HomeMy WebLinkAboutIdaho Independent BankN O V - 5 1999
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M E M O R A N D U M
To: Mayor Robert D. Come and City Council
From: Wm. F. Gigray, III
Subject: Idaho Independent Bank -Cherry ane Recreation, Inc. -City of Meridian
Date: November 3, 1999
Mayor Corrie and Council:
Please find attached a copy of the letter being sent to Edward Anson
and R. John Insinger, pertaining to the above matter. Please note that this letter will
supercede my previous memo dated November 1, 1999.
If you have any questions please advise.
Ms,efZ:\WorlcWl\Nleridian 15360M\CherryLane Land ExchangeWlayor110399.Mem
WHITE, PETERSON, PRUSS, MORROW &GIGRAY, P.A.
ATTORNEYS .AT LAW
JUSTIN P. AYLSWORTH PHILIP A. PETERSON
KATHY J. EDWARDS STEPHEN L. PRUSS
JULIE KLEIN FISCHER ERIC $. ROSSMAN
WM. F. GIGRAY, 111 TODD A. ROSSMAN
D. SAMUEL JOHNSON R. STEPHEN RUTHERFORD
WILLIAM A. MORROW DAVID M. SWARTLEY
WILLIAM E NICHOLS" TERRENCE R. WHITE"'
CHRISTOPHER $. NYE
200 EAST CARLTON AVENUE, SUITE 31
POST OFFICE BOX 1150
MERIDIAN, IDAHO 83680.1150
TEL (208) 288.2499
FAX (208) 288-2501
NAMPA OFFICE
104 NINTH AVENUE SOUTH
POST OFFICE BOX 247
NAMPA, IDAHO 83653-0247
TEL (208) 466.9272
FAX (208) 466.4405
'ALSO ADMITTED IN OR
''ALSO ADMITTED IN WA
Email via Internet r[u wt~~~awppm~~.com
November 3, 1999
Edward J. Anson
WITHERSPOON, KELLEY, DAVENPORT ~ TOOLE
The Spokesman Review Building
608 Northwest Boulevard, Suite 401
Coeur D'Alene, Idaho 83814-2146
R. John Insinger
RISCH, GOSS ~ INSINGER
407 West Jeffeson Street
Boise, Idaho 83702
Re: Idaho Independent Banlc -Cherry Lane Recreation, Inc. -
City of Meridian
Dear NIr. Anson and Mr. Insinger:
PLEASE REPLY TO
MERIDIAN OFFICE
The purpose of this letter is to follow up on a telephone conversation I had
with Ed on the 28`h of October. I write this letter in the spirit of communication in an
attempt to get the needs of all concerned reconciled, so that Cherry Lane Recreation,
Inc., can proceed with its project.
By wav of background, the Bank has requested the City to execute an
agreement as a condition of the loan to Cherry Lane Recreation, Inc. with the Banlc,
which agreement requires the City to give the Bank 30 days notice prior to taking anv
action to enforce anv of the Citv's rights under the Lease, and 90 days prior notice to
the effective date of anv modification of the agreement. The Council took that matter
up at its regular meeting on the 19``' of October, and decided not to enter that
agreement. The Council then called for a meeting with the Banlc, Cherry Lane
Recreation, Inc. and the Council to try and iron this matter out. A meeting was
tentatively scheduled for the 28`h of October but could not occur due to NIr. Insinger's
schedule.
Edward J. Anson
November 3, 1999
Pale 2
I have concern that a meeting of such nature would be an open meeting,
and without some structure could be counter productive to accomplishing the desires of
all concerned. With that in mind, I have the Mayor's approval to communicate the
concerns of the City with the purposes of determining if we can negotiate to resolve this
favorably for all concerned.
Concerns of t1~e City:
1. That the Lease Agreement could be encumbered up to
$1,800,000.00, with no guarantee that the funds would go to, and
for, capital improvements on the golf course. The City seeks to
have the funds go directly for the issuance of the Letter of Credit in
the amount of $500,000.00, and for the construction of the club
house and related improvements required by the conditional use
permit; and
2. In the event of default on the part of Cherry Lane Recreation, Inc.,
the golf course could end up in the hands of any successful bidding
person or entity. The City would have no control over on who that
would be; and
3. In the event of default, or at a time subsequent thereto, the golf
course's maintenance could be impaired. During the summer season
this could be disastrous to the golf course; and
4. The present Lease Agreement does not provide for minimum
insurance coverage for casualty loss and/or for premises liability.
I anticipate there may be commonality on many of these points. In order
to give you some direction as to what the City would negotiate for as a condition of
signing the agreement proposed by the Bank, and with the above concerns in mind, the
City requests:
An escrow arrangement be established in conjunction with the loan
to Cherry Lane Recreation, Inc.; that the use of the funds loaned by
the Banlc, pursuant to the Lease Hold Deed of Trust to Cherry Lane
Edward J. Anson
November 3, 1999
Page 3
Recreation, Inc., be restricted to the issuance of the Letter of Credit,
and for the payment of design and constriction of the club house,
and related capital improvements, as required in the Conditional
Use Permit issued by the City Council in Case No. CUP-99-009, a
copy of which is enclosed for your ease of reference.
