to provide coverage beyond
the terms and provisions of this Commitment or the Policy.
(e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized by the Company.
(f) When the Policy is issued,all liability and obligation under this Commitment will end and the Company's only liability will be under the Policy.
7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT
The issuing agent is the Company's agent only for the limited purpose of issuing title insurance commitments and policies. The issuing agent is
not the Company's agent for the purpose of providing closing or settlement services.
8. PRO-FORMA POLICY
The Company may provide,at the request of a Proposed Insured,a pro-forma policy illustrating the coverage that the Company may provide. A
pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to a Proposed Insured, nor is it a commitment
to insure.
9. ARBITRATION
The Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is Two Million And No/100 Dollars
($2,000,000.00)or less shall be arbitrated at the option of either the Company or the Proposed Insured as the exclusive remedy of the parties. A
Proposed Insured may review a copy of the arbitration rules at http://www.alta.org/arbitration.
END OF CONDITIONS
This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Commonwealth Land Title Insurance Company. This Commitment is not valid
without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I-Requirements;Schedule B, Part II-Exceptions;and
a counter-signature by the Company or its issuing agent that may be in electronic form.
AMEICAN
Copyright American Land Title Association. All rights reserved. LAND TITLE
LAN T
ASSOCIATION
The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as
of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment for Title Insurance(08/01/2016) Printed: 12.04.20 @ 09:09 AM
Page 12 ID----SPS-1-20-34602022404
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective April 9, 2020
Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we")
respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and
protect personal information, when and to whom we disclose such information, and the choices you have about
the use and disclosure of that information.
A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the
privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply.
Collection of Personal Information
FNF may collect the following categories of Personal Information:
• contact information (e.g., name, address, phone number, email address);
• demographic information (e.g., date of birth, gender, marital status);
• identity information (e.g. Social Security Number, driver's license, passport, or other government ID
number);
• financial account information (e.g. loan or bank account information); and
• other personal information necessary to provide products or services to you.
We may collect Personal Information about you from:
• information we receive from you or your agent;
• information about your transactions with FNF, our affiliates, or others; and
• information we receive from consumer reporting agencies and/or governmental entities, either directly
from these entities or through others.
Collection of Browsing Information
FNF automatically collects the following types of Browsing Information when you access an FNF website, online
service, or application (each an "FNF Website")from your Internet browser, computer, and/or device:
• Internet Protocol (IP)address and operating system;
• browser version, language, and type;
• domain name system requests; and
• browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to
the pages within the FNF Website.
Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing
Information described above. We use Browsing Information for system administration, troubleshooting, fraud
investigation, and to improve our websites. Browsing Information generally does not reveal anything personal
about you, though if you have created a user account for an FNF Website and are logged into that account, the
FNF Website may be able to link certain browsing activity to your user account.
Other Online Specifics
Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of
data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information
gathered using cookies helps us improve your user experience. For example, a cookie can help the website load
properly or can customize the display page based on your browser type and user preferences. You can choose
whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair
or limit some functionality of the FNF Website.
Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This
information is used to improve our websites.
Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your
browser.
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SSCORPDO911.doc Page 1 ID-FT-FXEA-03460.216262-34602022404
Links to Other Sites. FNF Websites may contain links to unaffiliated third-party websites. FNF is not responsible
for the privacy practices or content of those websites. We recommend that you read the privacy policy of every
website you visit.
Use of Personal Information
FNF uses Personal Information for three main purposes:
• To provide products and services to you or in connection with a transaction involving you.
• To improve our products and services.
• To communicate with you about our, our affiliates', and others' products and services, jointly or
independently.
When Information Is Disclosed
We may disclose your Personal Information and Browsing Information in the following circumstances:
• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;
• to nonaffiliated service providers who provide or perform services or functions on our behalf and who
agree to use the information only to provide such services or functions;
• to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an
agreement with them to jointly market financial products or services to you;
• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or
court order; or
• in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws,
or to protect the rights, property, or safety of FNF, its customers, or the public.
The law does not require your prior authorization and does not allow you to restrict the disclosures described
above. Additionally, we may disclose your information to third parties for whom you have given us authorization or
consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information
with nonaffiliated third parties, except as required or permitted by law. We may share your Personal Information
with affiliates (other companies owned by FNF) to directly market to you. Please see "Choices with Your
Information"to learn how to restrict that sharing.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in
connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of
bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting
Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or
transfer of the foregoing information in connection with any of the above described proceedings.
Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.
Choices With Your Information
If you do not want FNF to share your information among our affiliates to directly market to you, you may send an
"opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share
your Personal Information with nonaffiliates for their use to direct market to you without your consent.
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not
to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or
products to you.
For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties, except as permitted by California law. For additional information about your California privacy rights,
please visit the "California Privacy" link on our website (https://fnf.com/pages/californiaprivacy.aspx) or call
(888)413-1748.
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SSCORPDO911.doc Page 2 ID-FT-FXEA-03460.216262-34602022404
For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by
contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also
provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney
General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132;
email: BCPINFO@ag.state.nv.us.
For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties for marketing purposes, except after you have been informed by us of such sharing and had an
opportunity to indicate that you do not want a disclosure made for marketing purposes.
For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not
disclose your personal information, financial information, credit report, or health information to nonaffiliated third
parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those
disclosures.
Information From Children
The FNF Websites are not intended or designed to attract persons under the age of eighteen (18). We do not
collect Personal Information from any person that we know to be under the age of thirteen (13)without permission
from a parent or guardian.
International Users
FNF's headquarters is located within the United States. If you reside outside the United States and choose to
provide Personal Information or Browsing Information to us, please note that we may transfer that information
outside of your country of residence. By providing FNF with your Personal Information and/or Browsing
Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy
Notice.
FNF Website Services for Mortgage Loans
Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect
customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may
contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of
this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and
Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy
notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal
Information collected through the Service Websites, except as required or authorized by contract with the
mortgage loan servicer or lender, or as required by law or in the good-faith belief that such disclosure is
necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights,
property, or safety of FNF or the public.
Your Consent To This Privacy Notice; Notice Changes; Use of Comments or Feedback
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of
the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The
Privacy Notice's effective date will show the last date changes were made. If you provide information to us
following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the
Privacy Notice. We may use comments or feedback that you submit to us in any manner without notice or
compensation to you.
Accessing and Correcting Information; Contact Us
If you have questions, would like to correct your Personal Information, or want to opt-out of information sharing for
affiliate marketing, send your requests to privacy@fnf.com, by phone to (888) 934-3354, or by mail to:
Fidelity National Financial, Inc.
601 Riverside Avenue,
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
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