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HomeMy WebLinkAboutWarrantyDeed V1APPROVED 1213D21 When recorded, return to: Academy Mortgage Corporation Final Doc" Department 339 West 13490 South Draper, UT 84020 Title Order No.: 34602125531 Escrow No.: 34602125531 LOAN #: 5921428 Above This Line For Recording Data] DEED OF TRUST MIN 1000608-2100837591.1 MERS PHONE #: 1-888-679-6377 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated April 29, 2021, together with all Riders to this document. (B) "Borrower" is JANUSZ PADLO AND PAULINA PADLO, HUSBAND AND WIFE. Borrower is the trustor under this Security Instrument. (C) "Lender" is Academy Mortgage Corporation. Lender is a UT Corporation, organized and existing under the laws of Utah. Lender's address is 339 West 13490 South, Draper, UT 84020. (D) "Trustee" is Fidelity National Title Company, 485 East Riverside Dr, Suite 200, Eagle, ID 83616. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary underthis Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, let. (888) 679-MERS. IDAHO—Single Family —Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30131/01 (—.7/08) Ellie Mae, Inc Page 1 of 9 IDEDEED 0317 IDEDEED (CLS) 04/29/2021 08:19 AM PST ���� E'X.+L•. n fL'/'z r'�:.r'I�uYYw'Y.r.�:2R�i.I �� APPROVED National Title 1213D21 34602125531-PJN QUITCLAIM DEED FOR VALUE RECEIVED John Padlo and Paulina Padlo, husband and wife do(es) hereby convey, release and forever quitclaim unto: Janusz Padlo and Paulina Padlo, husband and wife whose current address is 2706 S Bear Claw Way, Meridian, ID 83642, the following described premises, to -wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF IN WITNESS WHEREOF, the undersigned have executed this document on the date(s) set forth below. Date: ��1ril 29, 2q�1 f r' Jo Padlo Paulina,Aadlo — STATE OF Idaho, COUNTY OF Ada, -ss. On this g day of ( 1 , 2021, before me, the undersigned, a Notary Public in and for said State, personally appeared John Padlo and Paulina Padlo known or identified to me to be the person whose name is subscribed to the ithin instrument and acknowledged to me that he/she/they executed the same. Signature: Name: Residing at: My Commission Expires: (SEAL) PJ NAVA COMMISSION #47029 NOTARY PUBLIC STATE OF IDAHO MY COMMISS ON EXPIRES 07/t 12025 Deed (Quitclaim) Printed: 04.29.21 @ 09:18 AM by HS IDD1055.doc / Updated: 05.20.19 ID-FT-FXEA-03460.211389-34602125531 LOAN #: 5921428 �E Ifore AFFIDAVIT OF OCCUPANCY APPROVEDTE OF IDAHOUNTY OF Ada } SS. 1213D216 S Bear Claw Way ridian, ID $3642 me, the undersigned authority duly authorized to take acknowledgments and administer oaths personally geared: Janusz Pad to AND Paulina Pacilo ('Affiants") who, upon being duly sworn, depose and say as follows: 1. Affiants hereby certify that, upon taking title to the real property described above, their occupancy status will be as follows: [ z ] 1.1 Primary Residence: At least one borrower will occupy, establish, and use the Property identified above as my/our principal residence within 60 days after the execution of the Security Instrument and shall continue to occupy the Property as my/our principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing. [ ] 1.2 Second Home: At least one borrower will occupy the property as a second home (vacation, etc) while maintaining a principal residence elsewhere. [ ] 1.3 Investment Property: Not owner occupied. Purchased as an investment to be held or rented. [ x ] 1.4 REFINANCES ONLY 2706 S Bear Claw Way, Meridian, ID 83642 I/We the undersigned certify that the property referenced above is NOT currently listed for sale or under contract to be listed for sale. I/We the undersigned acquired the property on 2. Affiants acknowledge that this Affidavit of Occupancy is given as a material inducement to cause: Academy Mortgage Corporation to make a mortgage loan to Affiants and that any false statements, misrepresentations or material omissions shall constitute a breach of the Afftant's obligation to: Academy Mortgage Corporation and that all the provisions of the mortgage indenture concerning default on the Promissory Note will thereupon be in full force and effect. 3. Affiants further acknowledge that they have read and understand the following: 18 United States Code Section 1014: "Whoever knowingly makes any false statement or report,... for the purpose of influencing in any way the action of any institution the accounts of which are insured by the Federal Deposit Insurance Corporation, any Federal home loan bank, the Federal Housing Finance Board, the Federal Deposit Insurance Corporation, the Farm Credit System Insurance Corporation, or the National Credit Union Administration Board,... upon any application ,...or loan,...shall be fined not more than $1,000,000 or imprisoned not more than 30 years or both:' 4. The agreements and covenants contained herein shall survive the closing ofthemortgage loan transaction. JAN S ADLO DATE PAULINl2t`P �.---"' DATE Ellie Mae, Inc. Page 1 of 2 GAOC 1017 GAOC(CLS) 04/29/2021 08:19 AM PST ■III E�iL�ds�F.`�f�`i�P"4�Ik��l III