MBG - Warranty deedTitleOne
a title & escrow co.
April 9, 2020
1101 W. River Street, Suite 201
Boise, ID 83702
Ph.(208)424-8511
Fx. (866) 638-6981
www.titleonecorp.com
DELIVER TO: Kevin Amar
The Rama Group, LLC
1580 W Cayuse Creek Drive
Meridian, ID 83646
Thank you for choosing TitleOne for your title insurance needs. Enclosed you will find the following:
Owner's Policy of Title Insurance
Original Recorded Warranty Deed
Order No. 19348922
If you have any questions regarding the closing, your Escrow Officer is Camille VanScoy, (208)493-6346.
Should you have any questions regarding this title policy, your Title Officer is Joseph Gropp, (208) 947-
1538.
ELECTRONICALLY 4IEC:ORI; ED
S-EAMPED FIRS'f PAGE VIOW
iigCORPOP--ATED AS P,• a'r of
TI-IE 0RIG1rJA?.=
TitleOne
it tide & escrow co.
Order Number: 19348922
For value received,
Ben Miller, an unmarried man
ADA COUNTY RECORDER Phil McGrana 2020-037548
BOISE IDAHO Pgs=2 DAN RYALLS 03/31/2020 03:42 PM
TITLEONE BOISE S15.00
Warranty Deed
the grantor, does hereby grant, bargain, sell, and convey unto
The Rama Group, LLC, an Idaho limited liability company
whose current address is 1580 W. Cayuse Creek Dr Meridian, ID 83646
the grantee, the following described premises, in Ada County, Idaho, to wit:
A parcel of land located in the South half of the Northwest quarter of Section 36, Township 4 North, Range 1 West of
the Boise Meridian, Ada County, Idaho, more particularly described as follows:
Commencing at the Southwest corner of the Northwest quarter (West quarter corner) of Section 36, Township 4
North, Range 1 West of the Boise Meridian; thence
South 89009'04" East 25.00 feet along the South line of said Northwest quarter to a point on the Easterly right-of-way
of Linder Road, the Real Point of Beginning of this description; thence
North 00 1617" East 447.80 feet along said right-of-way to a point; thence
South 86036'00" East 248.72 feet to a point; thence
South 00 1617" West 436.73 feet to a point on the South line of said Northwest quarter; thence
North 89°09'04" West 248.36 feet to the Real Point of Beginning.
Excepting therefrom that portion deeded to Ada County Highway District as disclosed and described in Warranty
Deed recorded July 21, 2009 as Instrument No. 109085328, records of Ada County, Idaho.
Order Number: 19348922 Warranty Deed - Page 1 of 2
TitleOne
a title &escrow co.
Order Number: 19348922
Warranty Deed
For value received,
Ben Miller, an unmarried man
the grantor, does hereby grant, bargain, sell, and convey unto
The Rama Group, LLC, an Idaho limited liability company
whose current address is 1580 W. Cayuse Creek Dr Meridian, ID 83646
the grantee, the following described premises, in Ada County, Idaho, to wit:
A parcel of land located in the South half of the Northwest quarter of Section 36, Township 4 North, Range 1 West of
the Boise Meridian, Ada County, Idaho, more particularly described as follows:
Commencing at the Southwest corner of the Northwest quarter (West quarter corner) of Section 36, Township 4
North, Range 1 West of the Boise Meridian; thence
South 89009'04" East 25.00 feet along the South line of said Northwest quarter to a point on the Easterly right-of-way
of Linder Road, the Real Point of Beginning of this description; thence
North 00 1617" East 447.80 feet along said right-of-way to a point; thence
South 86036'00" East 248.72 feet to a point; thence
South 00 15'17" West 436.73 feet to a point on the South line of said Northwest quarter; thence
North 89009'04" West 248.36 feet to the Real Point of Beginning.
Excepting therefrom that portion deeded to Ada County Highway District as disclosed and described in Warranty
Deed recorded July 21, 2009 as Instrument No. 109085328, records of Ada County, Idaho.
