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HomeMy WebLinkAbout03-19-25 Minutes City of Meridian Employee Benefits Plan Trust Board of Trustees Meeting Agenda Wednesday March 19, 2025 11:00 A.M. City Attorney’s office or through Microsoft Teams hyperlink (attached) Click here to join the meeting Roll-Call Attendance Trustees __X___ Bill Nary __X___ Christena Barney __X___ Alex Freitag __O___ Justin Northway __O___ Eli Daniel Regular Attendees __X____ Cindy Tealey __O___ Destiny Bradley __O____ Tasha Norman __X___ Dan Malloy __O____ Scott Howell __X___ Reba White __O___ Matt Ferronato __O___ Curtis Calder 1. Approval of Minutes – Attached Approved AF moved, CB seconded 2. Reports (Action may be taken if Necessary)  Monthly Experience Reports January: Medical - Experience was 85.99%, down from the previous month for an average YTD of 85.99%. 1 Large Claim, similar this period last year. Dental – Experience was 70.43%, up from previous month for an average YTD of 70.43%. Vision - Experience was 120.72% down from the previous month for an average YTD of 120.72%. Rolling 12 months for Medical and Rx Claims is 109.87%  Monthly Financial Reports January Financial Reports will be sent out as soon as they are available.  Quarterly Financial Reports $112K Deficit Q4 2024. During the 2024 audit, Trust is still in deficit as of February 28, 2025. Acknowledge we are aware; explore why we are experiencing higher claims and how address. Claims are higher even with $74k in rebates. We know it is due to cancer claims, orthopedic, and Rx. We are having discussions about rates for 2026 and plan design changes for 2026 to try to mitigate future losses. Biosimilars in 2025 is an option to help offset losses but would not be effective until st October 1. Three people would be impacted by that change, Humira. Education to member and the doctor $7000 on Humira to the biosimilar of $1000. CB motioned to accept moving to the biosimilar program for 2025 and 2026, AF seconded, all ayes. 3. Discussion and Action Items  Post-Retirement Health No update  Payments of bills, if any None  Blue Cross Updates, if any None  Gallagher Updates, if any None 4. Next Meeting Topics None 5. Adjournment AF motioned, CB seconded. Adjourned at 11:40AM.