Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
Application
HUB OF TREASURE VALLEY Mayor ROBERT D. CORRIE A Good Place to Live LEGAL DEPARTMENT Coun~ I CITY OF MERIDIAN (208) 884-4264 __ ~ PUBLIC WORKS CHARLES ROUNTREE 33 EAST IDAHO BUILDING DEPARTMENT GLENN BENTLEY MERIDIAN, IDAHO 83642 (208) a8~-22I t RON ANDERSON Phone (208) 888-4433 • Fax (208) 887-4813 PLANNING AND ZONING KEITH BIRD DEPARTMENT (208) 884-5533 TRANSMITTAL TO AGENCIES FOR COMMENTS ON DEVELOPMENT PROJECTS WITH THE CITY OF MERIDIAN To insure that your comments and recommendations will be considered by the Meridian Planning 8~ Zoning Commission, please submit your comments and recommendations to Meridian City Hall, Attn: Will Berg, City Clerk by: August 3, 1999 TRANSMITTAL DATE: July 6, 1999 HEARING DATE: August 10, 1999 FILE NUMBER: AZ-99-014 REQUEST: ANNEXATION & ZONING OF 4.34 ACRES FROM R-T TO C-G BY: SONNTAG EYE ASSOCIATES OR ASSIGNS LOCATION OF PROPERTY OR PROJECT: LOT 15 OF MAGIC VIEW SUBDIVISION TAMMY DE WEERD, P/Z MALCOLM MACCOY, P/Z THOMAS BARBEIRO, P/Z BYRON SMITH, P/Z KEITH BORUP, P/Z ROBERT CORRIE, MAYOR RON ANDERSON, C/C CHARLIE ROUNTREE, C/C _KEITH BIRD, C/C GLENN BENTLEY, C/C WATER DEPARTMENT SEWER DEPARTMENT BUILDING DEPARTMENT FIRE DEPARTMENT POLICE DEPARTMENT CITY ATTORNEY _CITY ENGINEER CITY PLANNER MERIDIAN SCHOOL DISTRICT MERIDIAN POST OFFICE(PRELIM & FINAL PLAT) ADA COUNTY HIGHWAY DISTRICT ADA PLANNING ASSOCIATION CENTRAL DISTRICT HEALTH NAMPA MERIDIAN IRRIGATION DISTRICT SETTLERS IRRIGATION DISTRICT IDAHO POWER CO.(PRELIM & FINAL PLAT) U.S. WEST(PRELIM & FINAL PLAT) INTERMOUNTAIN GAS(PRELIM & FINAL PLAT) BUREAU OF RECLAMATION(PRELIM & FINAL) YOUR CONCISE REMARKS: CITY OF MERIDIAN 33 East Idaho Street, Meridian, ID 83642 Phone: (208) 888-4433 Fax: (208) 887-4813 APPLICATION FOR ANNEXATION AND ZONING OR REZONE PROPOSED NAME OF SUBDIVISION: ~-len street Care Cer~i-er R~~~1 JUN 3 0 19~-~ CITY OF Mk:t,~;:1~~.<-u~ PLANNING & ZO'~: L~'C z 9~1- ~H GENERAL LOCATION: l1JT' IS ©~ I~C~IG Vl~a ~1~V1~)dtJ TYPE (RESIDENTIAL, INDUSTRIAL, COMMERCIAL): GOMN1f~R.G~,zk~ ACRES OF LAND IN PROPOSED ANNEXATION: ~ •~" PRESENT LAND USE: ~12A-L ~-I"zG/1~'T-~,L PROPOSED LAND USE: M~C~, o~~1G~1 ~fi~~4•T11zNT a,~y•( PRESENT ZONING DISTRICT: I2`T lf'~1~~ (~DUNTI ~y~, -~.r~~~T1oN~ PROPOSED ZONING DISTRICT: G-~ ~~ ~~ ~~ A~G~~~3 a~ A~C~~. APPLICANT: ~ ` ° ~ e - h~-. PHONE: '~ 7 - ~ ~~ ADDRESS: X20 # ~ . ~~~ Imo. ~U ~ T~ 310 MAW D1~N , I P B~'~Z ENGINEER, SURVEYOR, OR PLANNER: ~~-~ ~H11 PHONE: ~o3-'Z87~ ADDRESS: ~ GbC05 ~'E~~-1~.~' 12-D, 1~1~tMP~. 1 b 8~° c3!o OWNER(S) OF RECORD: ~~- $ ~~ ~Y,Ti~,~-'S PHONE: ~Z' d°~5 ADDRESS: ~/~7 ~~11~I1~/ ~I~E 1 D X371 ~ ~~ JoNI~ ~,~5-c~83 ~3Z 1 G-~~vv~ G~ ~, ~~ ~71~ Si nature o Applicant • ~. June 30, 1999 City of Meridian Planning & Zoning Department 200 E. Carlton Suite 201 Meridian, ID 83642 Attn: Shari Stiles Re: Rezone/Annexation Ms. Stiles, • JOHNSON ARCHITECTS a professional corporation Please accept this letter and attachments as application for Annexation of the subject property. We are applying concurrently for Annexation/Rezone and Conditional Use Permit (submitted with separate letter). 1. Applicant: John R. Sonntag Sonntag Eye Associates 520 S. Eagle Rd., Suite 3104 Meridian, ID 83642 (208)377-3937 2. Titled Owner: See attached proof of title. Mark & Geri Bottles 5287 Farrow Boise, ID 83713 (208)322-6645 Burke Jones 5311 Glenwood Garden City, ID 83714 (20853-8383 3. Notarized Request: See attached notarized request for zoning amendment, signed by titled owner. 4. Leal Description: See attached legal description of the property and of I-84 right-of-way. Please note that Allen street to the east is currently platted per the topographic survey as a 25' r.o.w. either side of the property's east boundary. ACRD will define Allen street based on its constructed centerline and take a 29' r.o.w. to either side of centerline. 5. Present Land Use: The land is can ently developed as a rural single-family residence (208) 463-2875 fax (208) 461-2304 10065 deer flat road nampa, Idaho 83686 • 6. Proposed band Use: The applicant proposes the development of a 60,000 s.f. medical office building, intended to house professional tenants and six (6) operating rooms for outpatient surgery. 7. Present Zoning ct: Currently the property is zoned as an RT (Ada County Rural Transition Zone) and abuts Meridian city limits on the north and east boundaries. 8. Proposed Zoning District: The applicant proposes zoning this property as C-G (General Retail and Service Commercial). 9. The property in question abuts properties on the north and east which are already or are in the process of being, zoned C-G. In preliminary discussions with the City of Meridian Planning & Zoning Department, it was confirmed that the city's comprehensive plan included the C-G zone as eventually including this Pi'oP~'• 10. The proposed medical office/outpatient surgery use for this property would appear to harmonize very well with other uses in the immediate vicinity. The St. Lukes Meridian Medical Center on Eagle Rd. has established a hub for further medical and professional developments in the area. One such medical office development is currently under construction at Eagle and Franklin to the north, professional offices are planned for the property immediately to the north, and approvals are being sought for a small medical office complex immediately to the east. 11. The Meridian Comprehensive Plan calls for planned mixed uses along the I-84 and Franklin Road comdors, which are attractive and compatible with high-volume traffic corridors adjacent land uses. The proposed project falls within the comprehensive plan's defined and compatible uses, and incorporates thoughtful and attractive design, quality materials, and landscaping/buffering at residential adjacencies to the west. The proposed development is concurrently being submitted for Conditional Use review and permit in compliance with the Comprehensive Plan. 12. See attached topographic survey, at 1" = 30' 13. 30 copies of vicinity map (obtained from Meridian Planning & Development) are attached. 14. A list of mailing addresses of all property owners within 300' of the subject property (obtained from Meridian Planning & Zoning) is attached. 15. A check in the amount of $494.60 for application fee and certified mailings is attached. This covers $400 for first acre, $60 for additional three and a fi~action acres, and $1.73 x 20 for mailing addresses. • 16. Affidavit: The applicant has read the contents of this application and verifies that to the best of .applicant's knowledge, the information contained herein is true and correct. Furthermore, applicant promises to post the property in question 1 week before the public hearing. Posting shall contain applicant's name, description of zoning amendment and time and date of public hearing. Applicant understands that Official Notices are available at City Hall. a signs applicant " ted name date ~ -~~ Our office has pn~ared this application on behalf of our client and the applicant. If there are any questions of comments, please do not hesitate to call us. Sincerely, JOHNSON ARC CTS .C. Scott M. Freem Vice President d: \pmjects199115-visianqueslUelterslmp&z-01. doc .:~ i ~j 980~1i1 ,,~~ ., . ~L~uaZL:.~ ADinttre~ComPonl' ~. t1:.:'li~ ,,.:~I;ii.n~ PFONFER ITTLE COlldpgNy 90lS E Ir~R TITLE o~ Aar covrm SI51 w, Rtneman Ave / ~~ Idaho 83704 /(208) 377.EB 27 Pfd " 22 fEE '+~^~ E,~ 0 1 S~ WARRANTY DEED t1NDMDUnL) FaR VALUE AECErvBD GLENN RgRD, JR. , AN UNMARRIED tiAN AND LOIS !t. STRONG, AN UNMARRIED LTOHAPT WKO ACQUIREp TITLE AS LOIS N. vARD Grantors , do hereby grant, bargain, sell and ooavcy ynta MARK K, BOTTLE3 AND GERI G. BOTTLES, HDSBAND AND WIFE AND BURKE P_ JONCS, A DIED MAN AS His SOLE AND SEFARATE PROPERTY the Grantee a .whose current address is: ~ the following deserihed real PmPe~y in ADA County, Stateoftdabo, more grit follows, to-wtL• p t:uLVy dptxlbtd as SEE EXHIBIT •A°, ATTACKED HERETO AND MADE A PRAT THEREOF, 8Y REFERENCE AND WHICH IS GOISPRISED OF ONE (1} PAGE. TO HAVE ANp TO HOLD the said premises, with their apputtmapcea unto rbe said Granttx acrd Granue heirs and assigns forever. Md the said Gtamor a1o hereby covt~ to and with rite said Gnaotec a ,the Grantor s ar a the owner s in fat simple of said pn~isra; that Bald premidq aR ~ ham all ~~~~~ ~C,~, those to which this conveyance iB aptsssly ttrane anbject and those trade, suffered or dose by rho Grantee sand subjtxt to tesetvotions, restrletions, dedlcadons, ttasetnents, rights oC way and a8raatratta, Gf coy) of retard, and general testes and arsexrmanre, (ioeIudes irrigation and utility aaseaetnenrs, (;f any) Ru the currnn year, which ate not yu due and poyablo, and tbu Grantor s wi11 warrant and ddend,the tame from all tawtyl claims wbataoeva. Anted: February 25 , 1998 GLENN WARD, JR, --~ ~~ ~' _ IRIS STRONG ~G~~ -. STATE of ~_ .._~, Couny of nnn _, sa. Oa this _ 21_day of FehSUarT_, itt the year of_ 1998 ,before me _ _ ~EN1+tY_-Fi--~8,5 _ sonally appeared , uaRn rrr ,ter, Tn r e _. , anowry public, per- know M_ STnf1NG ' tea m tM to be the peraton a~rbase name ~ _~@ subscribed to the within instn,ment. utd ~~ t ~ th81G_ e:ttecured the sattte. 