2. The Lease Hold Deed of Trust, or a separate agreement, provide
that the City be given the first option to purchase the security, at
the amount then owed, plus costs and expenses of foreclosure
incurred by the Banlc, in the event of an uncured default.
3. The agreement of the loan include provisions that in the event of
default that the City would have the right, upon demand and notice
to the Bank and Cherry Lane Recreation, Inc., to take such steps
necessary to assure that the golf course is maintained to avoid the
loss of fairway or greens for which the City would be reimbursed for
reasonable costs incurred.
4. Cherry Lane Recreation, Inc., agrees to amend the Lease Agreement
to provide, as a requirement, casualty loss insurance for a reasonable
amount of coverage For the improvements, including sprinkler
systems, golf course, club house, and parking facilities, and any and
all other improvements thereon. The Lease Hold is to provide
liability insurance in an amount not less than what is reasonable
[given coverage for other 18 hole golf courses in the area], or upon
advice of ICRNIP [the City's carrier] and in no event less than the
amount provided for in the Tort Claim Law {I.C. ~ 6-926},or as it
may be amended in the future. Insurance coverage should include
the City as a co-insured.
Edward J. Anson
November 3. 1999
Page
I encourage the two of you to discuss this matter and advise as to how you
wish to proceed. I suggest, if there is general agreement, we could work out the language
and the necessary agreements without the need of meeting, other than the Council
meeting for approval.
I await your response.
Verv truly yours,
~~
m. . Gigray II
Enclosures
cc: Nlavor Robert D. Corrie
Council
msgiZ.\1ti'orlcWl\~~leridian 15360M\CherrvLane Land Exchange~Ansonlnsingerl 10199 Ltr
JAME$ E, RFSCM
DAVID D. GOBS
R. JOHN iN31NGER
W. JOHN THIEL
MATTHEW J. GU STAVEL
LAW OFFICES
RISCH. GOSS & INSINGER
•O7 WEST JEFFERSON STREET
BOISE. IDAHO 83702
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October 25, 1999
Mr. William F. Gigray III
WHITE, PETERSON, PRUSS,
MORROW & GIGRAY
P.O. Box 247
Nampa, Idaho 83653
RE: Cherry Lane Recreatioq Inc.
Deaz Mr. Gigray:
TELEPHONE
(2081 346 -9974
TELEFAX
(2091 348-9982
This letter is written to confirm our telephone conversation of October 25, 1999. I informed you
that John Insinger, attorney for Wally Lovan and Cherry Lane Recreation has been out of the
office and is not due to return until Thursday or Friday of this week. We agreed that the issues
between the City of Meridian and Cherry Lane Recreation would be removed from the agenda for
Thursday night's meeting until such time as it can be rescheduled to allow for John Insinger's
presence and participation in the meeting. I appreciate your extension of courtesy in this matter.
In light of the foregoing, neither our client nor a representative from this office will attend the
meeting currently scheduled for Thursday, October 26, 1999. You indicated you would have the
secretary for the City contact Mr. Insinger on Friday, October 29, 1999 in order to reschedule the
meeting. If this letter does not comport with your understanding of our conversatioq please
contact me immediately.
WJT:sh
cc: Wally Lovan
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RISC~I~ Goss & Ian.singer
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DASD D. GOSS ~~~ IDAHO ~~
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(208} 345-9974
R. JOHN n~s~rrGEa
w. Jo~x T~m~t ~ T'~~ + ~ AX
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To: ,wally Lovan
888-4022
~hiee+: R. John Ins anger
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POST O~PP1C[ SDX 1150
MERIDIAN, IDAHO 83680-1150
TEL (i08) E86-2AT9
PAX (208) 288-2501
NAMPA OFFICE
la tt1NTH Av10.1UR 90UTF1
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23A61PA. apAHO 83653-02s7
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PAX (208) 166.4105
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Edward J. Anson
'~'vITHERSPOON, KELLEY, DAVENPORT St TOOLS
The Spokesman Review Building
608 Northtivest Boulevard, Suite 40 ~
Coeur A'.A]ene, Naha 83814-2146
R. john insinger
RISCH, GOSS s~ic.INSINGER
407 'West jeffeson Street
Boise, Idaho 83702
Re: Idaho Ilrndependextt Bank -Cherry Lame Recreation, Xlrnc. -
Cit}' of Mexidialn
Deaz 141r. Anson and Mr. Insinger_
ri.PASB REPLY TD
b1ERIDIAN OFFICE
The purpose of this lettex is to follow up on a telephone conversation 1 had
~~~ith kd on the 28`~ of October. I write this letter in the spirit of communication in an
attempt to get the needs of all concerned reconciled, so that Cherry lane Recreation,
Inc., can proceed `vith its protect.