Order Number: 19348922 Warranty Deed - Page 1 of 2
To have and to hold the said premises, with their appurtenances unto the said Grantee, its heirs and assigns forever.
And the said Grantor does hereby covenant to and with the said Grantee, that Grantor is the owner in fee simple of
said premises; that they are free from all encumbrances except those to which this conveyance is expressly made
subject and those made, suffered or done by the Grantee; and subject to all existing patent reservations, easements,
right(s) of way, protective covenants, zoning ordinances, and applicable building codes, laws and regulations,
general taxes and assessments, including irrigation and utility assessments (if any) for the current year, which are not
due and payable, and that Grantor will warrant and defend the same from all lawful claims whatsoever. Whenever the
context so requires, the singular number includes the plural.
Dated: - March 27, 2020
--Ben Miller
State of Idaho
County of Ada
On this J0 day of March in the year of 2020, before me, the undersigned, a Notary Public in for said
State, personally appeared Ben Miller, known or identified to me E e the person(s) whose name( is_ re
subscribe to the wit instrument and acknowledged to me t al h e/they executed the same.
NotaryPublic
Residing In: CAMILLE Vart Y
My Commission Expi COMMISSION 921
(seal) N07ARY PUBLIC
STATE OF IDAHO
MY COMMJ8810N EXPIRES COM 3✓2024
Order Number: 19348922 Warranty Deed - Page 2 of 2
- .,TITLE
RESOURCES.
2470-0-19348922
OWNER'S POLICY OF TITLE INSURANCE
Issued By
TITLE RESOURCES GUARANTY COMPANY
Any notice of claim and any other notice or statement in writing required to be given to the Company under this
Policy must be given to the Company at the address shown in Section 18 of the Conditions.
COVERED RISKS
SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN
SCHEDULE B, AND THE CONDITIONS, TITLE RESOURCES GUARANTY COMPANY, a Texas corporation (the
"Company") insures, as of Date of Policy and, to the extent stated in Covered Risks 9 and 10, after Date of Policy, against
loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of:
1. Title being vested other than as stated in Schedule A.
2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against
loss from
(a) A defect in the Title caused by
(i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation;
(ii) failure of any person or Entity to have authorized a transfer or conveyance;
(iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or
delivered;
(iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
(v) a document executed under a falsified, expired, or otherwise invalid power of attorney;
(vi) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those
acts by electronic means authorized by law; or
(vii) a defective judicial or administrative proceeding.
(b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but
unpaid.
(c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes
encroachments of existing improvements located on the Land onto adjoining land, and encroachments onto the
Land of existing improvements located on adjoining land.
3, Unmarketable Title.
4, No right of access to and from the Land.
5, The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to
building and zoning) restricting, regulating, prohibiting, or relating to
(a) the occupancy, use, or enjoyment of the Land;
(b) the character, dimensions, or location of any improvement erected on the Land;
(c) the subdivision of land; or
(d) environmental protection if a notice, describing any part of the Land, is recorded in the Public Records setting
forth the violation or intention to enforce, but only to the extent of the violation or enforcement referred to in that
notice.
S. An enforcement action based on the exercise of a governmental police power not covered by Covered Disk 5 if a
notice of the enforcement action, describing any part of the Land, is recorded in the Public Records, but only to the
extent of the enforcement referred to in that notice.
7. The exercise of the rights of eminent domain if a notice of the exercise, describing any part of the Land, is recorded in
the Public Records.
8. Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without
Knowledge.