09 eG F ~ ~ ~ NAY Public ~• 7~~ _ '7i t.. ~~ J ~_ p ~ ~ " Residing at: ~ ~"- ;~~, d" 4 ~~~~ My Commission Enpirea:.Q51Q.4/Q!L-.... . _... June 28, 1999 RE: 875 Allen Street I Mark Bottles agree to allow Dr. John Sonntag to request a zoning amendment to CG on 875 Allen Street & also annexation on said property. Sin/cer~ely, /~ ' (~ Mark Bottles Notary -+.a„~ mom. ~., ~ ~$H'` cPn~ °6 ~•` . 99 Q~ Q ~~,~~ Mme. 8~ C3~- Received Jun-28-99 15:52 SENT BY: XEROX 2 ~ from 208 378 6318 ~ Johnso~ct7iteci:s -, 6-2B-yg 3:56PM• 208 3iB f33iB => page 1 20 461 230; #1 ,' 1 r,(, rt rr rhi ~lr ~;c;w,~a r ~~(.; 1 r't:ti; (l+..r~ t,(, (.c~ ( ( ~nll.~vr r~ n tir,~t ~rc:~ v~r~'w~` ~r ltrr_7r`'< lsirJ,u ~t:i r(t~n' t7 l i,!4~`N.5t1(!' ; "+c.>f~ (Ff, 1e,;1~(F: I F(Ati t', i4r.'~ltiL ';iGl{l!'>I%'~"~. ,1 p tr~•c+~ i>I' {itilCl }.tiC~n,4 ~u (~i,~'tiUti tirf 1.u(I ~, .llt'ielr~(~,'~ 'V1~~~,ie 1~~it~a~ tit,thCiiti~i~auri 'e; lilca (~i,r rec,.n~.l i~~ ilr~_ ~,,i'(ic~, ul' the ~~Lt (.4~,Gtnty (2~wr~(rr, k r7t4w•, hlahu, iir (';t,uk ~:; art r ! ~it~~; ru fr~~~?~"~ •{~u,,l:i rnic( l r,ft,}. E~~iti~ in St~~'ti~xr i7 'T't ~~Sn~iirl-, ? P~tt'~rth ft, rft„~~ l r'u,f, Eii,i9e ~7etri((t u1..'tt(•a r„',.rttt5ty, IdiirlU. ,rtii( !trot%' p,ttticururlr~ ilcr,crthc(1 isS Ir:rlh:rw~; ~;r•^t17RlC1f; ilk ill! It',:~Il (,1111 ti'IaYkltlk t~1t 11Ut'lr1V~L~,ll;l'(C Ci)I'nW' ol~'s;91i( I1rt I ~ tt! ;1,1111°111(4',!! ~(iltl~; Vli'64 ;SUI~<(IYInPC~Ii, s~:uc( iron (,in nltiu hun~,,hu kbA(. I'(.)IN'f~ O( (!r?('i!~'Nr~ti; ihr~nc,• ~iri,ny, the ~~Jr~r[lrcrly~ h1,un,(yia-y „l~,vtricl L.i.u I ~, S..+utlt ??"~U't~lU" lua:>( 1 _'"r.Uq t'cct tea ~:ut iri>n I,,i~~; thcnc~ cuntuutin~,;il<ur ',,;aid ~^.'rullicrl~• b~runtlir;,, `;oath ~ia`4I~I ~ larnl x.7;,(],5 1'crcl lu;iri iron pin crr rl'r~-~~~ntarliiu ,~( ~1fli;,, tif~;-c; t, ` 1.1rcn~~t; iuk,vnr~ r;ai~l N(rr(h~riy hui.utllur't~ and nk;m~~ ..~riil r~entrtl~llil.t` C~fi,111in wtract, yCrutlt I_tO ~~•5~;• l;,r~t ?yrr ~~'s Cc~, !a ~rrr uarr l~u,i eul tl',c• NSrrthe, fv right-(it ~~£ty' [rt rt~tttr}'~ (1 1 (.a~fc (nter;:lrtu,t.~ (rl~ (ntr~r~;r~itc iid, Pr(,jcei 1"ti~r [R.£;~.1_ (t l `'1 ~~i.`~ fi(rrh~4;1~~ ~'s"(n~vay. and L4`urrt~urt}~ I:iuad lustrurncnt Nor, sbp~~?R^; It„rnc~.:;i[r.,n;~; ~ai,.l h(rrthcr(y rutri..[>f-war, tic?,.,ti~i i;~°~~<!•~; ~1" bb~ust .i7l7,hd I~rti^I ire rs„ i.ri,d7 ~.,in thrr+tt I~rtt~in~ 5aicl N~n•t(~icrly ri~rhC-~rC-~~izr~. lv'(rrth _'%'IG~'~' 1~4~,~;tii.~G.~l (cct to ~. k ~; [ti .rite':;., tn(',rr UC Inv.>- thu 1~s:,inC i>t i7c~~in~rur~r. ur,rnl>ri.;itr}t. f114 e ~4i ,titt_~ ~ilr,ctrr::ttta turzl P(rtil ri~.ht~-i.1J•W~uy~ t.rf r~;C4u4! c,t' 2,Irl~,er~rrin,,~ iirr the tib,:,vc Slt`r:.c~',('>u+J f>u,'c:=_1 ~,t 1~7t1i1. I>rehoreti 1-n:: ('r1,(.'lll(,' L:,'~~v1.7.`r(ilLb'I'1'(,)t{}> r~~~~~~rl7~rr~1~ ~~'":~'.~~ ~~~ t'~ '~~ ~~. tiler~•rr L'. '4~l'~llirit~Ir,i~1, r', t. ti FILE NUMBER: P1B50s8 EX-1IBIT A LOT i5 IN THE AMENDED MAGIC VIEW SUBDIVISION, ACCOROIN6 TO THE PLAT THEREOF, FILED IN BOOK 52 OF PLATS AT PAGES 4445 ANO 4446, ANO AS REFERRED TO IN THAT CERTAIN INSTRUMENT RECORDED UNDER N0. 8400642, RECORDS OF ADA COUNTY, IDAHO. EXCEPT THEREF'AOM TWIT PORTION DEEDED TO THE STATE OF IDAHO FOR PUBLIC ROAD IN WARRANTY DEED RECORDED FEBRUARY 3, 1988, A5 INSTRUMENT N0. 8B052B7, BEING DESCRIBED AS FOLLOWS; A PARCEL OF LAND BEING ON BOTH SIDES OF THE CENTERLINE OF RAMP D-A SURVEY OF THE FAOLE gOAp INTERCHANGE A9 SHOWN ON THE P{,ANg OF INTERSTATE 84, PROJECT N0. IR-94•I(12)as HIGHWAY SURVEY NOW ON FILE iN THE OFFICE OF THE IDAHO TRANSPORTATION DEPARTMENT, DIV78ION OF HIGHWAYS, AND BEING A PORTION OF LOT 15 IM THE AMENDED MAGIC VIEW SUBDIVISION, ACCOADINO To THE PLAT THEREOF, FILED IN BOOK 52 OF PLATS AT PA8E8 4443 ANO 4aas AND AS REFERRED TO IN THAT CERTAIN INSTRUMENT RECORDED UNDER N0. 8400642 RECORDS OF ADA COUNTY, IDAHO OESCRI8E6 A8 FOLLOWS, TO-WIT: BEGINNING AT THE MOST SOUTHERLY CORNER OF LOT 15 IN SAID AMENDED MAGIC VIEW SUBDIVISION, ADA COUNTY, IDAHO; THENCE NORTH 27 DEGREES 15'04• WEST (SHOWN OF RECORD TO BE NORTH 27 DEGREES 16.28.8" WEST) aLONG THE SOUTHWESTERLY LINE OF SaiD LOT 15 A DISTANCE OF 330.0 FEET, MORE OA lES3, 70 A POINT THAT BEARS NORTH 98 DEGREES 02'11" WEST A DISTANCE OF 147,14 FEET FROM STATION 2419+82 AAMP D•A SURVEY OF TxE EAGLE ROAD I.C. qS SHOWN ON THE PLANS OF SAID INTERSTATE 8a, pROJECT N0. IR-84-T(12)45 HIGHWAY SURVEY; THENCE NORTH 53 DEGREES 25'59° EAST A DISTANCE OF 381.95 FEET TO A PDINT IN THE EAST LINE OF SAID LOT 15; THENCE ALONG SAID EAST LINE AS FOLLOWS: SOUTH 0 DEGREE 21.33' EAST (SHOWN OF RECORD TO BE SOUTH 0 DEGREE 22'57.7" EAST) 120.02 FEET, SOUTH 20 DEGREES 29'25" WEST (SHOWN OF RECORD TO BE SOUTH 20 DEGFIEES 22'00° WEST} 438.48 FEET TO THE YLAtE OF BEGINNING. END OF LEGAL DESCRIPTION TOTAL P.02 Received Jun-18-99 09:18 from 208 378 6318 SENT BY: XEROX 2 Johnso~rchitects page 6 _; ~-18-99 9:24AM; 208 378 6318 ~> 2 61 2304; #6/6 ~a z~a r cr r~ ~ t•3 r.:, . .! 1 ~~'y N ca , ;~ y3 d cy l~ r'I C to rti.~l .r ,:[ ~rl ~. r:' t •~l r~l {:i ~ . . "~ el,;,+. CPta:;}' U: .L ,t. .I a~,:~r,r::•atr- ~rpc3 ~ to 4:~ i?) ,. , ~'L J W 2' 41.E t::L ~7 ;.111:: tt1f'I cl `,: ~; () r:: d r! C . I:1~7 4V "I: "~' 1~ i' ~i sS b°i FT E~ f'+:'•; F,°~ 1?' , .; K: <„ :'. 1., 'z , ti. ;' ~.'. I "F i:` -/' °~l (9 i„' S k% i,d t Y ~: (',k ;r5 ~:-` F~ $„ ~'"~ E'~ ;n. 6 Y"k cA [) ::i i r;d ?'$ C,~ %;r (';;' dY i .~ ~: j'l C;' i"~ W z ~/ Ck T7 f.;i: °;l tJ' ii Y. Il J...Y" ;~ . ~e ! t (y ~ ' F ~.., )f~N GH +3 YEf~~"~.a' ~~ !~'.~C~t"k„t~~'~y ~b`Y`w";t:;.."'~' ..q+'~.4.,El~.I~l:>`'~c, d~^'~~,' ~(I{ /_ ,„~;ftr:::r:'L:;.,`tr~'a,:;.~:tir° ~' ~ . vLY . is 4': ~.... *.., f . , ~ , ,,. i':1.'/1'1'1': ;:~1r' ,.. ;•• ~s Y.' R.. ;:~ ~ r! f.~i.lt i 1 "r';(i?.d. E S ~~ S.) w• s i~F~CHF;L ;4, EeXa.~Iir~:' 1 ~ ~ ~ 'ICI, ytG~t tMer~ n ~)+'' I .., CS !"1-~' ~ ~~ ~'C'~i:da• ~4 ~~~~`1 ,; , , „ 1.l1C~.L`d 1;1 „1,11 ~.~~~ '~ f1 ['Y :; C,'[:'V~'2ICC12" f! f Y~ , _, ~ Fd~lI~.~'1. ~tt>_iW'n .C~ (Yt•„~ W4,~ ~~)~ ,~ f, m L >n~ >~ ~ 1"1 k ~!'f,c" i]'s~ ~'fr'VFdu~r ;Y>1"t":~L'l;f1 C~ ._:'t!~::IU1[IF:f: i' ~a C: ~~: n.,'!'r ~,;..~ ~ ~ '~d d~ l.):v C° Id J(1'!C:' !°A ';y i1 ~.1 Y.~~. E;'l. ~a ,%t.7 ~~: i,'Y w,pl ~:r ~ ~. L sr ~. 7. f"LL:I L 4 1 I ~ 1,4 :~,{ J". 3.. ~ r~ 7" .~~ i v ,•. Y~ f La C.• ~i . ~ ,. ;t " .,. : i,7 l;l!_) i_ ," a3 i, '~i ~1 Q~. . v ,~ .~ t'~ i ~„ g., t~ , ._ ~ W ...: . ~~'. .., ,. , f w ~ - •' ~ i..?~ ~. 4l L~ ~y r~'t 1 la .L Y ~ ~' t:7 « .~.'~S3 t'~ . _. ..".".., ~ ., ,,.; ~.. t't. tom,. s~, ~.,, ti:•~~M f p .r' ~~ 4~'. ~f ~ + 1.,. 1f..~ ~ f~. .~.. i ~' `r,' /. ~',y~~-r Fdar'.dwuY r~wie. /: b ! M. ~. ,r 3- 3-nn~~s no ~~.- ;208 888 9619 # 2/ 3 Post-it® Fax Note 7671 Date pa°ges~ To From Co./Dept. Phon Ph e Fax # # A Pioneer Company PIONEER TITLE COMPANY OF ADA COUNTY 8151 W. Rifleman Ave /Boise, Idaho 83704 / (208) 377-2700 WARRANTY DEED .For Value Received ~~ MARK K. BOTTLES AND GERI G. BOTTLES, HUSBAND AND WIFE, AND BURKE P. JONES, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY *WHO ACQUIRED TITLE AS GERI G. BOTTLES hereinafter referred to as Grantor, does hereby grant, bargain, sell, and convey unto JOHN R. SONNTAG AND ALBERTA SONNTAG, HUSBAND AND WIFE hereinafter referred to as Grantee, whose current address is 3373 TUMBLEWEED, BOISE, iD 83713 the following described premises, to-wit: SEE ATTACHED LEGAL .DESCRIPTION MARKED EXHIBIT "A", WHICH BY THIS REFERENCE BECOMES A PART HEREOF AND CONSISTS OF ONE (1) PAGE. To HAVE AND TO HOLD the said premises, with their appurtenances unto the said Grantee, his heirs and assigns forever. And the said Grantor does hereby covenant to and with the said Grantee, that Grantor is the owner in fee simple of said premises; that said premises are free from al] encumbrances except current yeazs taxes, levies, and assessments, and except U.S_ Patent reservations, restrictions, easements of record, and easements visible upon the premises, and that Grantor will warrant and defend the same from all claims whatsoever. Dated: October 11, 1999. MARK K. BOTTLES G~ I ~BOTTL'ES ; ~. '. ~. RI{l; P : JONES . MAR 03 '80 15 22 208 888 9619 PAGE. 82 ;208 888 9679 # 3/ 3 V STATE OF IDAHO } ss. COUNTY OF ADA } On This 12TH day of October, in the year 1999, before tne, a Notary Public in and for said State, personally appeared MARK K. BOTTLES, GERI G. BOTTLES AND ]3URKE P. JONES, known or identified to me to be the persons} whose name(s) are subscribed to the within Instrument, and acknowledged to me that they executed the same. Notary Public of Idaho Residing at: Meridian, Idaho Commission Expires: January 23, 2002 MAR 03 '00 15 23 208 888 9619 PAGE. 03 Z z ' BJtid 6296 888 80~ StT : S i 00 . ~~ Hdd 62/23!2090 14;95 2094724711 IDAHO BANKTI~IG CO PAGE 62 