By way of baekground, the Bank has requested the City to execute an
agreement as a condition o£ the loan to Chexxy Lane Recreation, Inc. with the Bank,
which agreement requires the City to Bite the Bank 34 days notice prior to taking any
action to enforce any of the City's rights under the Lcase, and 94 days prior notice to
the effective date of any modification of the agxeemenL The Council took that mattex
up at its regular meeting on the 19`~ of October, and decided not to enter that
agreement. The Council then called for a meeting r~th the Bank, Chen}' Lane
Recreation, Inc. and the Council to try and iron this matter out. A meeting was
tentatively scheduled for the 28`'` of October but could not occux due to Mx. Insinger's
schedule.
Pao. G ~9y~ 11 ;1Mh1 KI~~,;H,v~~S~~l~d~~i~,,tr:
Edwazd J..Anson
No~•embear 3, l 999
page 2
1 have concern that a z~neeting of such nature would be an open meeting,
and without some stzuctuxe could be counter productive to accomplishing the desires of
all concerned. With that in mind, I have the 1~~layor's approval to communicate the
concerns of the City with the purposes of decermining if we can negotiate to resolve this
fa~rorably for all concerned.
Concerns of the City:
1. That the Lease Agreement could be cncuznbered up to
$1,800,000.00, with no guazantee that the funds ~~vould go to, and
for, capital improvements on the golf course. The City seeks to
have the funds go duectly for the issuance of the Letter of Credit in
the amount of $500,000.00, and for the construction of the club
house and related improvements requixed by the conditional use
pcrmit; and
2. In the event of default on the part of Cherry Lane Recreation, lnc.,
the golf course could end up in the hands of any successful bidding
person or entity. The City would have no control over on who that
would be; and
3. In the event of default, or at a tune subsequent thereto, the golf
course's maintenance could be impaired. During tine summer season
this could be disastrous to the golf course; and
4. The present Lease Agreement does not provide for minimum
insurance coverage for casualty loss andlor for premises liabilit}'-
I anticipate there may be commonality on many of these points. In order
to giti~e you some direction as to what the City would negotiate for as a condition of
signing the agreement proposed by the Bank, and with the above concerns in mind, the
City requests:
1. An escrow arrangement be established in conjunction r~vith the loan
to Cherry Lane Recreation, Inc_; that the use o£ the funds loaned by
the Bank, pursuant to the Lease Hold Deed of Trust to Cherry' Lane
Pd~.~ ~~• f'~yy II~„I~.h!i h;lJ'~h,'oUJJs1I'~J11'I'oC~ +:• ~"
Edward 3. ,Ausox~
November 3, l 999
Page 3
Iictxeauon, Inc., be restricted to the issuance of the X,ettex of Credit,
and for the payment of design and construction of the club house,
and xelated capital improvements, as required in the Conditional
Use Permit issued by the City Council, in Case No. CUP-99-009, a
copy of which is enclosed for your ease of reference.
2. The Lease Hold Deed of Trust, or a separate agreement, provide
that the City be given the first option to purchase the security, at
the amount then owed, plus costs and expenses of foreclosuxe
incurred. by the Bank, in the event of an uncuzed default.
3. 'The agreement of the loan include provisions chat in the event of
default that the City ~'vould have the right, upon demand and notice
to the Bank and Cherry Lane Recreation, Inc., to take such steps
necessar}' to assure that the golf course is maintained to avoid the
loss of fairway or greens for which the City would be reimbursed for
reasonable costs incurred.
4. Cherry bane Recreation, Inc., agrees to amend the Lease Agreement
to provide, as a requirement, casualt~~ loss insurance for a reasonable
amount of coverage ;for the improvements, including sprinkler
systems, golf course, club house, and parlang facilities, and any and
all other impro~~ments thereon. The Lease Hold is to provide
liability insurance in an amount not less than what is reasonable
[given coverage for other I8 hole golf courses in the areaj, or upon
advice of ICRA~iP [the City's carrier] and in no event less than the
amount provided for in the Tort Claim Law {I.C. § 6-926},or as it
may be amendod in the future. Insurance coverage should include
the City as a co-insured.
FJo~~
Edward J. Anson
November 3,1999
page 4
I encourage the two of you to discuss this matter and advise as t~ how you
wish to proceed. I suggest. if there is general agreement, we could work out the language
and the necessary agreements without the need of meeting, other than the Council
meeting for approval.
X await your response.
Enclosures
cc: Mayor #tobert A. Cowie
Council
Very truly yours,
w~. ~. ~ ay,
m~g2;lWorktMWlerjdisn t 5360M4GtenYl~ne Land ~=os-~Isu~gerl 10199.Lu