9_ Title being vested other than as stated in Schedule A or being defective
(a) as a result of the avoidance in whole or in part, or from a court order providing an alternative remedy, of a transfer
of all or any part of the title to or any interest in the Land occurring prior to the transaction vesting Title as shown
TRGC Form: O ALTA Owner's Policy 6/17/2006
Copyright 2006-2010 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use,
All other uses are prohibited. Reprinted under license from the American Land Title Association
in Schedule A because that prior transfer constituted a fraudulent or preferential transfer under federal
bankruptcy, state insolvency, or similar creditors' rights laws; or
(b) because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under
federal bankruptcy, state insolvency, or similar creditors' rights laws by reason of the failure of its recording in the
Public Records
(i) to be timely, or
(ii) to impart notice of its existence to a purchaser for value or to a judgment or lien creditor.
10. Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been
created or attached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the
recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.
The Company will also pay the costs, attorneys' fees, and expenses incurred in defense of any matter insured against by
this Policy, but only to the extent provided in the Conditions.
In Witness Whereof, Title Resources Guaranty Company has caused this policy to be signed and sealed by duly
authorized officers as of Date of Policy shown in Schedule A.
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An authorized signature
rclot Guarmty Company
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EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or
damage, costs, attorneys' fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting,
regulating, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not
modify or limit the coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under
Covered Risk 6.
2, Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3, Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured
Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured
Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided
under Covered Risk 9 and 10); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the
Title.
4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the
transaction vesting the Title as shown in Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching
TRGC Form: O ALTA Owner's Policy 6/17/2006
Copyright 2006-2010 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association ...
between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that
vests Title as shown in Schedule A.
CONDITIONS
1. DEFINITION OF TERMS
The following terms when used in this policy mean:
(a) "Amount of Insurance": The amount stated in Schedule A, as may be increased or decreased by endorsement to
this policy, increased by Section 8(b), or decreased by Sections 10 and 11 of these Conditions,
(b) "Date of Policy": The date designated as "Date of Policy" in Schedule A.
(c) "Entity": A corporation, partnership, trust, limited liability company, or other similar legal entity.
(d) "Insured": The Insured named in Schedule A.
(i) the term "Insured" also includes
(A) successors to the Title of the Insured by operation of law as distinguished from purchase, including heirs,
devisees, survivors, personal representatives, or next of kin;
(B) successors to an Insured by dissolution, merger, consolidation, distribution, or reorganization;
(C) successors to an Insured by its conversion to another kind of Entity;
(D) a grantee of an Insured under a deed delivered without payment of actual valuable consideration
conveying the Title
(1) if the stock, shares, memberships, or other equity interests of the grantee are wholly -owned by the
named Insured,
(2) if the grantee wholly owns the named Insured,
(3) if the grantee is wholly -owned by an affiliated Entity of the named Insured, provided the affiliated
Entity and the named Insured are both wholly -owned by the same person or Entity, or
(4) if the grantee is a trustee or beneficiary of a trust created by a written instrument established by the
Insured named in Schedule A for estate planning purposes.
(ii) with regard to (A), (13), (C), and (D) reserving, however, all rights and defenses as to any successor that the
Company would have had
against any predecessor Insured.
(e) "Insured Claimant": An Insured claiming loss or damage.
(f) "Knowledge" or "Known": Actual knowledge, not constructive knowledge or notice that may be imputed to an
Insured by reason of the Public Records or any other records that impart constructive notice of matters affecting
the Title.
(g) "Land": The land described in Schedule A, and affixed improvements that by law constitute real property. The
term "Land" does not include any property beyond the lines of the area described in Schedule A, nor any right,
title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this
does not modify or limit the extent that ,� rlght of access to and from the Land Is Insured by this policy-
(h) "Mortgage'� Mortgage, deed of trogt, Dust deed, or other security instrument, including Dne evidenced by
electronic means authorized by law.
(i) "Public Records": Records established under state statutes at Date of Policy for the purpose of imparting
constructive notice of matters relating to real property to purchasers for value and without Knowledge. With
respect to Covered Risk 5(d), "Public Records" shall also include environmental protection liens filed in the
records of the clerk of the United States District Court for the district where the Land is located.
{j) "Title": The estate or interest described in Schedule A.