RECORDATION REQUESTED BYy FDA Co.UriTY ECORQER 'RECORDED - REQU STQ~ `~ P10NEER ~ LE 1DAti0 BANKINQ COMPANY J' ~°~ ~!Q ~ v~Rf~Q ,~~ " 6~o~OFalrvlawAve. ,:~,,•:F., ~ x1.1 F):~2~QEPUTY sa,1D 8x7'11-0629 ~9°9oC13 ~~2:2s 99i0l067 WHEN RECORDED MAIL TO: IDAI~ BANKING COMPANY Bolo Falrvlew Ave. Boise, iD 83711-0~9 SPACE A901/E THIS LfNE IS FOR RBCORDEA't's Ut3L ONLY DEED OF TRUST THIS GEED OF TRUST IS DATED OCTOBER 12, 1999, among John R. Sonntag and Alberta Sonntagfl husband and wife, wfios® address Is 3373 Tumblewee Boise, !D 83704 (referred to below as Grantor ); IDAHO 6ANKING COMPANY, whos® address is 6010 ~Fehvlew Ave., as "Lender" and sometimes ae "8eneflciar " Qol~, ID 83711-0629 (referred to below sometimes 8181 Rifleman, Boise, Idaho 83104 (referred to)be ow as "Trustee' ~ Company of Ada County, whose address is CaNVlrYANCt: AND QRANT. For valuable conaldaratton, Grantor tloes hereby Urevocably meant, bsrealn, sell and convey fn trust, with power of sale, io Trvete® for the beneffl of Lender ea Beneflclary, all of Grantor's right, title, and 1 t In and 1o the following deacrlbed real property, together Wlfh all existing or subsequeptly erected or affixed bulldinga, Improvements and rbdures; alt easements, rights of way, and appurtenances; all water, water rights and dlteh rigttls (Including stock In utiiti~ with ditch or Irrtgelion -Ighfs); and eY other rights, ro Ides, end roHls relatln to the real property, including wlthout limitallon all minerals, oil, gas, geothermal and slmllar matters, located to Ada t~ounty, state of Ir~aho (the "Real Property"); See attached Exhibit '"A" The Real Properly or its address is commonly known as 875 5. Alien Street, Meridian, Ip 83642. The Read Property fax Itlenlificatlon number Is 242-R6443Q10154, Grantor pr®sanlly assigns to Lender (else known as BansHciary in this Did of Trust) atl of aranlor's Npht, lit!®, and interest in end fo all present and future teases of the Property and aH Rams from the Properly. In addltian, Grantor grants Lender a Unirorm CommerciaY Code security interest in the Rents end the Personal Properly defined below, Trust shell have the melanirilgs attributed to such tlermsllin tf~ Un formCOmmerotal Codeh All errfe nc ssto dpll9r amountseshalemean amounts IDneawful money of the United Stales of America. Seneltolery, The word "Beneficiary' means IDAHO BANKING COMPANY, its stucessors End assigns. IDAHO BANKING COMPANY also Is referred to as "Lender" In thin Deed of Trust. 9orroWer. The worol "Borrower" means each end every person or ernlty slgning fh® Note, lncluding without llmltaUon John R. Sonntag_ Deed of Trust. The words "Dead of Trust" mean this Daed or Trust among Grantor, tender, and Trustee, end lnCludes without llrnltation all assignment and saeurily lnlerest provisions refaling to the Personal Property and Rents. Grantor. The word "Grentot" means any and all pparsons and entilley executing this Good of Trust, including without Ilmllalion John R, Sonntag and Alb®rte Sonnteg. Any Qrantcr who signs this Doed of Trust, but does not sign th® Note, is signing this Deed of Trust only to grant end convey that Grantor's interest 1n the Rea! Properly and to grant a security Interest in Grantor's Interest in the Rents and Prrsonal Properly to Lender end Is not personally Ilable under the Nofe except as otherwise provided by contract or law. Guarantor. The word "Guarantor" means and includes wlthout limilatlon any and ell guarantors, sureties, end accommodation parlles In connection with fh® Indebtedness, Improvoaverrle. The word "Improvem®nis" means end Inelud®s wlthou! Ilmilation all sxfsting and (uture Improvem®nts, bindings, structures, mobile homes affixed on the Real Properly, faolfities, addlllons, roplacemenfs and other construetlon an the Heal Properly. lndeblednaas, The Ward "Indebtedness" means all prlnclpal end Interest payable under the Note and any amounts expended or advanced by Lender fo discharge obUgaficna of Grantor or expenses Incurred by Trustee ar Lender to enlorce obllgagons of Grantor under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. Lender. The word "Lander" means IDAHO BANKING COMPANY, Its successors end assigns. Nofe• The word "Note" ntsene the Note dalod OotoDer 72, 1990, in the original prlnolpal amount of $750,000.00 from Borrower to Lander, together with atl renewals, ®denslons, modifications, refinarx:ings, and substiluHons for flee Note. The matuMy date of Iha Noi® Is October 12, 2000, NOTICE TO GpANTOR; THE NOTE MNTAINS A YARIABLl:1NTERE8T RATE. Personal Properyy, -rhe words "Personal Property" mean all equipment, Ilxtures, and other articles of personal properly now or hereafter owned by Grantor, end now or hereafter attached or affixed to the heal Properly; together with all ecsassions, park, and additlans to, all replacements of, and all substitutions for, any of such property; and togelhat with atl proceeds (including wllheut limilaiion all insurance proeeads and refunds of premiums) from any sob or other disposltbn of the PropeAy, Properly. The Word "Pr~erty^ means ~~~y tf~ Real ~,~~ and rh® Personal Property, Reef Properly. The words "Real Properly" mean the property, interests end rights desorlbed above in the "Conveyance and (~rarrt" section. Ol iZ # 6196 B98 80Z: •-~ncc~, ~.~ c,..~~~~~..,-. ~-,.,., . 02/23/2000 14;05 2084724711 IDAHO BANKING CO PAGE 83 to-~2-y999 DEED OF TRUST Loafs No 15006366 (Corltlnuod) Pepe 2 Rlslehd Documents. Tha words 'Related Documents" mean and I^dude wllhout Ilmitallon aY agraemenb, enWonmental e9reemenls, guerenNae, security egreemeMa, mo prvmissory notes, credit rsgreemerrts, loan dooumenla, whether now a hersaflar exbting, executed in oorlnecGon with the I~bbdnde~es of bust, and all other Inatrumenls, agreements end Rants The word "Acura" means aN present and future renh, revenues, Income, Issues, royallles, protlls, and other benefits derived from the Property. Tnrelee. The word'Trustae" means Plonaar Tllle Company o} Ada County and eny substitute or successor hushes, THIS DEED OP TRUST, INCLUDING THE ASSIGNMENT OF gEA1T5 AND THE SECIRiITY INTEq~gT IN THE RENTS ANO PEASONAL i'ROPERTYr IS dWEN TO SECURE (1 PAYMENT OF THE INDDBTED1tESS AND (2) PERFORMANCE OF ANY AND ALL OBLIGATIONS OF GRANTOR UNDER 7'~ Np~r THE MATED DOCUMENTS, AND THIS DEED Op TRUST. THIS DELp OF TRUST IS GIVEN AND ACCEPTED ON TFQ FOLLOWINp TERMS: GRANTORS REPRESENTATIONS AND WARRANTIES. Orsnlor warrants Thal: (a) Mss Dead of Trust is executed at Borrower's reques! and net el the request of Lender; (b) Grenlor has the lull power, rlghF, end aufhorlly fa solar Info this Deed of Trust and Io hypothecate the Properly; (c) the preWSlorrs of this Deed of Truss do not rontlict with, or result In a default under any agreement er o11nr Inatrumanl binding upon Grantor and do not Borrower onelatlcon nuinpbbasls~ktferimelloa rebwl Bonroowerors qq^m~ Co^~~~ ®^d~ Gre^lar has astabsshad adequate means of oblal^Ing from Bonnvror {lnclUding without Ilmllalion the CredNwoAhiness of Borrower). (B) finder has made no repr~enlatlon ro Grantor shout GRANTOR'S WAIVERS. Grenfor waives ell rlghk ar defenses arlsing by reason of any •one action" or "soft-detlcleney" law, m any other law which may prevent Lender from bdnging any cotton agalnsl Granter, Ineludlrto a claim fa defkUency b the ettent Lender Is othervvise enlltled to a delm for daAolenoy, beforo or altar Lendarb oommenoement a oompletlen of eny foreclosure action, either Judldelly ar by exercise of a power of safe. PAYMENT IWD I'ERFORMANCe, Ekoepl as otherwlee provided In this Dead of Treat, Borrower ahatl pay te Lender aN Indebtedness secured by fhla Decd of Trust as it becomes due, end Borrower and Grantor shall ahleHy perform all their respective obfigallons undw Iho Note, (hie Deed of Trust, and the Relefed Dootrmenl9. POSSESSION ANO WIINTprANCE OP THE PROPERTY. Grenter end Borrower agree Ihal Grantor's possession and use of the Property sheA ba governed by Use ktlowing provisions: Posses~on arld Use. Unltl the oeeurrenca of an Evens of Delaull, Grantor may (a remain In possession and control of me Property, (b) use, operate or manage Iho Prapaiy, and (c) collect any Renle from the property, The foYpWing provsions resets to the use of the Property or fo other Amitalions on the Property. THE REAL PROPERTY ElTlit~i 1S NOT MORE THAN FORTY (40) At31ES IN ARFA OR 19 LOCATED WITHIN RN INCORPORATED CITY OR VILLAGE. Duty to AYabllaln. Grantor shall meinleln the Property In tenantable condNlon and promptly perform all repelrs, replacements, end mafnlenance necessary fo preserve its velrre. tteaardoua Subalerrcae. The terms 'rieaerdous waste," "hazardous subsferrce; "disposal," `Felaese," and "fhrealened releas'e," as used tr Ifils Dead of Trost, shall have the some meanings es set forth In the Camprehorrslvo E^Wronmardel Raspense, Comperrsa110n, and LiebilAy Act of 1980, es amended, ~2 U,S.C. Seelian 9807, et seq. ("CERCLA"), the