HomeMy WebLinkAboutAdditional Insured ICRMP LetterPhone: 208-336-3100 ■ Toll Free: 1-800-336-1985 ■ Fax: 208-336-2100
Email: intake@icrmp.org ■ Website: www.icrmp.org
Idaho Counties Risk Management Program PO Box 15249 3100 S Vista Ave., Ste. 300 Boise, ID 83715
Sandy Moser
Underwriting Manager
Certificate Holder
RE: Additional Insured Request
I am summarizing ICRMP’s position regarding additional insured language on our
certificates of insurance.
As outlined, the member referenced above is a governmental entity within the State of
Idaho. Idaho Code § 6-923 allows for political subdivisions to purchase insurance for
“themselves and their employees.” This is also specifically prohibited by the Idaho
Constitution Article VIII, Section 4:
No county, city, town, township, board of education, or school district, or other
subdivision, shall lend, or pledge the credit or faith thereof directly or indirectly, in
any manner, to, or in aid of any individual, association or corporation, for any
amount or for any purpose whatever, or become responsible for any debt,
contract or liability of any individual, association or corporation in or out of this
state.
Governmental entities do not have the lawful authority to purchase insurance on behalf
of private parties, such as the Idaho Department of Transportation.
Even though we cannot use the terminology of “additional insured”, we can provide you
with a Certificate of Insurance, which shows that there is insurance on the property and
that we will accept a tender of your defense if you are named party to a lawsuit solely
because of your relationship with this member and not as a result of your own conduct.
I hope this information will better explain who we are, who our member is and why we
cannot supply you with the words “additional insured” on your certificate of insurance.
Please let me know as soon as possible that this situation has been resolved in the
favor of our member.
Sincerely,
Sandy Moser - Underwriting Manager