(k) "Unmarketable Title": Title affected by an alleged or apparent matter that would permit a prospective purchaser or
lessee of the Title or lender on the Title to be released from the obligation to purchase, lease, or lend if there is a
contractual condition requiring the delivery of marketable title.
2. CONTINUATION OF INSURANCE
The coverage of this policy shall continue in force as of Date of Policy in favor of an Insured, but only so long as the
Insured retains an estate or interest in the Land, or holds an obligation secured by a purchase money Mortgage given
by a purchaser from the Insured, or only so long as the Insured shall have liability by reason of warranties in any
transfer or conveyance of the Title. This policy shall not continue in force in favor of any purchaser from the Insured
of either (i) an estate or interest in the Land, or (ii) an obligation secured by a purchase money Mortgage given to the
Insured.
3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT
The Insured shall notify the Company promptly in writing (i) in case of any litigation as set forth in Section 5(a) of
TRGC Form: O ALTA Owner's Policy 6/17/2006
Copyright 2006-2010 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use, ;,";,`;;,"„
All other uses are prohibited. Reprinted under license from the American Land Title Association ..«.
these Conditions, (ii) in case Knowledge shall come to an Insured hereunder of any claim of title or interest that is
adverse to the Title, as insured, and that might cause loss or damage for which the Company may be liable by virtue
of this policy, or (iii) if the Title, as insured, is rejected as Unmarketable Title. If the Company is prejudiced by the
failure of the Insured Claimant to provide prompt notice, the Company's liability to the Insured Claimant under the
policy shall be reduced to the extent of the prejudice.
4. PROOF OF LOSS
In the event the Company is unable to determine the amount of loss or damage, the Company may, at its option,
require as a condition of payment that the Insured Claimant furnish a signed proof of loss. The proof of loss must
describe the defect, lien, encumbrance, or other matter insured against by this policy that constitutes the basis of loss
or damage and shall state, to the extent possible, the basis of calculating the amount of the loss or damage.
5. DEFENSE AND PROSECUTION OF ACTIONS
(a) Upon written request by the Insured, and subject to the options contained in Section 7 of these Conditions, the
Company, at its own cost and without unreasonable delay, shall provide for the defense of an Insured in litigation
in which any third party asserts a claim covered by this policy adverse to the Insured. This obligation is limited to
only those stated causes of action alleging matters insured against by this policy. The Company shall have the
right to select counsel of its choice (subject to the right of the Insured to object for reasonable cause) to represent
the Insured as to those stated causes of action. It shall not be liable for and will not pay the fees of any other
counsel. The Company will not pay any fees, costs, or expenses incurred by the Insured in the defense of those
causes of action that allege matters not insured against by this policy.
(b) The Company shall have the right, in addition to the options contained in Section 7 of these Conditions, at its own
,cost, to institute and prosecute any action or proceeding or to do any other act that in its opinion may be
necessary or desirable to establish the Title, as insured, or to prevent or reduce loss or damage to the Insured.
The Company may take any appropriate action under the terms of this policy, whether or not it shall be liable to
the Insured. The exercise of these rights shall not be an admission of liability or waiver of any provision of this
policy. If the Company exercises its rights under this subsection, it must do so diligently.
(c) Whenever the Company brings an action or asserts a defense as required or permitted by this policy, the
Company may pursue the litigation to a final determination by a court of competent jurisdiction, and it expressly
reserves the right, in its sole discretion, to appeal any adverse judgment or order.
6. DUTY OF INSURED CLAIMANT TO COOPERATE
(a) In all cases where this policy permits or requires the Company to prosecute or provide for the defense of any
action or proceeding and any appeals, the Insured shall secure to the Company the right to so prosecute or
provide defense in the action or proceeding, including the right to use, at its option, the name of the Insured for
this purpose. Whenever requested by the Company, the Insured, at the Company's expense, shall give the
Company all reasonable aid (i) in securing evidence, obtaining witnesses, prosecuting or defending the action or
proceeding, or effecting settlement, and (ii) in any other lawful act that in the opinion of the Company may be
necessary or desirable to establish the Title or any other matter as insured. If the Company is prejudiced by the
failure of the Insured to furnish the required cooperation, the Company's obligations to the Insured under the
policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with
regard to the matter or matters requiring such cooperation.