Suparlund Amendments and Reauthofl2aUon Aet of t98H, pub, L• No. g9-agg ("SARA"), the Hamrdoue Materiels Trensporlallon Aal, 49 U.S.C. Section 1tl01, of seq., the Reaour~ ConaetvaUon and Recovery Act, 42 US.C. Section 8901, el seq., ar other eppNeable state a Federal laws, rubs, a regUa6ens edopled pursuant to any of the foregoing. The terms "hazardous waste" end "he~rdous tubslence" shall also Include, wmtoul Ilmllallon, peholeam and palroleum by-praducb or any hactlon }hereof • end asbestos. Grantor ropresente end we^anla te Lender That: (s) During Iho period of Grantor's ownership of the Preperly, Ihere has been no Use, generation, manufaeWre, storage, Meafinenf, dlapoaal, release er thraalaned release of a-ry trazerdous weals or substance by any person on. under, eboW or from the Properly; (b) grantor has no knowledge ol, or reason to beliaw Ihel there has bean, except ae preWoualy dlselosed te and acknowledged by Lender In wrlNng, (I) any use, generelten, mamrfadure, storage, lrealment, disposal, release, or Ihreelened celeste of any hazardous uresle ar 9Ubsfartw an, under, about or hom }ha properly by any prior owners or owupenls of the Properly or (It) eny actual or lhrealened UIIgeHon or Balms of any kind by any person releling to such matters; and (c) Except es preWousy disclosed to and eeknowledged by Lender In vfilUng, (i) neither Grantor nor any tenant, oonkedar, egerrl or other erAhar®sd user of the Property sheN use, genemta, manUfaofure, slots, heat, dispose of, or release eny hemrdeus weals or subalence on, under, about or from the Property end Ql) any such acllvlfy shalt be oonducled M oomplianoa wlfh eY applleable federal, slate, and local laws, regulations end grdlrrenees, including wkhout IimgeUon those laws, regulations, end ordinances deeerlbed above. Grenlor aulhorizee Lollar and IN agents to outer upon the Properly to make such Irtspscllons and ins ediolls or seeress rnaede ba Lenderashal be for L~andaPsate tv determine compliaftca of gre proparry with this seellon of the Deed of Trust. Any p Y purposes onty end sheN oat be construed to crease eny respona161Y~ ar liability on the part of Lander tq Grantor or to any other Pelson. The representetlom and wemsrtNes contained herein ere beaed on Granlo s due dAlgenoe In invesNgalln9 the Ropery for hazardous waste and hazardous substances. Grantor hereby (a) releases end waives any future deims egalnel Lender for Indemnity or conMbugon In Iho even) Grantor 1»comas tlebl9 }or q~^up or other casts under any such Taws, end (b) agre6s to Indemnity and hold hermbss lender against any and ail o1n{ma, losses, Nebllltlee, damages, penatlies, and expenses which Lender may directly er Indlradly sustain ar suffer resulting Pram a breach of this section of the Dead of Trust or es a cerre9quence of any use, generellon, manufacture, oll~artgisl, Irtcluding trh~a obYgaUon fro Indemniifyashell suMus Itta psymsM d I~hsebindebtedness and the ssNSfacNon and raoonlveyanc ^vf tl aaYan Ihls Dced of Trust and shaA nos be affected by Lender's aequisllion of arty Interest In the Property, whether by Foreclosure or othervrise. Ndaance, Waste. Grantor shell nos cause, conduct or permit any nukance np eommll, permit ar sufer any stripping of a wash on or to the Properly or any portion W Iho Property. Without IimlUng ilre generality of the faegofn®, Grerrtor wtll nos remove, m gent to any other party the fight 1o ramous, any tlmber, minerels (Including oil end gas), Boll, gravel or rock products wllhcul the prim wAllen ronsant of Lender. Removal of improvemenla, Grentor shelf oat damollsh or remove any Impovements from Iho Reel Properly wNhout tlra prior wrlllen consent of I,endar. As a eonditlon to the removes of arty Improvements, Lender may require Grenlor fo make errsngamerrts satisfactory to Lander fo replace such Improvements wllh Improvements of al least equal value. Lender's Right to Enter. Lender and Its agents and represenblhres may enter upon the Real Properly at all reasonebie Ilmes to attend to Lender's Fnlerestc and te inspect the Property for purposes of Grenfor's compliance wllh the terms and Conditions of this Dsed of Trust Cempllance with Governmental Requlremanle. Grantor shalt promptly comply wHh aY laws, erdlnanoes, end regulations, now or hereePosr in eUeM, o} nA governmental euthorlUes applkeble to the use or occupancy of the Properly, IndUding without Ilmitetion, the Americans Wnh DlsabihTias Aot. Grantor may contest In good felth any such law, ordinance, w regulaNan and wllhhold compliance during any procasdinp, including appropdale appeals, so long es Grantor has noGfrea Lender {n wrlltrg prior to dolratl so and so long as, in Lender's sole oplnlon, ,lender's MtereWS in Itro Properly are nos ' opardltad. Lender may raqulre Grantor to post adequate seourlty or a surety bond, reasonably satisfacory to Lender, Io protect Lender'" in~st Duty b PfoteCl. Grentor agrees nest, a abandon nor IeaVe unrllended the Properly. Or, :shall do ail other eels, In addition la those acts ia~2-~ss9 ~1EED~OF TRUST Loan No'f500S356 `-~ ...• • • (Continued) Pape 3 sal h+rltl above in file seedon, whleh hom the character and use of the Properly are reasonably necessary fo protect and preserve the Property. DUE ON SALE -CONSENT BY LEI~ER. Lender may, of its optlon, dedere Immedlalely due end payable all sums secured by this Oeed of Treat upon the sob or Iranefer, wlfhoul the Lender's prbr wctNen consent, of all of arty part of the Real Property, or arty Intaraat fn the Real Property. A "sale or trenefer" means ttre conveyarrae al Real Properly or any right, Iltle or Intsvasl thereto; whether legal, benegelal or equitable; whether vdunfary or invduntery; wtlather by ouh~ht Bala, dead, inetellment eels conhad, land conlred, conlraet for dead, beseheld Interest with a term greater than throe (3) Yom, laces-opGon conlraet, or by sale, assignment, m hensfer of any benatlelal interest In or te any Iqnd trust irdding title io the Real Property, or ncwdMae a ahethod of eortveyanoe of Real Property intarast. If any Grantor Is a oorlsoraNon, partnership or NmNed IiebiYly company, hansler also es Iho case pray brt°e, m t3ranio~teNwavemroarefhk opt on shall rqf be ett(erciaed by Lendai if sUOh Pere is p hlblted byifederall laew yr by Id~ahoilaw, b~ TAl(ES AND LIdYB. The teAowing preWeione relating to the texas and Nens on the Property ors a part of tMs Deed of Trust. PIgInIM1. Orenlor shall pay when due (and In ell events prior b dellnqueney) all taxes, spacial taxes, essesaments, charges (inducting water and sewer), tines and Impt>3ltlorts levied agalnal or on account of the Properly, and shah pay when due ell define for work done on ar ter servloss rendered or rtteterlel fumisfrad fo the Propery. tremor shall malnhlln the Properly Tree W ell Ions having priority over or equal to the interest of Lander under this Dead ~ Trtrsl, ata:pt for Iho Ifen of tees and aesasaments not due and exeeet as otharwira nrnvta,.rr In rtim r>oo~ .,rT„,"r a~ is n sass ees eoz: .oossv a.a ~d~~w~~. o~ ~~ ,,,.__~~ 6b:ST 00, £i? t33~ ..... ~.._ .- --...__.. _......_~ ..._, ....~.. _._ continue o0, pay, so long as Lender$ Interest In the ~._r....,,, •. `.., •"", """°°".•",,., "' ",°"" ,,, """,°~„"" ^"°, a yv~u reru, weNue wnr rrre oox8anon ro (16) days alter the Ilan arises or, if a lien ie Algid, twllh JAtt~n (~1&) days aker Grantor has nos a air fhalAYnn~~ayment, Grantor shall wbhfn yffeen requealed by lender, daposk with Lander cash or s suplclanf eorptxafe slualy bend a Olh®r tleourity saUsfagelory fe l~nddelr ~n an amount ataulrKSer t to discharge the lien plus any costa and reasorrabla attorneys' fees or other charges that could accnre as a result of a feroolosure a sale under the Ilan. In any eorttast, l3rantor shop defend ibelf and Lander and shop satiny any adverse Judgment before enforcement egelnsl the Property. Grenlor shall name Lender as an addklonel obligee under any surety band fwnlahed In the Contest proceedings. EvWenae of Payment Grantor snap upon demand furnish io Lander sepefaotory trAdenee of payment of the loxes a asseasmanta and shall authorise fha approprleb governmental ofAclal fo deliver to Lender at any tlme a wrlMen stebment of fha laxaa and assessments against the Properly. Abtlce of Oattetrucllon. Grentor shall notlty Lender at lest pfl9en (t5) days before any wont b commanoad, any aervi~s are furolsAed, or any rnabdflk are suppped M the Properly, M any mechanie'a lien, maferlalmen's Ilan, or other lien could be asserted on account of the work, sarvlees, w materials. Grantor will upon request of Lander furnleh to Lender advance aeaurarroes satlsfecl to Lentler that Grantor can and wlk pay the cost of such Improvemarrts. Ory PROPFJtTY DAMAGE INSURANCE. The following provlElons reieAng tc insuring the Property are a part of this Deed of Trust. Meinkfsanee of IflsurenCe. Grantor shell procure and malnlain polleles o} pro Insurentw wllh standard rsxlended coverage endorsements on e replaeemenf basis for the full Irrsureble value eovartng all IrrrprovemeMs an the Resl Properly In an em0unt sumdenl to avoid applicatlon of any coinsurance vlause, and wllh a efarmla-d mortgagee deans In lava or Lender. Grentor shall also procure and maintain cvmprehenslve geneal IiabRay Insurance In such coverage amou-da as Lander may request with trustee and Lender being named es additional insureds In such IiabRily insurance pclioles. AddlNOnally, firamvr shell malnfakl suoh offarr Insuranoe, Including but oat Ilmiled to hazard, business Interruption, and boiler Insuranoe' as Lander may raaaortabty require. polleles shall be wrtlten In form, amounts, oovereges end basis reasonaby aeeeptable ro Lender and Issued by a company a cortrpanlea reasonably acceptable to Candor. Grantor, upon request of Lander, wit deliver to Lender from time to time the polhNas a oertlfleatae o} insurance In farm setlafaetory to Lender, Including 6AptAatlone that coverages will not be aanoaAed or diminished wphout el least Len (t 0) days' prior wdtlen notice b hander. Each Insuranoe poppy also shag Include nn andoreemenf providing that coverege in favor of Lender wig not be impaired In any way by any set, omisslon or delaulf of Grantor w any other pereon. Should the Real Property at any Ilene become located in an are9 designated by the Diraolw of the Raderal Emergency Nknggamard Agency as a speelal Aood hazard area, Grantor agreeafa obtain and malnbin Federal good Insvance for the fuA unpaid priruipal balance of the loan, up to the maximum policy limila cal under the National Flood Msurence Program, or as otherwise requbed by Lender, and to maintain suoh insurance for the term d fns loan. 1-pplkatan of P-oceeda. Grantor shell prornpAy notity Lender of any lass w damage to the Property, Lander may make proof of loss k GroMor fails to:do so wkltln fllteen (16) days of the casualty, Whether a not Lender's the prooeede of any Insurance end ~ Impaired, Lander rosy, at ~ electon, recelw end retain restoration end repair oI the Pro aPPIY the proceeds to the reduction of the lndebtedn~s, payment o} any Ilan effeding the property, or the a destroyed Improvements In a manrrer~sat~alaotory ta~ ~ly~lhe prooeeds~lrestorspaatlalactopalr, Grentor shall repair or replace 1hs damaged Grenlw from the proceeds fa Iha reasonabl8 coat at repair or reslaapon It GreMor ~ not In defau~ under Itde D ed ~ Trtafu qn~y a roimburw haw nd been dlstruraed wNNn 190 days attar their receipt sod whkh Lender has not commlllatl to the repair o- restorotlon a} lyhperoceads which be used flral fo pay any amount owing to Lender under Ihls Oesd of Trusf, Ihan b pay aCOnJed Interoat, and the remainder, k any, 6 ~®rly snail to the pdndpal belanw of the Irrdebtedness. If Lander holds any proceeds alter payment in futl of the indablednetu, such proceeds shah be pall to Grenfor as Grantor's inbrests may appear, Una~lred Inauraltee et Beta. Any unexpired Insuranoe shall inure to the benept of, end pass. to, the purchaser of the Pro covered by this Oead of Trust M any tryabe's sale Or other sale held under the provisions of IMs Dead OF Trost, w et airy foraclostae sale of such oparly, Grenlor'a Report on Insurance. Upon regrxast of Lander, howrevsr not more than coca 9 yNtr, Grantor shell lumish to Lender a report on each exls8n9 PdICy of Irrsurence showing; (a) the name of IPte Insurer; (b) the rtslrs Insured; (c) the amount of Iha PdIcY: (d) the property Insured, the then current replacement value al suoh property, and the manner of determinlrg Thal value; and (a) Iha axpsation dab of Iha policy. Grantor shall, upon request of Lender, have an indepandenl appraiser sapsfectory M Lender delarmine the cash value replacement eosf of the Property. TAIL AND INSURANCE RESBRt/E9. 9ubJaet to any Ilmllallorrc set by aPPllceble law, Lender may ragrHre Grentor to malnbin wtm Candor reserves for payment of annual loxes, asaeaanrand, and ineurenca premiums, Which ressrvea shell ba ereabd by advance payment or monthly peymenb of a sum eaUmeled by Lanlier t0 be sumelant to produce amounts at least equal to the taxes, assaasmerds, and Insurance premiums to be geld. The reserve funds shall be held by Lande- es n general deposit from Grantor, which Lander may astlsly by payment of Iha laxas, assessments, and Insurance premiums requYed to be paid by Grantor as Ihsy become due. Lender shMl have the rtght b drew upon Iha reearw funds to pa such penes, and Lender shall not be required fo determine the vaAdlty a accuracy of any Item before paying R. Nolhing In the Heed o} Trust shall be oonshued u requlnrlg Lander to advance other monies for such purposes, and Lender shall not Incur any Ilabltlty fa enylhhtg It may d0 a omit to do With respect to the reserve aeoount. 9ub)ect fo any IlmRationa set by applicable Lew, If the reserve funds tliecbae a shortage or deRderlcy, Grantor shall pay such ehertage Or deadanoy as raqulred by Lender. All amounts In the roeorve eacoun! era hereby pledged la further aocure the Indebtedness, antl Lender is hereby authoritoed to withdraw and epP1Y ouch amounts on the Indebfetlnsss upon fha omurrence of en Event of Default. Lender shall not be re erve funds in Irurnst for Grantor, endnLender Is not pnf~idob~, a u~{~{O~ ~utad by law or agrsad 1o by Lander in wnpng. Lender does not hold fire ga P ymerri of fire loxes end essessmenls required b be paid by Grantor. EXPENDITURES 9Y LENDER. If Grenlor fall to comply wllh any provision of tlria Deed o} Trust, a it any rioAOn a proceeding is commenced Iha! would mabrtgtiy etfecl Lender's inlaresls in fha Properly, Lender On Grentor's banal! may, but shall not be roqulred lo, take any action that Lender 10-X2'1999 DEED OF TRUST Loan No 15006366 Page 4 (Continued) deems appraprtak. Any amounl Ihat under mrpenda In ao doing wlA bar Inlsresf at !hs reb by Lender to the date of r e txovkded for in fha Note hom the dale Incurred or paid the Note and be apporlion~edmamong and bap able wltheany Inst Imenl,peymenls Ito be omedauba during allher ()) the lertlm oloen® balance o! insurance poky err Qi) fha remaining term of the Note, or (c) be healed es a balloon payment which will be due and payable st the Nofe's~malurlly. reh ed esdto which Landarlmay bee Il ednon acco~nl of h delaulLn Any such edlonrby Ind sha~A not b¢ oonshued anclunng fha dafe~u 1 so as fo bar Lender from any remedy that It otherwise would have had. WARRANTY; DEFENSE OF TITLE. The Idlawing provlslans relatlng to ownership of the Propery are a pert of this Deed of Trust. Tllb. Grantor wercanls that: (a) Grentw holds good end markefabia Npe of record !e the Properly In tee simple, free and deer of ell Ilene end enpurrttrreneeB other Ihan prose oat forth In fha Real Proporty dssorlIppbon or In any Ails insurenee pabcy, tlbe report, or final tills opinion issued in favor of, and accepted by, Lender in connadlon with Ibis Dead of 1`ruat, end (b) Grenlor has the lull rlgM, power, and authorRy to mcecute end deliver This Deed of Trust to Lender. Defense of Tllle. SubJect to Iha erccapAon In the paragraph above, Granlar warrants and will rorever defend the IINe to the Property against the lawful ekima a} all persons. In the everrt any acton err proc6eding le commenced Ihet quesllons Grantor's title or the Mteresl of Trustee or Lender under oils Deed of Trust, Grenlor shall defend Are adbn at GreMOr's expense. Grantor maybe fha nominal party In such proceeding, but Lender Shen be enllRed topa rtlolpata in fha proceeding and 10 be represented In the proceeding by counsel of IRnd¢r's own choice, and Oranta wig deport, w cause to be delivered, to Lender such Instruments as Lender may request hom Ilene to Ilene to permll such parllclpallon. Compliance Wllh Laws. Grantor wen•9nls that the Property and Grantor's use of the Properly compiles wllh all ®clsting eppllcebte laws, ardinaneea, end regulations of govemmenlel autharittes. CONDEMNATION. Tha fopawing proNslans relabng to condemnation proceadings ere a part of thi9 Deed of Trusi. AppllceNon of Nel Proceeds. II all or arty part of the Property b condemned by eminent domain proeeedngs err by any proceeding or purchase In Rau of condemnation, Lender may of Its election require Ihel gip or any porllon of the nal proceeds of the award be epptiad to the Indebtedness or the repair or restoration of the Properly. The net proceeds of the award shell mean the award after payment of all reasonable costs, expanaas, and aAwneys' lees Incurred by Trustee or Lender In conneclfon with the oondemnallon. Proceedings. fr airy protxreding In condemnellon b tiled, Grantor shaA promptly nollry Lander In wrAing, and Oranlcr shall promppy take such steps as may be necessary to defend the acllon and oblaln the award, Grenlor may be th nominal partyy In such procesdng, but Lender steak be enAUed 1o perlldpete in the proceeding antl to be represented N the proceeding by counsel