(b) The Company may reasonably require the Insured Claimant to submit to examination under oath by any
authorized representative of the Company and to produce for examination, inspection, and copying, at such
reasonable times and places as may be designated by the authorized representative of the Company, all records,
in whatever medium maintained, including books, ledgers, checks, memoranda, correspondence, reports, e-
mails, disks, tapes, and videos whether bearing a date before or after Date of Policy, that reasonably pertain to
the loss or damage. Further, if requested by any authorized representative of the Company, the Insured Claimant
shall grant its permission, in writing, for any authorized representative of the Company to examine, inspect, and
copy all of these records in the custody or control of a third party that reasonably pertain to the loss or damage.
All information designated as confidential by the Insured Claimant provided to the Company pursuant to this
Section shall not be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the
administration of the claim. Failure of the Insured Claimant to submit for examination under oath, produce any
reasonably requested information, or grant permission to secure reasonably necessary information from third
parties as required in this subsection, unless prohibited by law or governmental regulation, shall terminate any
liability of the Company under this policy as to that claim.
7. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; TERMINATION OF LIABILITY
In case of a claim under this policy, the Company shall have the following additional options:
TRGC Form: O ALTA Owner's Policy 6/17/2006
Copyright 2006-2010 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. `*'R"'"
9 9 WO
All other uses are prohibited. Reprinted under license from the American Land Title Association
(a) To Pay or Tender Payment of the Amount of Insurance.
To pay or tender payment of the Amount of Insurance under this policy together with any costs, attorneys' fees,
and expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment
or tender of payment and that the Company is obligated to pay.
Upon the exercise by the Company of this option, all liability and obligations of the Company to the Insured under
this policy, other than to make the payment required in this subsection, shall terminate, including any liability or
obligation to defend, prosecute, or continue any litigation.
(b) To Pay or Otherwise Settle With Parties Other Than the Insured or With the Insured Claimant.
(i) to pay or otherwise settle with other parties for or in the name of an Insured Claimant any claim insured
against under this policy. In addition, the Company will pay any costs, attorneys' fees, and expenses incurred
by the Insured Claimant that were authorized by the Company up to the time of payment and that the
Company is obligated to pay; or
(ii) to pay or otherwise settle with the Insured Claimant the loss or damage provided for under this policy,
together with any costs, attorneys' fees, and expenses incurred by the Insured Claimant that were authorized
by the Company up to the time of payment and that the Company is obligated to pay.
Upon the exercise by the Company of either of the options provided for in subsections (b)(i) or (ii), the Company's
obligations to the Insured under this policy for the claimed loss or damage, other than the payments required to
be made, shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation.
8. DETERMINATION AND EXTENT OF LIABILITY
This policy is a contract of indemnity against actual monetary loss or damage sustained or incurred by the Insured
Claimant who has suffered loss or damage by reason of matters insured against by this policy.
(a) The extent of liability of the Company for loss or damage under this policy shall not exceed the lesser of
(i) the Amount of Insurance; or
(ii) the difference between the value of the Title as insured and the value of the Title subject to the risk insured
against by this policy.
(b) If the Company pursues its rights under Section 5 of these Conditions and is unsuccessful in establishing the
Title, as insured,
(i) the Amount of Insurance shall be increased by 10%, and
(ii) the Insured Claimant shall have the right to have the loss or damage determined either as of the date the
claim was made by the Insured Claimant or as of the date it is settled and paid.
(c) In addition to the extent of liability under (a) and (b), the Company will also pay those costs, attorneys' fees, and
expenses incurred in accordance with Sections 5 and 7 of these Conditions.