of its own ahdca, and Grenta will deliver or cause fo ba delivered to Lender such lnstrumenls es rosy be requested by I1 Irom Ilene to tlme to petmp such perlicipallon. IIaPOSITION OF TAXES, FEES AND CHARGES BY GOVERNMENTAL AUTNORITIE3. Tha Iopowing providons relating to governmenlel taxes, fees and charges ere a peH of Ihls Dsod of Trust: Curent leas, Fees end Charges, Upon raquesl by Lender, Grantor shall exeeuk suoh documents In eddltlon fo Ihls Deed aF TnW and fake whatever oA,ar action b requested by Lender b perfeol and continue Lender's Ilea on fha Raal Raperty. Grantor shaA reimburse Lender tar aN taxes, es described below, lopether with ell expenses Incwred In recording, pertecling or conllnuing this Deed of Trust, Including wphout Amlfadon Ol it tt 6196 BHB 80Z: 0S:SS 00, £ir ff3~ ' continue 002 Taxes. The falbwing shah eansNluht loxes to which Ihls section epplles: (a} q epecifio fiat upon this type o- Deed of Trust or upon all or any part of the IndaMedness scoured by this Dead of Trush, {b) a specific tax on Borcower Whbh Borrower IS authorized or required to deduct from payments on the Indeblednese secured by (his type of Daed of 7rus1: (c) a lax an this typo of Oasd of Trust chargeable against ties Lender or the holder of the Note; end (d) a apaaiflc tax on afl a any portion of the Indebtedness or on payments of princlpel and Interest made by Borrower. olfoef aeuen Evamnt of D feull (as deAned belowja end Lalndesmaq exereka enysorfafl ofeis aveilablosremedi s forsen Even~i of Defe It ea provided below uNees Grantor either (a) pays the lax before h becomes dalinqueM, or (b) oontgste the tax as provided above In the Texas and Liens section end deposits with Lender Dash or a sumolenl corperele surely bond or other secudty salfakelory to Lender. 9EClliilTY AGR~L°IN@FIT; FINANCING STATEMENTS, The Ioilawing previsions relating tc IfAS Daed of Trust es a seaurMy agreement ere a part of (his Oaed of Tnlst. 9gottrlly Ayfeemestt. This Irrstrumenf shah conslNule s security egreemenl to the extent any of the Property canstituka faturea or other personal propeNy, and Lender shall have all ol,tha rights of a scoured party under the Uniform Commerdal Code ss emended ham tlme to Hma_ SeeUdly Interest, Upon request by Lender, Grantor shall eroecute flnanang etatemenls and fake whatever other action !s requested by Lender to peAeck and contlnue Lender's security irrterest in the Rents and Pereond Property In eddlUon to rtwrording this Deed of Trust fn the real property records, Lender may, at erry time end without further authorizafron ham Grarrlor, flb executed counlerperts, copies or reprodllGllons of this Oeed of Trvsl es a flnandng afelemenf. Grantor shelf reimburse lender far all experlees Incurred in perfecting or continulny flits security Interest. Upon deleulf, Grantor shaft gasembb the Personal Property to a manner end of a place nsgsonabty ponvenlant to Grantor and Londar end make It avelleble to Lender within three {3) days attar receipt of written demand from Lander. Addresses. The melting addressee M Gronbr (debtor) and Lender (secured petty), from which informaflon concerning the security interest panted by fhls Daed of Trust may be abtalnod (eeeh as required by the Uniform Cemmerclal Coda), are as staked on the Nrsl page or this Deed of 'trust, FURTFEA ASSURANCES; ATTOpN2Y-IN-FACT, The lolbwing provlslona relating to Nrlhar gssurgncae qnd attorney-In-tact are a pert of (his Deed cf Trust, Further Assurances. At any time, and from Ilene to Ilene, upon requosl of Lander, Grantor wtll make, execute and deliver, or wIN cause to ba made, executed or detlvered, to Lender or to Lender's deslghee, and when requested by Lender, cause to be pled, recorded, refged, or rerecorded, es Ihs cess may bo, al such times and In such aflices end places es Lender may deem appropriele, anyy and all such morlgeges, deeds of trust, security deeds, seourity egreemenls, NnanNng etaternenla, contlnuation slaterrrenls, Irolrumerds of ftrrlher asswance, cerflllcBfes, and other documents as may, b the sole oplnbn of Lender, be nece~ary or desirable In order to eHeeluate, complete, pedect, contlnuo, or preserve (e) Iho obllgetiona of Grantor and Borrower under ihs Note, Ihfa Dsod of Trust, and the Related Documents, end (b) the Mans end ,. security Inierasis created by (his Deed of Tnlsl as Nrsl and prior Ilene on the Properly, whether new owned or hereafter eoqulred by Grantor. Unless profdblted by law or spread to Ihs oonfrery by Lender In wdtlng, Grenlor shall reimburse Lender for all caste and expanses Intoned In connection with the melfare referred le In this paragraph. Atlorneylrt-Fact If C~errtor falls to do any of the (hinge referred to in the preoeding paragraph, Lender may do so -w and In the name of Granter and al GreMa-'s expanse. Fw "rch purposes, Grantor hereby hrevocebly gppolnts L~^dor as grantor's attorney-ln-Mcl for the purpose o! making, executing, delivering, tale. cordlrrg, and doing'aN other Ihings ae may be r. eery ar deshable, rn Lender's sole opinion, to accomplish the maNas referred to In the preceding paragraph- O~ /S tt 696 99B 9OZ: '705SV 3A3 ~JVINNOS: o~_a, nn_c>_ s>;•~~dd 6296 888 8az SS:SI 00, ~i? H3~ 02/23f2000 14;05 2084724711 TTlAHO BANKING CO PAGE 04 10~-~2-y999 ~ DEAD OF TRUST Page 5 Load No 115005366 ''` ~ ~ (Continued} `~'~ FULL PERFaRIVL4NCE. If Borcower pays all the Indebtednes9 when du®, terminates the Ilne of or®dil, and olhenNlse peMorms all the obligations imposed upon (irartfar under this Deed of Trust, lender shall execute and deliver to Trustee s request fo- full reconveyence and shall execute and delilrer to Grantor suitable stetemert~ of terminallan of any finanGng statement on file eNdencing Lender's secunYy interest In the Aenls end the Personal Property. Any reconveyanoe foe required bylaw shell be paid by Grenlor, If permitted by applloeble law. DEFAULT. Each of the following, a) the option of Lender, shed oonsmute an event of default ("Event of DeraulY') under this Deed of Trust: Oelault on IndeDtednese. Fallure of Borrower to make any payment when due on the Indebtedness- DetaW! an Other Payments, Fallure of Grarrbr wMhln the time required by SMs Deed of Trust to make any payment for taxes or insurance, or any omer payment necessary to prevent fiNng al or to effect di~harge of any Ilan. Compliance Delault. Fallure of Grantor yr Borrower to comply wtth any other tens, obligation, oovenanl or condition contained In Ibis Deed of Trust, the Note ar in any of the Related Dacumenha. false 9lelemoMS. Any warranty, representaBon a statement made or furnished to Lender by or on behalf of Grantor or Borrower under this D®®d of Trust, the Nofe or the Related Documen-s Is tals9 or misleading In any malarial respect, either now or at the time made or furnished. Daieetlve CollsterallaaUon. This Deed of Trust or any of the Rsleted Ooeumenla ceases to be in full force and effect (including failure of any Collateral dooumenis to oraete a valid end perfected security Interest or lien) ai anytime and for any reason. Death or Inaotvettry. The death of Grantor or Borrower or the dissolution or lerminalion of t3ranlor or Borrower's existence as a going business, the insolvency of Grantor or Borrower, the appointment of a receiver far any part of t3rantor or Borrower's properly, any assignment for the benefit of creditors, any type of creditor workout, or the commenoement of any proceeding under any bankruptcy ar insolvency laws by or against Grantor or Borrower. Foreclosuro, Fonelturo, etc. Commencement of foreolosure or forfalfure prooeedings, whether t>)r judlelal proceeding, self-help, repos~esslon or any other rnglhod, lay any crsdltar of Grantor or by any governmental agency against any of the Property. However, this subsection shall not appy in the evens of a good faith dispute by Granfar es to the validity ar reasonableness of the claim which Is the basis of the toreclost~e or torefellure procaetling, provided that t3rantor glues Lender wriNen noNire of such claim and furnishes reserves or a surety bond for tho claim satisfactory to Lender. Breach of Other Agreement. Any breach by Grantor or Borrower under the terms of any other agreement between Grantor or Borrower and Lender that Is not remedied wlUrin any grece partod provided Ihereln, Induding wtthoul limitation any agreement eonceming any indeb~dness or other obllpallon of ©rantor or Borrower to Lender. whether existing now or later. liEVents Affectlrtg Guarantor, Any of the preoedMg events occurs with respect b any Guarantor of any of the Indebtedness or any Guarantor dies or bscom~ Incompetent or revokes or disputes the validity of, or liability under, any Guaranty of the Indebtedness. Lender, at Its option, may, but shell not be required to, permit Nye Guarantor's estate to a~ume uncondllionallythe obGgallons arising under the guaranty in a manner satlstactory to Lender, and,ln doing so, cure the Event of Default. Adverse Change. A materiel adverse change occurs In Borrower's (lnanofal condition, or Lender bMleves the prospect oP payment ar perlormance of the Indebtedness is lmpalned, Insecurity. Lender In good faith deems Ilse}f Insecure. illaht to Cure. N such a failure is cureble and If Grantor or Borrower has net been given a notice of a breach of the same provision at this Dsed of Trust within the preceding twelve (t~) months, It may be oured (and no Event or Default will have occurred) If Granbr ar Borrower, after tender sends written notice demanding aro of such failure: (a) cures the failuro within fifteen (75) days; or (b) if the cure reaulres more then t9flaen (tli) days, immediately Iniitalea steps sufficient to cure the failure and thereaftor eonlinues and completes all reasonable end necessary steps sulNdent to produce eompllanoe as soon as reasonably practical. RI6WTS •AND REMEDIES ON DEFAULT. Upon the occurrence of any Event at Default and at any time therea4ter, Trustee or Lender, at its option, may aXarCfsB any one or more al the fallowing rights and remedies, In addition to any alhvr rights or remedies provided by law: NotlceAf Default. In the event of default, lender shall execute or cause the Trualae to execute a wrMten notice of such default and of Lender's eleoflori to cause the Property to be sold tc satisfy the Indebtedness, and shall Cause such notice to be recorded in the office a7 th® recorder at each county wherein the Real Properly, to any part thereof, Is situated. Accelerots Inde6tsdness. Lender shall have the right et its option without notloe to Carantor or Borrower b declare the entire Indebtedness immediately due and payablo, Including any prepayment penalty which Borrower would be required to pay. Foreclosure. With respeot to all or any part of the Real Property, the Trustee shell have the right to foreclose by notce and sale, and Lender shall have the right to foreclose by Judiolal foredosure, In either toss in accordance with and fa the fWi extent provided by applicable law. UCC Rerrtedles. HVllh respect to all or any part of the Personal Properly, tender shell have all the rights and remedies of a secured party under the UnNann Commercial Code. Collect Rents. Lender shall have the right. without police fo Grantor or Borrower, to take possession of and manage the Property and collect the Rents, irs,Nuding amounts past due and unpaid, end apply the net proceeds, over and above Lender's costs, against the indebtedness. In fuAfierence of this fight, L®ndsr may require any [anent ar other user of the Property b make payments of rent or use fees directly to Lender. If the Rents are oolleeted by Lender, than Grantor Irrevocably d~ignetae L®ndsr es tarantor's attorney-in-fact to endorse instruments received in ~p rise b Lender's demand ellasatisfy the obllgeMana foewh eh f ®paym~en~ are made, whefheraor~not e tents or other users to Lender In ny proper grounds far the demand existed. Lender may exercise Ns rights under this subparagraph either 1n parson, by aunt, or through a rAeeivar, Appoint Receiver. Lander shall have the right to have a receiver appolMed to take possession of all or any part of the Properly, with the power to protest and pfoserve the Properly, la operate the PropeAy proaeding laredosure o- sale, and to collect the R®nls from the Prop®rly end apply the proceeds, over and above the coal of the receivership, against the Indebtedness. The receiver may serve without bond if p®rmitted by law. Lender's rl®ht to the eppolnlment of a receiver shall axial whether or not the apparent value of the Properly exceeds the Indebtedness by a substantial amount. Employment by Lender shall not dlsquallry a person from serving as a receiver. Tenancy at tiufferance. If Grantor remains in possession of the Property after the Property Is sold as provided above or Lender otherwise becomes entitled io possession of the Properly upon default of Grantor, ®rantor shell become a tenant at sufferance o} Lender or the purchaser of the Property and shall, et Lender's option, either (a) pay a reasonable rental for the use of the Property, or (b) vacate Ifie Property Immediately upon the demand of Lender. Other Rslltedls6. 7fUStee or Lender shall have any otter right or remedy provided In this peed of Trust or the Nole or by law, Notice of Sale. Lander shall give arentor reasonetale notbe of the finis and place o1 any public sale of the Personal Properly a of the rime aNer Ol /9 # 6196 B88 SOZ: 'OOSSH 3.13 OHINNOS 9Z:Sl`. 00-£Z-Z --- ZS:ST 00, F2 133 02/23/2000 14:05 2084724711 IDAHD BANKING CO PAGE 05 10-t2-1999 DEED OF TRUST loan No 16006366 (Continued) Page 6 wh~h any prlvflle sale or other Intended dleposldon of Iho Poroonel P ten (10) days before the time of the sale w ~posltion. Any sale of Personal Property may beamed ~ sun u~cllan with rrnrroybsalelof Iha pedal Properly. SeIE of Iha Propolty, To the extent permfNed by apptieebla law, Grantor end Borrower hereby waive any and ell rights to have the Property marshalled, In tntetclairlg Ns righla and n'medke, the Trustee or Lender shall be Use to sell all w any part of the Propety together w sepereley, jn one sale or by separate sales, Lender shall be endNed to bid at any pubNe sale on all or any porlfon of the Property. Notice of seta having been properly et the Nme a Cbpla~ce fayrsd by It nsthatnoMoe ofres ~pupYe aw~dla~ la the hlghael b dder~lor cash In ew ul monayGol I of Unlled Sroha payable at lima of sale. Trustee shall deliver to the purohasar his a bar deed oonveylrrg the property so sold, bu! wflhcut any covenant a warranty express ar 1mpNed. The reollets In such dead al any mailers or facts sfalf be conclusive proof of the truthfulness of such matters or tads. ANer dedixsting alt costs, fade and expanses of Trustee antl or tlYS Trust, Includlrrg eat of aWdanea of title and reesonebie atiomeys' fees, Ineluding Ihosa M connection with Iha sal®, Trustee shell apply Wooeeds of sale to payment of (a) aN sums expended under this Deed of Trust, not then repaid with Interest tharaen as provded M this Deed of Trust; (b) eA Indebtedness secured hereby; and (e) the remeinder,ll any, b the person or persons legally antilled 11>erelo. Waiver; ®ecllon of Ramedlee, A walvar by any party of a breaoh or a proVislen of this Deed of Trust shall not conatilufe a welva of or prejudloe Iha party's rights otherwise to demand ehiof wrrrpllenoa with That provision or arty other provision. Eleoeon by Lender to pursue any remedy provded In this Deed of Troaq the Note, in any Related Dooumenl, or provided by law strati not exolude pursuit of any other remedy, and an eleeAon to rneke expenditures or fo take action to perform an obAgalion of Grenlor ar hwrower under this Deed of Trust eNar taflure of Grantor or Bonower to perform shah not affect Lender's Aghf M declare a default and to errerclse any of Ih remedies. Altomeys' Feoe; lorpenesa. N Lender IrulHutes any salt or action b enforce any of the terms of Ibis Deed of Trust, Lender shall be enliHed ro rvcovw such sum as the court may adjudge reasonable da atiamsys' tees at tdat and on any appeal. Whether or not any court action is Involved, aN rsesoneblo expenses Inourred by Lender which fn Lender's optnlon ere necessary a1 arty Nme for Iha protection or Its Inures! or the enferoemenl of Its rl9hts shah become a part of the Indebtedness payable on demand and shall beer Intereal at the Noie refs kom the dale of expendlltae until repaid. 6rpenses eoverod by Ibis paragraph IrxAude, wHhaut Ilrnifallan, however subject to any Hml1s under appNcable taw, Lender's reasonable eNarneys' Imo, whether or not Ihere Is a lawsuA, including reasonable eNOmeys' tees for bardvuptcy proceedings (ihvludtng eHoris to modMy or vetcate any automatic slay ar injundian), appeals and any anticipated poll-judpmenl collacNon aarvlcas, the cost of searching rocords, oblWning IINa roporls (Including foreclosure roporls), surveyors' reports, epprelsel leas, dlle Insurance, and fees for the Trustee, to the ezlerd permitted by appAceble law. Grantor also will pay any court costs, in eddAion to all other sums provded by law, Rights of Trustee. Trustee shall have aN of Iha rights and duAa of Lander as sal fonh in this section. POW@iS AND OBI.IGATItNIS OF TRUSTEE, The following provisions relating b the powers and odlgaHorrs M 7ruslaa era part of this Deed of Trost. Powers of Tnralea. In eddflion to all powers of Trustee arising as a mailer pl law, Trustee shall have the power b lake the fallowing actions with respect to the Property upon the wdtten roquesl of lender end Grantor. (a) Join In preparing and filing a map or plat of the Real Proporfy, Induding the ded~eflon of sheets or other rlphls fo the publlo; (b) Joln fn granting any eaaernerd or oroating any reslricUon on the Real Properly; and (c) Joln In any subordination or other agreement affecting this Deed of Trust or Iho Inleroat