8. LIMITATION OF LIABILITY
(a) If the Company establishes the Title, or removes the alleged defect, lien, or encumbrance, or cures the lack of a
right of access to or from the Land, or cures the claim of Unmarketable Title, all as insured, in a reasonably
diligent manner by any method, including litigation and the completion of any appeals, it shall have fully performed
its obligations with respect to that matter and shall not be liable for any loss or damage caused to the Insured.
(b) In the event of any litigation, including litigation by the Company or with the Company's consent, the Company
shall have no liability for loss or damage until there has been a final determination by a court of competent
jurisdiction, and disposition of all appeals, adverse to the Title, as insured.
(c) the Company shall not be liable for loss or damage to the Insured for liability voluntarily assumed by the Insured
in settling any claim or suit without the prior written consent of the Company.
10. REDUCTION OF INSURANCE; REDUCTION OR TERMINATION OF LIABILITY
All payments under this policy, except payments made for costs, attorneys' fees, and expenses, shall reduce the
Amount of Insurance by the amount of the payment.
11. LIABILITY NONCUMULATIVE
The Amount of Insurance shall be reduced by any amount the Company pays under any policy insuring a Mortgage to
which exception is taken in Schedule B or to which the Insured has agreed, assumed, or taken subject, or which is
executed by an Insured after Date of Policy and which is a charge or lien on the Title, and the amount so paid shall be
deemed a payment to the Insured under this policy.
12. PAYMENT OF LOSS
When liability and the extent of loss or damage have been definitely fixed in accordance with these Conditions, the
payment shall be made within 30 days.
13. RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT
(a) Whenever the Company shall have settled and paid a claim under this policy, it shall be subrogated and entitled
TRGC Form: O ALTA Owner's Policy 6/17/2006
Copyright 2006-2010 American Land Title Association, All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. ;y;';; ;`,
All other uses are prohibited. Reprinted under license from the American Land Title Association y
to the rights of the Insured Claimant in the Title and all other rights and remedies in respect to the claim that the
Insured Claimant has against any person or property, to the extent of the amount of any loss, costs, attorneys'
fees, and expenses paid by the Company. If requested by the Company, the Insured Claimant shall execute
documents to evidence the transfer to the Company of these rights and remedies. The Insured Claimant shall
permit the Company to sue, compromise, or settle in the name of the Insured Claimant and to use the name of
the Insured Claimant in any transaction or litigation involving these rights and remedies.
If a payment on account of a claim does not fully cover the loss of the Insured Claimant, the Company shall defer
the exercise of its right to recover until after the Insured Claimant shall have recovered its loss.
(b) The Company's right of subrogation includes the rights of the Insured to indemnities, guaranties, other policies of
insurance, or bonds, notwithstanding any terms or conditions contained in those instruments that address
subrogation rights.
14. ARBITRATION
Either the Company or the Insured may demand that the claim or controversy shall be submitted to arbitration
pursuant to the Title Insurance Arbitration Rules of the American Land Title Association ("Rules"). Except as provided
in the Rules, there shall be no joinder or consolidation with claims or controversies of other persons. Arbitrable
matters may include, but are not limited to, any controversy or claim between the Company and the Insured arising
out of or relating to this policy, any service in connection with its issuance or the breach of a policy provision, or to any
other controversy or claim arising out of the transaction giving rise to this policy. All arbitrable matters when the
Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured. All
arbitrable matters when the Amount of Insurance is in excess of $2,000,000 shall be arbitrated only when agreed to
by both the Company and the Insured. Arbitration pursuant to this policy and under the Rules shall be binding upon
the parties. Judgment upon the award rendered by the Arbitrator(s) may be entered in any court of competent
jurisdiction.
15. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE CONTRACT
(a) This policy together with all endorsements, if any, attached to it by the Company is the entire policy and contract
between the Insured and the Company. In interpreting any provision of this policy, this policy shall be construed
as a whole.
(b) Any claim of loss or damage that arises out of the status of the Title or by any action asserting such claim shall be
restricted to this policy.
(c) Any amendment of or endorsement to this policy must be in writing and authenticated by an authorized person, or
expressly incorporated by Schedule A of this policy.
(d) Each endorsement to this policy issued at any time is made a part of this policy and is subject to all of its terms
and provisions. Except as the endorsement expressly states, it does not (i) modify any of the terms and
provisions of the policy, (ii) modify any prior endorsement, (iii) extend the Date of Policy, or (iv) increase the
Amount of Insurance.
16. SEVERABILITY
In the event any provision of this policy, in whole or in part, is held invalid or unenforceable under applicable law, the
policy shall be deemed not to include that provision or such part held to be invalid, but all other provisions shall remain
in full force and effect.
17. CHOICE OF LAW; FORUM
(a) Choice of Law: The Insured acknowledges the Company has underwritten the risks covered by this policy and
determined the premium charged therefor in reliance upon the law affecting interests in real property and
applicable to the interpretation, rights, remedies, or enforcement of policies of title insurance of the jurisdiction
where the Land is located.
Therefore, the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to determine
the validity of claims against the Title that are adverse to the Insured and to interpret and enforce the terms of this
policy. In neither case shall the court or arbitrator apply its conflicts of law principles to determine the applicable
law.
(b) Choice of Forum: Any litigation or other proceeding brought by the Insured against the Company must be filed
only in a state or federal court within the United States of America or its territories having appropriate jurisdiction.
18. NOTICES, WHERE SENT
Any notice of claim and any other notice or statement in writing required to be given to the Company under this policy
must be given to the Company at: 8111 LBJ Freeway, Ste. 1200, Dallas, TX 75251, or
trgcclaims@titleresources.com.
TRGC Form: O ALTA Owner's Policy 6/17/2006
Copyright 2006-2010 American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. "NO
9 9 Lh"O ILLS
All other uses are prohibited. Reprinted under license from the American Land Title Association
File Number: 19348922
Policy Number: 2470-0.19348922
ALTA Owner's Policy (6/17/06)
TitleOne
Authorized Agent for:
Title Resources Guaranty Company
TitleOne
SCHEDULE A
Name and Address of Title Insurance Company: Title Resources Guaranty Company
8111 LBJ Freeway, Ste, 1200
Dallas, TX 75251
File Number: 19348922
Policy Number: 2470-0-19348922
Date of Policy: March 31, 2020 at 3:42PM
Amount of Insurance: $650,000.00
Premium: $2,194.00
Property Address Reference: 4120 N Linder Road, Meridian, ID 83646
1. Name of Insured:
The Rama Group, LLC
1. The estate or interest in the land that is insured by this policy is:
Fee Simple
3. Title is vested in:
The Rama Group, LLC, an Idaho limited liability company
4. The Land referred to in this policy is described as follows:
See Attached Schedule C
TitleOne
By:
Av&-
Joseph Gropp, Authorized Signatory
File Number: 19348922
Policy Number: 2470-0.19348922
SCHEDULE B
Exceptions from Coverage
File Number: 19348922
Policy Number: 2470-0-19348922
ALTA Owner's Policy (6/17/06)
This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason
of:
1. Rights or claims of parties in possession not shown by the public records.
2. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey of the Land, and that is not shown by the Public Records,
3. Easements, or claims of easements, not shown by the public records.
4. Any lien, or right to a lien, for services, labor, or materials heretofore or hereafter furnished, imposed by law and not shown by the public records,
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims to title
to water, whether or not the matters excepted under (a), (b), or (c) are shown by the public records.
6. Taxes or special assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on
real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices to such proceedings
whether or not shown by the records of such agency, or by the public records.
7. Taxes, including any assessments collected therewith, for the year 2020 which are a lien not yet due and payable.
8. The land described herein is located within the boundaries of City of Meridian (208-888-4433) and is subject to any assessments levied thereby.
None are due and payable.
9. The land described herein is located within the boundaries of Settlers Irrigation District (208-344-2471) and is subject to any assessments levied
thereby. None are due and payable.