of Lender under this Dsed or Trust. ObIlgaNone to fVolity. Trustee shall not be obAgebd to notify any other perry of a pending solo under any other bust deed or lien, or of any action or proceeding In whleh Grantor, Lender, or Trustee shell be a perllr, unless the aeNan w praceed'mg is brought by Trusles. Trusles. Trustee shall meet all quaNficaUans required for Trustee under appUCebte law, In addition la Iha rights and iomedles set forth above, with respect b ell or arty pert al Iha Properly, Iha Trusles shah have the right Io fWeclose by noftoe end sale, and Lender shall have the right Io foreclose by judidal foredosuro, in either ease In 8ocordance with and to the full cadent pruvWsd by applicable law. 8uceasaor Trustee, Candor, at Lender! oplbn, may hom Amo to Mmo appelnl a suocascar Trustoo to any Trusme appointed hereunder by an lnshumenl executed and acknowledged by Lender and recorded in the office of the recorder of Ada County, Idaho. The Instrument shall Contain, In addldon fo ati other mallets rogWrod by stela law, iha names or the onglnal Candor, Troelee, end OraMor, the book and pegs where Ihls Deed of Trust Is recorded, and the name and address of the successor Irustea, and Iha mshument shell be exeoutod and acknowledged by Lander or its successoro In Irrlarest. The successor trustee, without conveyance of the Property, shah succeed to ell the title, power, end duties conferrod upon the Trustee In fhb Dead of Trust end by eppfrabls law. This procedure for subsAlulion of Iruslss shall govern la Iha ®celuslon of all other provlalom for substltution. NOTICES TO QRANTOR AIVD OTHER PARTIES. Any notice under Ibis Deed of Trust shefl be in writing, may be dent by leletecslmlle (unlace othorwlae requlrotl by low), and shall be effecHva when actuatiy dallverod, or when deposllod with a nallonally recognized ovemlghl courier, or, I} maNad, shall be deemed e(fecAve when deposited In Iha Unllad Steles maN Aral dasa, carlifled or nsglslered mall, postage prepaid, dhected to the eddressea shown near the beginning of Ihls Dasd of Trust. Any party may ohelnrppes Ib address for notices under Ihls Deed of Trust by giving formal written holies to the other parties, sprxlrying that the purpose of the notice Is to chgnge Nra party's address. All coplas of notices of foreclosure hom the holder of airy lien which bas priority aver fhb Deed of Trust shell be sent to Gender's address, es shown nggr th9 beginning of Ihts Deed of Trust. For noHee purposes, 4rontor agrees tp keep Lender and Truckee informed al aA Ames of Grantor's current address. MtBCELLANE0U8 PROVISIONS. The Mllowing miscellaneous provisions ere a part of IMs Deed of Trust: Amendmenla This Dead of Trust, together with any Related Documents, corrsNtutes the entire underolanding end agreement of the parties es 10 Ihs me1Wre sal forth In this Oeed of Trust, NO atterallon of or emendmant to Ihk Dasd of Trust shall ba eNaetlva uMeas given In vMAng and signed by tfra party or parties sough) to be Charged or bound by the ellerellon or emendmant. Annuol Relrorle, If Iha Properly is used for purposse other Ihan Grantor's raaidena, Grantor chaN furnlph to Lander, upen roqueel, a certAled sfafeirrertt of net opereling Iroome recetvad from Ihs Property during Grenlor's prevlou9 fiscal yyeeaor fn such Iorm and datell as Lander strati require. Nel opereling Income" shad mean efl cash receipts from Ihs Property less all cash expenolHuras made In connactbn with Iha aperotlon of the Property. Applloeble Law. Thla Deed of Trust has been delivered to Lender end accepted by Lender In the Stale of Idaho. Thle Deed of Trua1 shah be gotrerned ny and eonstruad In aewrdanoe with Iha laws of the Stale of Idaho. ' CepNon Haadinge. Caption headings Tn this Daetl of Trull ere for convenience purposes anry and are not to be used to Intery7ref a define the provlelons of Ihls Deed of Trust, gNe-ller. There shalt be no merger M the Inbrost or as1eM eroatod by Ihk Doed of Trust with any other Inlsraet or estate In the Property et any Nme held by or for the benefit of Lender ~- any capacity, without the written consent of Lender. Multiple Partied AU o611geltens of Grs ;and Borrower under Ihk, Dsed of Trust shall Ire Jo.. .nd severo4 end all references to Borrower shell t0-12-1999 QED 'OF TRUST Loan No 15006366 "`" (Conttnued) ~.: Page mean each and every harrower, end all references to Grantor shell mean each and ovary Gronfor. fits means that each of the persons signing below h rospaneihb for all obUgaAons in this Dead of Trust. olaro~umsf~en~, ouch nnu tng sheN na~renduersMaF proWelon ln~d or unenfOroeabl~ oto anyy other penisons or oiroumste~npbese If feasible any such oNenrgng proWslon shall be deemed to be mod'ifled to be within the hmlts of enforceabilly or Validity; however, If Iha offending proWslon Cannot be so modified, ti shall ha chicken and all other provisions of this Dasd of Trust In all other respects shell romaln valid and enfofeaable. auaessore and Aeslgns. Subject to Iha WnllaNOna stated In this Deed of Trust an Irensfer or Orenlor's inlerost, Ihls Dead of Trust shall be binding upon and inure to Iha benefit of Iha parflee, their succeasore and assigns. If ownership o} the Property becomes veafetl In a parson other than drentor, Leader, without notice to Grantor, may deal wNlt Grantor's suecessare wNh reference b this Deed of Trref and the Indebtedness by N'aY of forbearonee w sorlenaion wNhoul roleaeing Grantor kom fha abfrgatloru of Ihls Dead of Trust or Ilebllfry under Iha Indebtedness. lime la 0} Hte F.eeenoe. Time is of }Ile aesence In the performance of Ibis Deed o(Truat Walven end Conaenta Lender ehaN not be deemed to have walvad any rights under Ihie Deed of Trust (w under the Related Documents) unless ouch waiver Is In writing and signed by Lender, No delay w omission on the pert of tender In exercising any ApM shall operate ac a waiver Ol /L # 6196 B8B ~80Z ...._~. ..... .... Thee,; ~.~ `...~.~.,,. ^.. __-_. __ __ £S : S Z 00 r ~2 t33~ e"' ^^"•^~•^' •~ w. wu maw mar r, er ConT i nue 007 between Lender end grantor or Borrower, ahaN consNtule a waiver of rryrof Lender's Aphb orany ofaGreNor or t3orrower'o oblipatlons as to any net consf~t~heonhnuing epnsent fo~subaequont~ tkenrec~ w~ such o sent k retqulred~nHnp of such consent bq Lender In any Ine<arke shall Walvat O1 Nomsalead E5[emptlon. grantor hereby releases and wolves ell righb end beneAts of the homestead exemption laws of the State o1 Idaho ea to aN Indeblednesa sacwad by ihk Geed of Tnrst, EACH GRANTOR ACKNOWLWOB8 RAVING READ ALL TIC PROVIg10N8 OF TNlti DEED OF TRUST, AND EACH 4RANTOR AGREES TO ITS TERMS. STATE OF 7DAR0 } 80 ~ . • COUNTY Op ADA [ r, • }' ^~ ^'~~ .. j~ On Ihls 12TH ~y o} OCTOBER an the year 1999 ~}q~ r ' ~ " CIA ~ ~. STORK a notary public In and for the State or o, peraonelly appeared John R. trap, Ti~o~~cy q-,me (or proved to me on the oath of the! hearse tpd~e name. r to be the person whose nambj~~b ~ within Inalrument and acknowledged to me RIIII/R/Illl jl,~1 ~ RaelaMgYao~rD7Si~Dfte1lF1!DTn A~0 rlouaryru Ncfar deho uorxmi•:xir+n Esr:irss Olf? •"+^nfl MY commleelon explree JANUARY 23, 2002 lNDIVlDUAL ACKNOWLEDGMENT STATE OF IDAHO ) ~. f COUNTY OF ADA ) ~ •~ ~ • 1. , ', '.c. On this 12TH day of OCTOBER , in the year 1999 belore~n9 __ DTANNA T:~~QRR , e notary pebllc in and hu the State of Idaho, personally appeared AlDetta 8onntap, kngwn IdenN ',.fo„•me or ), to Oe the ~~ ~~ ~ ~ Proved to ma on Ina oath of that he or a [/nGUted Ihn same./v Parson whose neme~ya~ib ~ nb~d'to ~ d~ltl~h Instrument and adrnowledped to me l e:~i~6J9•vLrGr C~ Reeldln +aP~ %~ r ••1~~:~'~,IDAHO rv Public Por Idaho p -~VI IIIUn1•R rlesidina or ivichdino, 1D MyCOmmlasionexpfrea JANUARY 23, 2002 corurnlvafmt Ex,.r::,r Ring±nn~ OL /e tt 6L96 998 80Z: ^,naa~r ~x~ n.,i~i~inc e~ ~~ 8Z'BJtid 6ti96 888 80z 02123!2000 14:05 2084724711 IDAHO BANKING CO PAGE 06 10-10999 DEED OF TRUST Page g Loan No )6005266 (Continued) REQUEST FOR FULL RECONVEYANCE (To ba used only when obligations have been paid in full) T0~ ,Trustee The undersigned Is th® tags! owner and holder of ell Indebfadness ~cufed by this Deed of Trust. All sums secured by this Deed o1 Trust have been fully paid end saUsfted. You are hr~reby dir®cted, upon payment to you of any sums awing to you under the terms of Ihls Deed of Trust or pursuant to any applicable statute, b cancel the Note secured by this Deed of Trust (which is dativrarad to you together with this Deed of Trust), and b reconvey, without warranty, to the parties deslgnaled by the terms of this D®ed of Trust, the estate noW held by you under Ihls Deed of Trust, Please mall the reconveyancra and R®leiad Documents to: Date: 9onmflclary; ~y: tis: LgsEPI PRO, Reg. U, 6, Pal, 8 T,M. Off., Var. 8.E7a k) 1899 CF1 PrOSarvleee, Ina. All rlghl®reeerved. t10-BOl Qa,290 f9,2eb P9,28c SoNNTAa2.LN~ ~S:Si 00. ~~ Had Ol /6 # 6196 HB8 8021 'OOSS`d 3J.3 °JHINNOS: 9Z:Sl`. 00-£Z-Z