10. The land described herein is located within the boundaries of Nampa -Meridian Irrigation District (208-466-7861) and is subject to any
assessments levied thereby. None are due and payable.
11. Right-of-way for McKinney Drain and the rights of access thereto for maintenance of said drain.
12. Right-of-way for N. Linder Road.
13. Right of way for ditches, tunnels, telephone, and distribution lines constructed by authority of the United States, as granted to the United States
under the provisions of Section 58-604 Idaho Code.
Exceptions and reservations contained in a Deed from the State of Idaho, wherein mineral rights are reserved to the state (47-701 Idaho Code).
Recorded: December 13, 1911
Instrument No.: 39911
Book 23 of Deeds at Page 161, records of Ada County, Idaho.
14. An easement for the purpose shown below and rights incidental thereto as set forth in a document.
Granted to: Idaho Power Company
Purpose: Public Utilities
Recorded: July 30, 1932
Instrument No.: 149957
Book 13 of Miscellaneous Records at Page 155, records of Ada County, Idaho.
File Number: 19348922 ALTA Owner's Policy (6/17/06)
Policy Number: 2470.0.19348922
15. An easement for the purpose shown below and rights incidental thereto as set forth in a Drainage Easement,
Granted to: Settlers Irrigation District and Nampa & Meridian Irrigation District
Purpose: construction, maintenance, operating, building and repair of a drain ditch
Recorded: March 28, 1958
Instrument No.: 426645
Book 35 of Miscellaneous Records at Page 538, records of Ada County, Idaho.
16. Terms and provisions contained in an Agreement by and between James E. Scholton, T. J. Ward, Louis Radler, Harry Paulin and J. W. Rourke
and Settlers Irrigation District.
Recorded: December 20, 1960
Instrument No.: 493477
Book 43 of Contracts at Page 209, records of Ada County, Idaho.
17. Terms and provisions contained in an Ordinance No. 06-1267.
Recorded: October 19, 2006
Instrument No.: 106165911, records of Ada County, Idaho.
18. Terms and provisions contained in a Development Agreement,
Recorded: October 19, 2006
Instrument No.: 106165912, records of Ada County, Idaho.
19. All matters, and any rights, easements, interests or claims as disclosed by Record of Survey No. 8612 recorded August 13, 2009 as Instrument
No. 109094793, records of Ada County, Idaho.
20. An easement for the purpose shown below and rights incidental thereto as set forth in a Permanent Slope Easement.
Granted to: Ada County Highway District
Purpose: construction and for the permanent placement of rock, dirt and related clean fill creating a slope supporting and holding up the adjacent
Highway and for maintenance and repair of such slope
Recorded: June 25, 2018
Instrument No.: 2018-058765, records of Ada County, Idaho.
File Number: 19348922 ALTA Owner's Policy (6/17/06)
Policy Number: 2470.0.19348922
SCHEDULE C
Legal Description
A parcel of land located in the South half of the Northwest quarter of Section 36, Township 4 North, Range 1 West of the Boise Meridian, Ada
County, Idaho, more particularly described as follows.
Commencing at the Southwest corner of the Northwest quarter (West quarter corner) of Section 36, Township 4 North, Range 1 West of the Boise
Meridian; thence
South 89°09'04" East 25.00 feet along the South line of said Northwest quarter to a point on the Easterly right-of-way of Linder Road, the Real Point
of Beginning of this description; thence
North 0°15'17" East 447.80 feet along said right-of-way to a point; thence
South 86°36'00" East 248.72 feet to a point; thence
South 0°15'17" West 436.73 feet to a point on the South line of said Northwest quarter; thence
North 89°09'04" West 248.36 feet to the Real Point of Beginning.
Excepting therefrom that portion deeded to Ada County Highway District as disclosed and described in Warranty Deed recorded July 21, 2009 as
Instrument No. 109085328, records of Ada County, Idaho.
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